664 Mandalay Avenue, FL664 Mandalay Avenue, FL664 Mandalay Avenue, FL
Stellar MLS
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$899,000

664 Mandalay Avenue

Clearwater Beach, FL 33767

Listing updated: June 25, 2026 at 6:19 PM ET

Active
Stellar MLSListing courtesy of Sunstar Real Estate Llc · Taylor Holevas · MLS #TB8499682 · Active · 727-596-8200
4
Beds
2
Baths
1,888
Sq Ft
0.04
Acres
1946
Built
Water view$476/sqft360° tour
Half Duplex

Property type

1946

Year built

1,851 sqft

Lot size

$476

Price / sq ft

No HOA

HOA dues

2

Days on market

AE

Flood zone

About this home

BACK ON MARKET DUE TO FINANCING! This is the time to make it YOURS! RARE DUPLEX OPPORTUNITY ON CLEARWATER BEACH!! Prime 4-bedroom, 2-bath income property just one block from the beach on highly desirable Mandalay Avenue, featuring two separate units with 2 bedrooms and 1 bathroom each (upstairs and downstairs), perfect for short-term rentals, multi-family use, or a personal beach getaway with income potential. Recently taken down to the studs, this property offers a true blank slate with major upgrades already completed, including new A/C units, new plumbing throughout, new electrical throughout, brand-new hurricane-impact windows, fresh drywall, and more, saving significant time and cost. Located in the Tourist District, it allows short-term rentals and sits in the heart of one of Florida’s most iconic beach destinations, just steps from the award-winning sugar-sands of Clearwater Beach. Owners and guests can enjoy nearby attractions like top-rated restaurants, charter fishing, dolphin tours, jet skiing, the Clearwater Marine Aquarium, and the Clearwater Beach Recreation Center with a pool, tennis courts, and fitness facilities, making this a rare opportunity to create a high-performing rental or dream beach retreat in a highly sought-after location!

Local Insight

At $476 per square foot for a 1946 half duplex in AE flood zone, you're paying a Clearwater Beach premium despite the age and shared-wall structure—flood insurance here will be a significant annual cost that needs factoring into your true carrying expenses. The water view and lack of HOA are genuine perks, but the tiny 0.04-acre lot means no room to expand or renovate meaningfully, so you're really buying location and the view rather than a property with upside potential. If you're serious about this area, verify what flood insurance actually runs and whether the 2-bath/4-bed layout actually works for your family, because the bones are old and the footprint is tight.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$4,546
Property taxes$1,153
Home insurance (est.)$412

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history2 days on market

  1. Status: Active
    Jun 25, 2026
  2. Listed$899,000
    Apr 20, 2026
  3. Price increased$899,000

Facts & features

Property type
Residential
Sub type
Half Duplex
Status
Active
Days on market
2
Subdivision
Clearwater Beach Rev
County
Pinellas
Year built
1946
Living area
1,888 sq ft
Price/sq ft
$476
Lot size
1,851 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12103C0102H)
Annual taxes
$13,837 (2025)
Parcel #
05-29-15-16362-002-0100
MLS #
TB8499682

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Interior Details

Bedrooms
4
Full bathrooms
2
Flooring
Other
Appliances
None
Interior features
Open Floorplan
Laundry
Common Area, Laundry Room, Outside, Washer Hookup
Stories / Levels
Multi/Split
Direction faces
East

Heating & Cooling

Heating
Central, Ductless
Cooling
Central Air, Mini-Split Unit(s)

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
1-7 Days
Listing terms
Cash
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
TOURIST DISTRICT!

Exterior & Construction

Exterior features
Awning(s), Balcony, Lighting, Outdoor Shower, Private Entrance, Private Mailbox, Sidewalk
Construction materials
Block
Roof
Slate
Foundation
Block
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Available, Sewer Available, Water Available

Schools

ElementaryPlumb Elementary-PNGreatSchools ↗
MiddleOak Grove Middle-PNGreatSchools ↗
High SchoolClearwater High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst12x27
Living RoomSecond12x27
Primary BedroomFirst12x14
Bedroom 2Second12x14
KitchenFirst12x8
KitchenSecond12x8

Listing Details

Listing date
2026-04-20
On market date
2026-04-20
Original list price
$899,000
Occupant type
Vacant
MLS area
33767 - Clearwater/Clearwater Beach
Listing AOR
Suncoast Tampa
Status changed
2026-06-25
Tax legal description
CLEARWATER BEACH REV BLK 2, N 36.5FT OF LOT 10

Flood risk

High riskFEMA Zone AEPanel 12103C0102H

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

North on Mandalay Ave, located on the W side of Mandalay Ave.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 25, 2026 at 6:19 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA