$39,900
20800 146th Terrace
Fort Mc Coy, FL 32134
Listing updated: June 16, 2026 at 9:53 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Under contract-accepting backup offers. Snowbird Retreat Near Ocala National Forest – Own Your Land, No HOA! ???? Escape the cold and enjoy your own Florida getaway in this fully furnished 1-bedroom cottage, perfectly suited as a seasonal snowbird retreat or weekend escape. Located near the beautiful Ocala National Forest and just about 45 minutes from Ocala and 45 minutes to Palatka this property offers a peaceful setting with easy access to outdoor recreation and nearby conveniences. The home features: • Comfortable 1 bedroom / 1 bath layout • Cozy living room plus flexible dining/flex space • Nicely maintained kitchen • Laundry room with washer & dryer included • You own the land – no HOA fees This property is being sold as-is and is best suited for a cash buyer. Due to the age of the home and repairs needed (including the well), it will not qualify for insurance or financing. Seller will make no repairs. A great opportunity to secure an affordable Florida winter basecamp in a quiet natural setting.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history45 days on market
- Status: PendingMay 26, 2026
- Listed$59,900Apr 11, 2026
- Price reduced$39,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Pending
- Days on market
- 45
- Subdivision
- N/A
- County
- Marion
- Year built
- 1963
- Living area
- 557 sq ft
- Price/sq ft
- $72
- Lot size
- 8,712 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12083C0185D)
- Garage
- 2 spaces
- Annual taxes
- $977 (2025)
- Parcel #
- 05269-019-10
- Zoning
- R4
- MLS #
- G5110872
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Interior Details
- Bedrooms
- 1
- Full bathrooms
- 1
- Flooring
- Carpet
- Appliances
- Dryer, Electric Water Heater, Range, Refrigerator, Washer
- Interior features
- Ninguno
- Laundry
- Inside
- Stories / Levels
- One
- Direction faces
- East
Heating & Cooling
- Heating
- None
- Cooling
- Wall/Window Unit(s)
Parking
- Garage spaces
- 2
- Attached garage
- No
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Min lease term
- No Minimum
- Listing terms
- Cash
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Storage
- Construction materials
- Wood Siding
- Roof
- Metal
- Foundation
- Crawlspace
- Road surface
- Dirt
Utilities
- Sewer
- Septic Tank
- Water source
- Well, Well Required
- Utilities
- Other
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | 8x8 |
| Primary Bedroom | First | 10x14 |
| Living Room | First | 9x12 |
Listing Details
- Listing date
- 2026-04-11
- On market date
- 2026-04-11
- Original list price
- $59,900
- Occupant type
- Vacant
- MLS area
- 32134 - Fort Mc Coy/Salt Springs
- Listing AOR
- Lake and Sumter
- Status changed
- 2026-05-26
- Tax legal description
- SEC 17 TWP 12 RGE 24 PLAT BOOK UNR PAGE 196 D & J CAMPSITES #2 BLK T LOT 10 BEING MORE FULLY DESC AS FOLLOWS: COM AT THE SW COR OF E 1/2 OF GOVT LOT 2 IN SEC 17 TH N 01-12 W 200 FT TH N 88-16 E 233.26 FT TH N 01-12 W 80 FT TO THE POB TH CONT N 01-12 W 80 FT TH N 88-16 E 110 FT TH S 01-12 E 80 FT TH S 88-16 W 110 FT TO THE POB
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Take 314 NE., left on Northeast 170, left on County Road 316, right on Northeast 160th, right on Northeast 207th, right on Northeast 146th terr, home on left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 16, 2026 at 9:53 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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