$496,700

1438 Santa Anna Drive

Dunedin, FL 34698

Active

Beds

Baths

1,536

Sq Ft

0.16

Acres

1948

Built

◆Fireplace◆$323/sqft

Single Family Residence

Property type

1948

Year built

7,079 sqft

Lot size

$323

Price / sq ft

No HOA

HOA dues

Days on market

Garage space

X500

Flood zone

About this home

One or more photo(s) has been virtually staged. Situated in a premier Golf Cart Zone and steps from the Pinellas Trail, this 3-bedroom, 2-bathroom home offers the walkable, vibrant lifestyle today’s buyers crave, with NO flood insurance. Welcome to the charming Dunedin Isles neighborhood. Minutes from Downtown Dunedin, your new home awaits! This beautifully updated single-story split floor is 1,536 square feet of thoughtfully designed living space in one of Dunedin’s most desirable and walkable neighborhoods. The home features a warm, cozy interior with a flexible floor plan, including two separate living areas ideal for everyday living, entertaining, or working from home. The kitchen showcases granite countertops, stainless steel appliances, and updated cabinetry, while both bathrooms have been tastefully modernized. Significant improvements provide confidence and long-term value, including LVP flooring (2021/2026), interior paint (2026), an electrical panel replacement (2024), A/C (2019), roof (2018), and water heater (2023). The expansive fenced backyard offers space for a future pool, a pavered patio and room to build an oasis of your own. A one-car detached garage adds convenience and storage. Located near the Pinellas Trail you can easily walk, ride your bike or golf-cart to Downtown Dunedin, and the entertainment of breweries, shopping, and dining. Minutes from renowned beaches yet no flood insurance is required here. This property was not affected by 2024 storms. This move-in-ready home offers modern comfort paired with an exceptional lifestyle. Set up your private appointment to tour and make this home yours!

Estimated monthly payment

Principal & interest$2,512

Property taxes$318

Home insurance (est.)$228

Down payment

20%

$99,340 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history26 days on market

Status: Active
Apr 13, 2026
Listed$509,400
Apr 13, 2026
Price reduced$496,700

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Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 26
Subdivision: Dunedin Isles 1
County: Pinellas
Year built: 1948
Living area: 1,536 sq ft
Price/sq ft: $323
Building area: 1,999 sq ft (Public Records)
Lot size: 7,079 sq ft
Lot category: 0 to less than 1/4
Flood zone: X500 (12103C0068H)
Garage: 1 spaces
Annual taxes: $3,816 (2025)
Parcel #: 22-28-15-23310-044-0020
MLS #: TB8495579

Interior Details

Bedrooms: 3
Full bathrooms: 2
Flooring: Luxury Vinyl, Tile
Appliances: Dishwasher, Microwave, Range, Refrigerator
Interior features: Built-in Features, Ceiling Fans(s), Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)
Laundry: Electric Dryer Hookup, Inside, Washer Hookup
Stories / Levels: One
Direction faces: East
Fireplace: Yes

Heating & Cooling

Heating: Central
Cooling: Central Air

Parking

Garage spaces: 1
Attached garage: No
Parking features: Driveway, Golf Cart Parking

HOA & Financial

Total monthly fees: $0/mo
Total annual fees: $0
CDD: No
Homestead exemption: Yes
Min lease term: 3 Months
Listing terms: Cash, Conventional, FHA, VA Loan
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: Yes
Additional lease restrictions: See City of Dunedn

Exterior & Construction

Exterior features: Private Mailbox, Private Yard, Rain Gutters, Storage
Construction materials: Block
Roof: Shake, Shingle
Foundation: Slab
Road surface: Concrete

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: BB/HS Internet Available, Cable Available, Electricity Connected, Sewer Connected, Water Connected

Schools

ElementarySan Jose Elementary-PNGreatSchools ↗

MiddlePalm Harbor Middle-PNGreatSchools ↗

High SchoolDunedin High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

Room	Level	Dimensions
Living Room	First	14x6
Family Room	First	13x15
Kitchen	First	10x12
Dining Room	First
Primary Bedroom	First	12x13
Primary Bathroom	First
Bedroom 2	First	11x12
Bedroom 3	First
Bathroom 2	First

Listing Details

Listing date: 2026-04-06
On market date: 2026-04-13
Original list price: $509,400
Occupant type: Owner
MLS area: 34698 - Dunedin
Listing AOR: Suncoast Tampa
Status changed: 2026-04-13
Tax legal description: DUNEDIN ISLES NO. 1 BLK 44, LOT 2

Flood risk

Moderate riskFEMA Zone X500Panel 12103C0068H

Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From US-19 N. Take the exit toward Dunedin/SR-580/Oldsmar onto US-19 N. Go for 0.3 mi. Turn left toward SR-580 W. Go for 144 ft. Turn slightly left onto SR-580 W. Go for 1.6 mi. Turn right onto County Road 1 (CR-1). Go for 0.3 mi. Turn left onto San Christopher Dr. Go for 1.4 mi. Turn right onto Santa Anna Dr. Go for 351 ft.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 9, 2026 at 2:07 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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