23040 Central Avenue, FL
Stellar MLS

$214,900

23040 Central Avenue

Punta Gorda, FL 33980

Listing updated: June 12, 2026 at 5:30 PM ET

Active
3
Beds
2
Baths
1,616
Sq Ft
0.32
Acres
1958
Built
$133/sqft
Single Family Residence

Property type

1958

Year built

14,022 sqft

Lot size

$133

Price / sq ft

No HOA

HOA dues

52

Days on market

AE

Flood zone

About this home

Step into the kind of location buyers wait for—this “Old Florida Style” home sits on a spacious 1/3-acre corner lot just one block from the waterfront along Charlotte Harbor and Bayshore Live Oak Park. This area is known for its large, mature Live Oak trees that create beautiful natural shade and that classic Old Florida feel. If you’ve been looking for that hard-to-find combination of space, location, and flexibility, this property checks all the boxes. Originally built in 1958 and now updated and move-in ready, it offers over 1,600 sq. ft. with 3 bedrooms, 2 baths, an open floorplan, interior laundry room, and a large screened lanai to enjoy the Florida lifestyle year-round. Inside, the home has already had many of the big updates taken care of, including a metal roof (2014), new epoxy flooring throughout, fresh interior paint, all new appliances, newer HVAC unit, and a new water heater—making it easy to move right in while still leaving room to add your own personal touches over time. Public water and sewer are already connected, adding everyday convenience. Outside is where this property really stands out. The oversized corner lot offers a shell circular driveway plus a separate concrete driveway that could easily be enclosed using the existing privacy fence along the road-facing side of the backyard—perfect for storing boats, trailers, or extra vehicles. The hurricane-rated shed with built-in workbenches and shelving gives you a ready-to-go workspace or storage area, something that’s getting harder to find. With no deed restrictions or HOA fees, you have the freedom to truly use this property how you want—whether that’s a full-time residence, seasonal getaway, or income-producing Airbnb. And if you’re looking for even more space, the adjacent lot directly behind the home is currently available for sale, offering the opportunity to expand your property by an additional .32 acres. The location only adds to the appeal—just minutes from boat ramps, fishing spots, Edgewater Dog Park, Port Charlotte Beach Park, and the Charlotte Harbor Yacht Club. You’re also only about a mile from Sunseeker Resort for dining and entertainment, and a short scenic walk or bike ride along the waterfront paths takes you into Punta Gorda for even more to enjoy. Opportunities like this—large lot, prime location, flexibility, and room to expand—don’t come up often. Come take a look and see the potential for yourself.

Estimated monthly payment

Principal & interest$1,087
Property taxes$230
Home insurance (est.)$98

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history52 days on market

  1. Status: Active
    Apr 24, 2026
  2. Listed$229,900
    Apr 16, 2026
  3. Price reduced$214,900

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
52
Subdivision
Charlotte Harbor Resub Blks 09 10 23 & 24 Pt
County
Charlotte
Year built
1958
Living area
1,616 sq ft
Price/sq ft
$133
Building area
2,006 sq ft (Public Records)
Lot size
14,022 sq ft
Lot category
1/4 to less than 1/2
Flood zone
AE (12015C0229G)
Annual taxes
$2,764 (2025)
Parcel #
402225356004
Zoning
CR3.5
MLS #
C7524776

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Concrete, Epoxy
Appliances
Dishwasher, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Eat-in Kitchen, Open Floorplan, Split Bedroom
Laundry
Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Stories / Levels
One
Direction faces
Southwest

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Parking features
Boat, Circular Driveway, Off Street, Parking Pad

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Private Mailbox
Construction materials
Block
Roof
Metal
Foundation
Block
Road surface
Concrete

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected, Public, Sewer Connected, Water Connected

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
KitchenFirst10x11
DinetteFirst8x11
Living RoomFirst15x22
Primary BedroomFirst18x15
Bedroom 2First12x15
Bedroom 3First10x14
Balcony/Porch/LanaiFirst12x27

Listing Details

Listing date
2026-04-16
On market date
2026-04-16
Original list price
$229,900
Occupant type
Owner
MLS area
33980 - Port Charlotte
Listing AOR
Port Charlotte
Status changed
2026-04-24
Tax legal description
CHR 000 0023 0008 CHARLOTTE HARBOR BLK 23 LTS 8 & 9 310/18 666/1156 NT968/1158 968/1160 1032/703 CT1768/2028 2391/405 2430/116 3154/1139 CT3689/448 3825/1516 3854/652 3868/1890 4744/1170

Flood risk

High riskFEMA Zone AEPanel 12015C0229G

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Heading South on US41, Right on Bayshore Road, Left on Ganyard. Home is on corner of Ganyard and Central.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 12, 2026 at 5:30 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA