$393,900

11531 Shipwatch Drive

Largo, FL 33774

Active
3
Beds
2
Baths
1,430
Sq Ft
1994
Built
Water viewWater access$275/sqft360° tour
🏠Condominium

Property type

🏗️1994

Year built

📊$275

Price / sq ft

🏘️No HOA

HOA dues

📅45

Days on market

🚗1

Garage space

🌊X500*

Flood zone

About this home

One or more photo(s) has been virtually staged. PRICE REDUCTION - MUST SEE - Coastal Comfort Meets Turnkey Living - Welcome to effortless Florida living in the sought-after waterfront community of Shipwatch Yacht & Tennis Club, where lush landscaping, peaceful lagoons, and coastal breezes create a true resort-style retreat. This immaculate second-floor, 3-bedroom, 2-bath residence offers the perfect blend of comfort, convenience, and relaxed elegance. From the moment you enter, you’ll feel at home. Inside, an open and airy floor plan is filled with natural light and enhanced by new flooring throughout. The spacious living area flows seamlessly to a private screened porch overlooking a tranquil lagoon and waterfall, an ideal setting for morning coffee or unwinding at the end of the day. The light and bright kitchen features a cozy eating area with views of Florida’s blue skies, plus a large pantry for added storage. Enjoy the convenience of an inside laundry closet and appreciate the added value of a detached one-car garage, offering covered parking and extra storage space. Lovingly maintained, move-in ready, and ideally located, this home is perfect as a full-time residence, seasonal retreat, or smart investment. Residents of Shipwatch Yacht & Tennis Club enjoy extraordinary amenities including multiple pools, tennis and pickleball courts, fitness facilities, clubhouses, walking trails, scenic ponds, and a private marina, all set on beautifully landscaped grounds along the Intracoastal Waterway. Just minutes from Indian Rocks Beach, shopping, dining, and golf—and with easy access to everything the Gulf Coast lifestyle has to offer—this exceptional condo invites you to relax, recharge, and truly enjoy Florida living. Schedule your private showing and discover why Shipwatch is more than a home—it’s a lifestyle.

Estimated monthly payment

Principal & interest$1,992
Property taxes$220
Home insurance (est.)$181

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history45 days on market

  1. Status: Active
    Apr 15, 2026
  2. Listed$400,000
    Apr 15, 2026
  3. Price reduced$393,900

Virtual Tour

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
45
Subdivision
Shipwatch
County
Pinellas
Year built
1994
Living area
1,430 sq ft
Price/sq ft
$275
Flood zone
X500* (12103C0113H)
Garage
1 spaces
Annual taxes
$2,644 (2025)
Parcel #
13-30-14-81174-003-1037
MLS #
TB8496052

Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Carpet, Laminate
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Thermostat
Laundry
Inside
Stories / Levels
One
Direction faces
North

Heating & Cooling

Heating
Heat Pump
Cooling
Central Air

Parking

Garage spaces
1
Attached garage
Yes
Parking features
Garage Door Opener

HOA & Financial

Total monthly fees
$918/mo
Total annual fees
$11,016
HOA name
J. Ferrise Management - Karen
CDD
No
Homestead exemption
Yes
Min lease term
3 Months
Ownership
Condominium
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Verify with Management Company
Approval process
Verify with Management Company

Exterior & Construction

Exterior features
Awning(s), Balcony, Lighting, Sliding Doors, Tennis Court(s)
Construction materials
Block
Roof
Shingle
Foundation
Slab
Water access
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
See Remarks
Utilities
Cable Connected, Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed
Cats OK, Dogs OK

Room Details

RoomLevelDimensions
Great RoomFirst23x22
KitchenFirst8.5x16.4
Primary BedroomFirst14x14
Primary BathroomFirst11x14
Bedroom 2First11x15
Bedroom 3First10x15
Balcony/Porch/LanaiFirst19x8

Listing Details

Listing date
2026-04-08
On market date
2026-04-15
Original list price
$400,000
Occupant type
Vacant
MLS area
33774 - Largo
Listing AOR
Suncoast Tampa
Status changed
2026-04-15
Tax legal description
SHIPWATCH TEN CONDO PHASE 3 BLDG 11531, UNIT 1037

Flood risk

Moderate riskFEMA Zone X500*Panel 12103C0113H

Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Directions to Shipwatch Yacht & Tennis Club-Enter the Shipwatch complex from Walsingham Road just before the Indian Rocks Beach Bridge. After turning onto Shipwatch Drive, make an immediate right. Drive past the guard house; you will pass by the first clubhouse, pool and tennis courts as you enter... the traffic arm will lift as you approach. Continue along this drive to the end, then turn right, remaining on Shipwatch Drive as it curves to the left. (At this curve, the driveway entry to the second clubhouse,pool and fitness center is on your right). The driveway for unit #1037 is directly on your left at the end as you approach the stop sign. Parking is available in the driveway by the garage—this is a second-floor unit

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 30, 2026 at 5:32 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA