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$189,900

1262 Charter Oaks Circle

Holly Hill, FL 32117

Listing updated: September 18, 2026 at 10:11 AM ET

Active

Listing courtesy of Lubansky & White Realty · Newton White · MLS #NS1087912 · Active · 386-756-6866

Beds

Baths

1,272

Sq Ft

0.06

Acres

1985

Built

◆Fireplace◆$149/sqft◆360° tour

Townhouse

Property type

1985

Year built

2,815 sqft

Lot size

$149

Price / sq ft

$225/mo

HOA dues

161

Days on market

Flood zone

About this home

Affordable, move-in-ready Florida living awaits in this spacious 2-bedroom, 2-bath, single-level townhome-style condominium located in a quiet, well-maintained community. With no stairs, the home offers comfort, convenience, and easy everyday living. The bright great room features vaulted ceilings and skylights that create an open, airy atmosphere, with a natural flow into the dining area and kitchen. An enclosed Florida room provides valuable additional space for relaxing, hobbies, or a home office, along with a private storage closet. The home also features inside laundry with the washer and dryer included. Residents enjoy a community clubhouse and swimming pool, all with an affordable monthly association fee. Conveniently located near major shopping, dining, medical services, and area attractions. An excellent choice for a primary residence, seasonal Florida retreat, or low-maintenance home.

Estimated monthly payment

Principal & interest$960

Property taxes$32

Home insurance (est.)$87

HOA dues$225

Down payment

20%

$37,980 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history161 days on market

Status: Active
Apr 10, 2026
Listed$209,000
Apr 10, 2026
Price reduced$189,900

Facts & features

Property type: Residential
Sub type: Townhouse
Status: Active
Days on market: 161
Subdivision: Charter Oaks Twnhms
County: Volusia
Year built: 1985
Living area: 1,272 sq ft
Price/sq ft: $149
Building area: 1,284 sq ft (Public Records)
Lot size: 2,815 sq ft
Lot category: 0 to less than 1/4
Flood zone: X (12127C0356J)
Annual taxes: $388 (2025)
Parcel #: 4242-95-00-0080
Zoning: C
MLS #: NS1087912

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Interior Details

Bedrooms: 2
Full bathrooms: 2
Flooring: Ceramic Tile, Laminate
Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features: Built-in Features, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Walk-In Closet(s), Window Treatments
Laundry: Electric Dryer Hookup, Inside, Laundry Closet, Washer Hookup
Stories / Levels: One
Direction faces: South
Fireplace: Yes

Heating & Cooling

Heating: Central
Cooling: Central Air

Parking

Parking features: Assigned

HOA & Financial

HOA fee: $225 / Monthly
Monthly HOA: $225/mo
Total monthly fees: $225/mo
Total annual fees: $2,700
HOA name: North Shore Patti Barker
CDD: No
Homestead exemption: Yes
Min lease term: 1-2 Years
Listing terms: Cash, Conventional, FHA
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: Yes
Additional lease restrictions: Only a certain number of the units in the complex may be leased at any time.
Approval process: Only a certain number of the units in the complex may be leased at any time.

Exterior & Construction

Exterior features: Storage
Construction materials: Block
Roof: Shingle
Foundation: Slab
Road surface: Asphalt

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: BB/HS Internet Available, Cable Available, Electricity Connected, Phone Available, Public, Sewer Connected, Water Connected

Community

Pets allowed: Yes

Room Details

Room	Level	Dimensions
Great Room	First	12.5x27.4
Kitchen	First	8.6x11.4
Primary Bedroom	First	11x14
Bedroom 2	First	11x11

Listing Details

Listing date: 2026-04-09
On market date: 2026-04-10
Original list price: $209,000
Occupant type: Vacant
MLS area: 32117 - Daytona Beach
Listing AOR: New Smyrna Beach Board of Realtors
Status changed: 2026-04-10
Tax legal description: LOT 8 CHARTER OAKS TOWNHOMES MB 40 PG 15 PER OR 3111 PG 0361

Flood risk

Minimal riskFEMA Zone XPanel 12127C0356J

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Nova and Walker go East, Charter Oaks will be on your Right

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of September 18, 2026 at 10:11 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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