10928 Fort Island Trail, FL

$234,900

10928 Fort Island Trail

Crystal River, FL 34429

Active
4
Beds
2
Baths
1,435
Sq Ft
0.28
Acres
1966
Built
$164/sqft
Single Family Residence

Property type

1966

Year built

12,300 sqft

Lot size

$164

Price / sq ft

No HOA

HOA dues

10

Days on market

AE

Flood zone

About this home

This beautifully updated Ranch-style home offers four bedrooms, two bathrooms, and 1,350 square feet of living space on a spacious lot in Crystal River. Ideally located less than 10 minutes from the Gulf of Mexico, downtown, and the world-famous springs, this single-story property is designed for comfort and convenience with a functional floor plan that flows seamlessly from room to room.The home features a bright living room at the entry, a dining area, and a large kitchen equipped with stainless steel appliances, wood cabinetry, and modern countertops, perfect for both everyday use and entertaining. At the center of the home, the family room provides an inviting gathering space with direct access to the screened porch. The primary bedroom includes its own bath, while two additional bedrooms and a second full bath provide flexibility for family, guests, or office use. A dedicated laundry area adds convenience. Wood-look tile flooring runs throughout, combining durability with style.Outside, the screened porch and patio create the perfect setting for outdoor enjoyment. A covered carport, and a storage shed at the rear of the property complete the home. The home features a brand-new AC system with an added attic fan to improve efficiency and help lower utility costs. The AC includes a transferable warranty for peace of mind. A brand-new water heater has also been installed, and the property comes with a transferable Orkin pest control plan with three years remaining. The septic system, installed in 2020, was serviced, pumped, and certified in June, ensuring everything is in excellent working order. The property is bordered on both sides and at the rear by state-owned land that will not be developed, offering privacy and a natural backdrop. With its close proximity to boating, fishing, kayaking, waterfront dining, and all the natural beauty the Nature Coast has to offer, this home presents an excellent opportunity for a primary residence, vacation retreat, or investment property.

Estimated monthly payment

Principal & interest$1,188
Property taxes$212
Home insurance (est.)$108

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history10 days on market

  1. Status: Active
    Apr 24, 2026
  2. Listed$234,900
    Apr 24, 2026
  3. Price increased$234,900

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
10
Cumulative DOM
183
Subdivision
Sunny Shores
County
Citrus
Year built
1966
Living area
1,435 sq ft
Price/sq ft
$164
Building area
1,640 sq ft (Owner)
Lot size
12,300 sq ft
Lot category
1/4 to less than 1/2
Flood zone
AE (12017C0188E)
Annual taxes
$2,545 (2025)
Parcel #
17E-18S-20-0010-00000-0130
Zoning
CL
MLS #
W7885131

Interior Details

Bedrooms
4
Full bathrooms
2
Flooring
Ceramic Tile
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
Interior features
Built-in Features, Ceiling Fans(s), Solid Surface Counters, Thermostat
Laundry
Electric Dryer Hookup, Inside, Washer Hookup
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Carport
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
French Doors, Lighting, Other
Construction materials
Block, Concrete, Stucco
Roof
Metal
Foundation
Slab
Road surface
Asphalt, Paved

Utilities

Sewer
Septic Tank
Water source
Public
Utilities
Cable Available, Public, Water Connected

Schools

ElementaryCrystal River Primary SchoolGreatSchools ↗
MiddleCrystal River Middle SchoolGreatSchools ↗
High SchoolCrystal River High SchoolGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
KitchenFirst
Living RoomFirst
Primary BedroomFirst

Listing Details

Listing date
2026-04-24
On market date
2026-04-24
Original list price
$234,900
Occupant type
Vacant
MLS area
34429 - Crystal River
Listing AOR
West Pasco
Status changed
2026-04-24
Tax legal description
SUNNY SHORES PB 2 PG 180 LOT 13

Flood risk

High riskFEMA Zone AEPanel 12017C0188E

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Head north and turn right onto Spring Hill Drive, then use the left lanes to turn left onto Mariner Boulevard. Continue and turn left onto Landover Boulevard, followed by another left onto Northcliffe Boulevard. From there, turn right onto US-19 North/Commercial Way and stay on US-19 for about 27 miles. Finally, turn left onto West Fort Island Trail in Crystal River, where your destination, 10928 W Fort Island Trail, will be on the left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 4, 2026 at 3:16 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA