$650,000
110 Monroe Circle
St Petersburg, FL 33702
Listing updated: June 8, 2026 at 4:29 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
This is a prime chance to buy a solid 4-plex for your long-term portfolio or to utilize the perfect "house-hack" by living in the spacious 1,274 SF, renovated main house while your tenants pay the mortgage. The property sits on a large 7,915 SF lot that stayed completely dry during recent major storms and features fresh paint inside and out, new stucco, and updated landscaping. The grounds provide plenty of outdoor space, highlighted by a large shared courtyard. The main house is spacious and has been fully renovated, featuring two bedrooms, one bathroom, a large kitchen, and a dedicated room for your pantry and washer/dryer, new light fixtures and water heater. There is also a formal dining room, a large foyer, a living room with a cozy fireplace, and two private patios. The back of the property holds three more units: one attached efficiency and two units in a separate building, including one that is freshly updated with a versatile bonus room that can serve as a second bedroom, a walk-in closet, an office, or extra storage. The location is ideal, just 10 minutes from downtown St. Pete with quick access to the highway and a short walk to a variety of coffee shops, restaurants, spas, car wash and so much more. It is also situated directly behind Rumba Grill, putting local dining and happy hour right at your doorstep. Each of the four units has its own private entrance and parking. There is plenty of room for vehicles with at least seven parking spaces on site, making this a rare and versatile investment opportunity that is ready to perform.
Local Insight
This 1956 quadruplex is priced aggressively at $254/sqft for a multi-unit income property, but that AE flood zone designation is a serious red flag—you'll need flood insurance and should verify elevation certificate details and any history of claims before committing. The tight 0.18-acre lot means limited expansion potential and tight spacing between units, so review the condition of shared systems and roof carefully since four separate households will stress those components. At this price point in North St. Pete, it's worth asking whether this property cash-flows as a rental or if you're betting on neighborhood appreciation to make the numbers work.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history46 days on market
- Status: ActiveApr 23, 2026
- Listed$689,000Apr 23, 2026
- Price reduced$650,000
Facts & features
- Property type
- Residential Income
- Sub type
- Quadruplex
- Status
- Active
- Days on market
- 46
- Subdivision
- North St Petersburg
- County
- Pinellas
- Year built
- 1956
- Living area
- 2,558 sq ft
- Price/sq ft
- $254
- Building area
- 2,606 sq ft (Public Records)
- Lot size
- 7,915 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12103C0209H)
- Annual taxes
- $2,989 (2025)
- Parcel #
- 31-30-17-61146-033-0070
- MLS #
- TB8500796
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Interior Details
- Bedrooms
- 4
- Interior features
- Solid Surface Counters, Solid Wood Cabinets, Stone Counters
- Laundry
- Inside, Laundry Room, None, Washer Hookup
- Stories / Levels
- One
- Fireplace
- Yes
Heating & Cooling
- Heating
- Ductless
- Cooling
- Mini-Split Unit(s)
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
Exterior & Construction
- Exterior features
- Courtyard, Fence, Private Entrance, Private Mailbox
- Construction materials
- Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Available, Electricity Connected, Phone Available, Public, Sewer Available, Sewer Connected, Water Available, Water Connected
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Listing Details
- Listing date
- 2026-04-17
- On market date
- 2026-04-23
- Original list price
- $689,000
- MLS area
- 33702 - St Pete
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-04-23
- Tax legal description
- NORTH ST PETERSBURG BLK 33, LOT 7
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
from I-275, take Exit 32 for 4th St N (if coming from Tampa) or Exit 26A for 54th Ave N (if coming from Downtown), proceed to 4th St N and head toward the 62nd Ave N intersection, then turn east onto 62nd Ave N, make a quick left onto 1st St N, and a final right onto NE Monroe Cir N, where you will find the property situated directly behind the Rumba Grill.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 8, 2026 at 4:29 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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