25292 Lenox Circle, FL
Stellar MLS

$325,000

25292 Lenox Circle

Punta Gorda, FL 33950

Active
3
Beds
2
Baths
1,744
Sq Ft
0.18
Acres
2020
Built
$186/sqft360° tour
Single Family Residence

Property type

2020

Year built

7,993 sqft

Lot size

$186

Price / sq ft

$126/mo

HOA dues

44

Days on market

2

Garage spaces

AE

Flood zone

About this home

PUNTA GORDA, FL - Welcome to effortless Florida living in the highly desirable Waterford Estates community of Punta Gorda. This beautifully maintained 3-bedroom, 2-bath home features the popular Eastham floor plan, thoughtfully designed for both comfort and everyday functionality. Positioned on a deep homesite, this property offers a large kitchen with a nice breakfast nook area overlooking the front of the home —creating the perfect setting for morning coffee or relaxed, everyday dining. The spacious front kitchen is truly the heart of the home, featuring generous cabinetry, ample prep space, quartz countertops, and stainless-steel appliances, all complemented by a bright, open feel. Pride of ownership is evident throughout, with tasteful landscaping enhancing the home’s curb appeal and a list of valuable upgrades already in place. Enjoy peace of mind with a brand-new roof (2025), plus added conveniences including screened-in front entry, screened-in back covered lanai, gutters, hurricane shutters, a water softener system, and a reverse osmosis system in the kitchen for high-quality drinking water. The primary suite is complete with upgraded shower doors in the master bath, adding a polished touch to the space. For peace of mind, this home also COMES WITH A 1 YEAR HOME WARRANTY ON THE AC SYSTEM AND ALL APPLIANCES. Beyond the home itself, a rare financial opportunity awaits—this property offers a 2.625% VA ASSUMABLE MORTGAGE FOR A QUALIFIED BUYER, a standout advantage in today’s market. Located within Waterford Estates, residents enjoy a gated community with resort-style amenities, including a clubhouse complete with kitchen, all purpose room, card room and billiard room, two resort style pools, fitness center, pickleball courts, bocce ball courts, walking path, and more. One of the standout lifestyle perks of this home is its location within a golf cart-friendly community—with access to streets that allow street-ready golf carts—making it easy and fun to cruise through the neighborhood or take a short ride toward nearby shopping, dining, and downtown Punta Gorda. This is more than just a home—it’s a smart move, a peaceful setting, and a lifestyle you’ll love!

Local Insight

At $186 per square foot for a 2020 build in Waterford Estates, this is solid pricing for the Punta Gorda market, though you'll want to factor in the $126 monthly HOA on top of your mortgage. The AE flood zone designation is the real consideration here—verify what flood insurance will actually cost before committing, since that can easily add $100-150+ monthly depending on the elevation and your lender's requirements. The tight 0.18-acre lot and newer construction mean lower maintenance headaches, but make sure the layout and floor plan actually work for your needs before getting attached to the price.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$1,643
Property taxes$362
Home insurance (est.)$149
HOA dues$126

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history44 days on market

  1. Status: Active
    Apr 23, 2026
  2. Listed$325,000
    Apr 23, 2026
  3. Price increased$325,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
44
Subdivision
Waterford Estates Ph 2b & 2c
County
Charlotte
Year built
2020
Living area
1,744 sq ft
Price/sq ft
$186
Building area
2,289 sq ft (Public Records)
Lot size
7,993 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12015C0242G)
Garage
2 spaces
Annual taxes
$4,344 (2025)
Parcel #
412308228021
Zoning
RMF10
MLS #
C7525171

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Carpet, Tile
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Filtration System, Water Softener
Interior features
Ceiling Fans(s), Eat-in Kitchen, Primary Bedroom Main Floor, Stone Counters, Window Treatments
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
South

Heating & Cooling

Heating
Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$377 / Quarterly
Monthly HOA
$126/mo
Total monthly fees
$237/mo
Total annual fees
$2,839
HOA name
SWFL CAM SERVICES
CDD
Yes
Homestead exemption
Yes
Min lease term
1 Month
Listing terms
Assumable, Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
SEE HOA DOCUMENTS FOR FULL LEASE RESTRICTIONS
Approval process
SEE HOA DOCUMENTS FOR FULL APPROVAL PROCESS

Exterior & Construction

Exterior features
Hurricane Shutters, Rain Gutters, Sidewalk, Sliding Doors
Construction materials
Block
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed
Breed Restrictions, Cats OK, Dogs OK, Number Limit

Schools

ElementarySallie Jones ElementaryGreatSchools ↗
MiddlePunta Gorda MiddleGreatSchools ↗
High SchoolCharlotte HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
KitchenFirst
Living RoomFirst
Primary BedroomFirst
Primary BathroomFirst
Bedroom 2First
Bedroom 3First
Bathroom 2First
LaundryFirst

Listing Details

Listing date
2026-04-21
On market date
2026-04-23
Original list price
$325,000
Occupant type
Owner
MLS area
33950 - Punta Gorda
Listing AOR
Venice
Status changed
2026-04-23
Tax legal description
WFE 02B 0000 0498 WATERFORD ESTATES SEC2B BLK0000 LT498 E4481/612 4503/680 4642/1239

Flood risk

High riskFEMA Zone AEPanel 12015C0242G

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

FROM ROUTE 41 IN PUNTA GORDA, TAKE AIRPORT ROAD EAST TO WATERFORD PARKWAY. FOLLOW WATERFORD PARKWAY AND TAKE A RIGHT ON EAST LENOX.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 6, 2026 at 12:05 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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