$220,000
3991 Shady Court
Mulberry, FL 33860
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Tucked at the end of a quiet cul-de-sac with no HOA and no deed restrictions, this 2021-built home is full of surprises — starting with the financing. This property is titled as real property on a permanent foundation and is eligible for USDA, VA, FHA, and conventional financing. Qualified buyers may be able to purchase this home with ZERO down payment. Inside you'll find 1,400 square feet of thoughtfully designed living space — 3 bedrooms, 2 full baths, a split floor plan, walk-in closets, open concept kitchen, vinyl plank flooring throughout, and all appliances included. Built in 2021, the big ticket items are already handled — roof, AC, and systems are all newer. Sitting on nearly a third of an acre with public water, there's genuine outdoor space with room to grow — and with no HOA, you have the freedom to make it your own. Conveniently located near SR-60 for an easy commute to Lakeland or Tampa. Seller is offering $5,000 toward buyer closing costs. Combined with USDA zero-down financing, a qualified buyer could get into this home with very little out of pocket.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history34 days on market
- Status: ActiveApr 17, 2026
- Listed$220,000Apr 16, 2026
- Price increased$220,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Manufactured Home
- Status
- Active
- Days on market
- 34
- Subdivision
- Shady Hammock
- County
- Polk
- Year built
- 2021
- Living area
- 1,400 sq ft
- Price/sq ft
- $157
- Building area
- 1,440 sq ft (Public Records)
- Lot size
- 12,632 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- X
- Annual taxes
- $2,640 (2025)
- Parcel #
- 23-30-04-155202-000050
- MLS #
- TB8498790
Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Vinyl
- Appliances
- Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s), Living Room/Dining Room Combo, Open Floorplan, Split Bedroom, Walk-In Closet(s), Window Treatments
- Laundry
- Inside, Laundry Room
- Stories / Levels
- One
- Direction faces
- East
Heating & Cooling
- Heating
- Central, Electric, Heat Pump
- Cooling
- Central Air
Parking
- Parking features
- Driveway
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, USDA Loan, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Sliding Doors
- Construction materials
- Metal Frame, Metal Siding
- Roof
- Shingle
- Foundation
- Crawlspace
- Road surface
- Paved
Utilities
- Sewer
- Septic Tank
- Water source
- Public
- Utilities
- Cable Available, Electricity Connected, Public
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 18x18 |
| Kitchen | First | 10x9 |
| Dining Room | First | 8x11 |
| Primary Bedroom | First | 12x15 |
| Bedroom 2 | First | 11x14 |
| Bedroom 3 | First | 10x11 |
Listing Details
- Listing date
- 2026-04-16
- On market date
- 2026-04-16
- Original list price
- $220,000
- Occupant type
- Owner
- MLS area
- 33860 - Mulberry
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-04-17
- Tax legal description
- SHADY HAMMOCK PB 86 PGS 15 & 16 LYING IN SECS 4 & 5 T30S R23E LOT 5
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Take Highway 60 to Pine Grove Rd, continue to Shady Hammock Dr, then follow to Shady Ct. Home is located in the cul-de-sac.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 20, 2026 at 1:50 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA