20 Turtle Ridge Drive, FL
Stellar MLS

$398,900

20 Turtle Ridge Drive

Flagler Beach, FL 32136

Listing updated: June 3, 2026 at 8:34 PM ET

Active
4
Beds
2
Baths
1,914
Sq Ft
0.29
Acres
2019
Built
$208/sqft
Single Family Residence

Property type

2019

Year built

12,807 sqft

Lot size

$208

Price / sq ft

$92/mo

HOA dues

51

Days on market

2

Garage spaces

X

Flood zone

About this home

ASK ABOUT ASSUMABLE FHA MORTGAGE AT 2.75%. Conveniently located in the Eagle Lakes subdivision on the Volusia/Flagler County line, this lovingly maintained home is ready for its new family. Situated on an oversized fenced lot backing up to a preserve area, there is plenty of backyard space for a pool and all of the toys. Built in 2019 with an optimal layout, this brick beauty features 4 bedrooms with a split floorplan, 2 bathrooms, open concept kitchen and living spaces. The kitchen's wood cabinetry is accented with granite countertops, stainless appliance and features a center island for prep work and eat-in breakfast bar for those quick meals. The open concept plan integrates the kitchen, dining and living spaces which is great for entertaining. The large primary bedroom has His & Hers walk in closets and well-appointed bathroom with dual vanities and walk in shower. All 3 guest rooms are on the opposite side of the home providing complete privacy. Some of the recent upgrades include updated -new DalTile Butter Pecan 6X48 Tile throughout, all matte black electrical fixtures with ceiling fans in all rooms, new dishwasher 2026, upgraded built in closet storage, new Behr Marquee painting throughout, cabinet pulls changed to matte black throughout, GE whole home water filter, heavy-duty garage shelving/storage, new landscaping and river rock at front elevation, matte black door hardware throughout, multiple wood shelves and floating shelves have been added throughout, backyard has been completely fenced in with 6' white vinyl privacy fencing, market lighting at back porch and along all fencing, backyard has been sodded with St Augustine and back porch has been extended with (2) 16'X20' paver extensions off the covered lanai. Now hear what the Seller's say they love about their home and neighborhood "We love how quiet the neighborhood is, how the neighbors have cookouts quite often and invite everyone over, how spread out the lots are so there is a good amount of privacy, how close we are to all stores in Palm coast and Ormond plus it's a quick drive to Daytona area as well, how big our backyard is and how well we can host events with the amount of added space out back, our front yard and side yards are large and we are able to use it for whatever needed, we back up to a preserve so no one is behind us and we only have one direct neighbor that we share a fence with, neighborhood has quite a few young families and is very easy going, roads are quite large and able to accommodate parking for many people when needed, very close to i95 without any noise due to the woodland buffer, neighborhood is quite established and we are only a few miles from the beach (15 minutes). We also love the open concept of the house between the dining room, living room and kitchen, oversized walk in pantry, love the family oriented neighborhood, love having separate master closets, love the natural lighting in the home, love the new floors, love the privacy this lot has to offer, and love the safety of our neighborhood"

Estimated monthly payment

Principal & interest$2,017
Property taxes$362
Home insurance (est.)$183
HOA dues$92

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history51 days on market

  1. Status: Active
    Apr 13, 2026
  2. Listed$399,900
    Apr 13, 2026
  3. Price reduced$398,900

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
51
Subdivision
Eagle Lakes Ph 1 Sec 1
County
Flagler
Year built
2019
Living area
1,914 sq ft
Price/sq ft
$208
Building area
2,566 sq ft (Public Records)
Lot size
12,807 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X (12035C0242E)
Garage
2 spaces
Annual taxes
$4,342 (2025)
Parcel #
35-12-31-2010-00000-0680
Zoning
PUD
MLS #
FC317691

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Interior Details

Bedrooms
4
Full bathrooms
2
Flooring
Ceramic Tile
Appliances
Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Purifier
Interior features
Cathedral Ceiling(s), Ceiling Fans(s), Eat-in Kitchen, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Stone Counters, Thermostat, Vaulted Ceiling(s), Window Treatments
Laundry
Inside
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$275 / Quarterly
Monthly HOA
$92/mo
Total monthly fees
$92/mo
Total annual fees
$1,100
HOA name
Roselle Johnson
CDD
No
Homestead exemption
Yes
Min lease term
1 Month
Listing terms
Assumable, Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Standard county rental restrictions

Exterior & Construction

Construction materials
Brick
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Connected, Sewer Connected, Sprinkler Well, Water Connected

Community

Pets allowed
Cats OK, Dogs OK

Room Details

RoomLevelDimensions
Primary BedroomFirst15x13
Bedroom 2First14x11
Bedroom 3First12x10
Bedroom 4First12x10
KitchenFirst14x12
Dining RoomFirst11x9
Living RoomFirst20x20
LaundryFirst12x5

Listing Details

Listing date
2026-04-13
On market date
2026-04-13
Original list price
$399,900
Occupant type
Owner
MLS area
32136 - Flagler Beach
Listing AOR
West Volusia
Status changed
2026-04-13
Tax legal description
EAGLE LAKES-PHASE I-SECTION I MB 36 PG 10 LOT 68 OR 1908/123 OR 1915/205-AMD CT OR 2052/671 OR 2132/1265 OR 2473/212

Flood risk

Minimal riskFEMA Zone XPanel 12035C0242E

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Old Dixie Hwy, North on Old Kings Rd, Left on Eagle Lakes Dr to Right on Turtle Ridge Dr.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 3, 2026 at 8:34 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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