$439,999
1200 40th Street
St Petersburg, FL 33711
Listing updated: August 31, 2026 at 10:52 AM ET
Listing courtesy of Insta Real Estate Solutions · Michael Schultz · MLS #TB8494789 · Active · 813-586-0654Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
OWNER FINANCING AVAILABLE Terms: • $200,000 Down Payment • Seller Financing the Remaining • 7.0% Interest Rate • Principal & Interest Payments • 30-Year Amortization • 3-Year Balloon Note Remaining balance due at the end of 36 months. Subject to buyer qualification and final loan documents. Fully renovated mixed-use opportunity in South St. Petersburg featuring a 3-bedroom, 1-bath apartment upstairs, 1,080 SF office/commercial space downstairs, and a detached 2-car garage/storage building. Ideal for an owner-user, investor, or live/work setup with flexible occupancy options and strong income potential. Recent improvements include new HVAC, new hot water heaters, updated electrical, new flooring, new cabinets, new appliances, and a new roof in 2020. The property also offers separate electric meters for each unit and a detached garage built in 2013 to newer code standards. Move-in ready and positioned for a variety of residential/commercial use scenarios.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history146 days on market
- Status: ActiveApr 7, 2026
- Listed$649,999Apr 7, 2026
- Price reduced$439,999
Facts & features
- Property type
- Commercial Sale
- Sub type
- Mixed Use
- Status
- Active
- Days on market
- 146
- Subdivision
- Spring Gardens Sub
- County
- Pinellas
- Year built
- 1949
- Living area
- 2,160 sq ft
- Price/sq ft
- $204
- Lot size
- 4,347 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X
- Annual taxes
- $3,486 (2025)
- Parcel #
- 27-31-16-84834-000-0030
- MLS #
- TB8494789
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Interior Details
- Flooring
- Ceramic Tile, Luxury Vinyl
- Appliances
- Microwave, Refrigerator
- Stories / Levels
- Two
- Direction faces
- West
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- Listing terms
- Cash, Commercial Financing, Owner Financing, Private Financing Available
- Ownership
- Fee Simple
Exterior & Construction
- Construction materials
- Stucco
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- None
- Utilities
- Electricity Available
Listing Details
- Listing date
- 2026-04-06
- On market date
- 2026-04-07
- Original list price
- $649,999
- MLS area
- 33711 - St Pete/Gulfport
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-04-07
- Tax legal description
- SPRING GARDENS SUB LOT 3
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Take 34th St (Hwy 19) to 12th Ave S and head West. The building will be on the left at the corner on 40th St.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of August 31, 2026 at 10:52 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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