245 104th Avenue, FL

$509,000

245 104th Avenue

Treasure Island, FL 33706

Active
2
Beds
1
Bath
990
Sq Ft
0.31
Acres
1968
Built
WaterfrontWater access$514/sqft
Condominium

Property type

1968

Year built

13,694 sqft

Lot size

$514

Price / sq ft

No HOA

HOA dues

41

Days on market

AE

Flood zone

About this home

Welcome to your slice of paradise on Treasure Island where coastal living meets income potential. This fully renovated 2 bedroom, 1 bath condo offers the rare opportunity to own a turnkey beach property that also functions as a high performing investment. Every detail has been thoughtfully updated, including brand new flooring, modern cabinetry, sleek countertops, brand new AC system, and a new water heater providing peace of mind and true move in ready convenience. Double pane windows enhance energy efficiency while keeping the interior quiet and comfortable. What sets this property apart is its short term rental flexibility, making it ideal for buyers seeking a second home that pays for itself. Whether you are using it as a personal getaway or maximizing rental income, this condo checks all the boxes for today’s vacation rental demand. The community features a waterfront dock and pool, perfect for relaxing after a day at the beach or enjoying sunset views. And speaking of location, you are just a short walk to Treasure Island’s sugar sand beaches, along with a variety of restaurants, shops, and local attractions. Even better, there are no special assessments, adding long term financial confidence for owners and investors alike. Whether you are searching for a beachside retreat, a smart investment property, or both, this Treasure Island condo delivers exceptional value, lifestyle, and income potential in one of Florida’s most desirable coastal markets.

Estimated monthly payment

Principal & interest$2,574
Property taxes$237
Home insurance (est.)$233

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history41 days on market

  1. Status: Active
    Apr 13, 2026
  2. Listed$514,900
    Apr 13, 2026
  3. Price reduced$509,000

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
41
Subdivision
Boca Ciega Shores Condo
County
Pinellas
Year built
1968
Living area
990 sq ft
Price/sq ft
$514
Building area
1,060 sq ft (Public Records)
Lot size
13,694 sq ft
Flood zone
AE (12103c0194)
Annual taxes
$2,848 (2025)
Parcel #
23-31-15-09745-000-0050
MLS #
TB8497115

Interior Details

Bedrooms
2
Full bathrooms
1
Flooring
Laminate
Appliances
Microwave, Range, Refrigerator
Interior features
Open Floorplan
Laundry
Electric Dryer Hookup, Washer Hookup
Stories / Levels
One
Direction faces
Northwest

Heating & Cooling

Heating
Central, Heat Pump
Cooling
Central Air

Parking

Parking features
Assigned

HOA & Financial

Total monthly fees
$853/mo
Total annual fees
$10,236
HOA name
Rebecca Riffle
CDD
No
Homestead exemption
Yes
Min lease term
1 Week
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Condominium
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
7-day rentals allowed. Buyer to verify association guidelines.
Approval process
Buyer to verify association guidelines.

Exterior & Construction

Exterior features
Sliding Doors
Construction materials
Block, Stucco, Frame
Roof
Shingle
Foundation
Slab
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected

Community

Pets allowed
Breed Restrictions, Yes

Room Details

RoomLevelDimensions
Primary BedroomFirst14x12
Bedroom 2First12x12
Living RoomFirst14x16
KitchenFirst12x12

Listing Details

Listing date
2026-04-13
On market date
2026-04-13
Original list price
$514,900
Occupant type
Vacant
MLS area
33706 - Pass a Grille Bch/St Pete Bch/Treasure Isl
Listing AOR
Suncoast Tampa
Status changed
2026-04-13
Tax legal description
BOCA CIEGA SHORES CONDO UNIT 5

Flood risk

High riskFEMA Zone AEPanel 12103c0194

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

GPS to site.

More homes like this

MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 24, 2026 at 3:06 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA