$899,000
664 Mandalay Avenue
Clearwater Beach, FL 33767
Listing updated: June 25, 2026 at 6:19 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
BACK ON MARKET DUE TO FINANCING! This is the time to make it YOURS! RARE DUPLEX OPPORTUNITY ON CLEARWATER BEACH!! Prime 4-bedroom, 2-bath income property just one block from the beach on highly desirable Mandalay Avenue, featuring two separate units with 2 bedrooms and 1 bathroom each (upstairs and downstairs), perfect for short-term rentals, multi-family use, or a personal beach getaway with income potential. Recently taken down to the studs, this property offers a true blank slate with major upgrades already completed, including new A/C units, new plumbing throughout, new electrical throughout, brand-new hurricane-impact windows, fresh drywall, and more, saving significant time and cost. Located in the Tourist District, it allows short-term rentals and sits in the heart of one of Florida’s most iconic beach destinations, just steps from the award-winning sugar-sands of Clearwater Beach. Owners and guests can enjoy nearby attractions like top-rated restaurants, charter fishing, dolphin tours, jet skiing, the Clearwater Marine Aquarium, and the Clearwater Beach Recreation Center with a pool, tennis courts, and fitness facilities, making this a rare opportunity to create a high-performing rental or dream beach retreat in a highly sought-after location!
Local Insight
At $476 per square foot for a 1946 half duplex in AE flood zone, you're paying a Clearwater Beach premium despite the age and shared-wall structure—flood insurance here will be a significant annual cost that needs factoring into your true carrying expenses. The water view and lack of HOA are genuine perks, but the tiny 0.04-acre lot means no room to expand or renovate meaningfully, so you're really buying location and the view rather than a property with upside potential. If you're serious about this area, verify what flood insurance actually runs and whether the 2-bath/4-bed layout actually works for your family, because the bones are old and the footprint is tight.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history2 days on market
- Status: ActiveJun 25, 2026
- Listed$899,000Apr 20, 2026
- Price increased$899,000
Facts & features
- Property type
- Residential
- Sub type
- Half Duplex
- Status
- Active
- Days on market
- 2
- Subdivision
- Clearwater Beach Rev
- County
- Pinellas
- Year built
- 1946
- Living area
- 1,888 sq ft
- Price/sq ft
- $476
- Lot size
- 1,851 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12103C0102H)
- Annual taxes
- $13,837 (2025)
- Parcel #
- 05-29-15-16362-002-0100
- MLS #
- TB8499682
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Flooring
- Other
- Appliances
- None
- Interior features
- Open Floorplan
- Laundry
- Common Area, Laundry Room, Outside, Washer Hookup
- Stories / Levels
- Multi/Split
- Direction faces
- East
Heating & Cooling
- Heating
- Central, Ductless
- Cooling
- Central Air, Mini-Split Unit(s)
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Min lease term
- 1-7 Days
- Listing terms
- Cash
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- TOURIST DISTRICT!
Exterior & Construction
- Exterior features
- Awning(s), Balcony, Lighting, Outdoor Shower, Private Entrance, Private Mailbox, Sidewalk
- Construction materials
- Block
- Roof
- Slate
- Foundation
- Block
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Available, Sewer Available, Water Available
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 12x27 |
| Living Room | Second | 12x27 |
| Primary Bedroom | First | 12x14 |
| Bedroom 2 | Second | 12x14 |
| Kitchen | First | 12x8 |
| Kitchen | Second | 12x8 |
Listing Details
- Listing date
- 2026-04-20
- On market date
- 2026-04-20
- Original list price
- $899,000
- Occupant type
- Vacant
- MLS area
- 33767 - Clearwater/Clearwater Beach
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-06-25
- Tax legal description
- CLEARWATER BEACH REV BLK 2, N 36.5FT OF LOT 10
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
North on Mandalay Ave, located on the W side of Mandalay Ave.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 25, 2026 at 6:19 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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