120 Rachel Lin Lane, FL
Stellar MLS

$695,000

120 Rachel Lin Lane

St Cloud, FL 34771

Listing updated: June 10, 2026 at 4:38 PM ET

Active
4
Beds
3
Baths
2,697
Sq Ft
0.25
Acres
2005
Built
Water viewPrivate poolFireplace$258/sqft
Single Family Residence

Property type

2005

Year built

11,064 sqft

Lot size

$258

Price / sq ft

$71/mo

HOA dues

45

Days on market

2

Garage spaces

X500

Flood zone

About this home

BACK IN THE MARKET!! Stunning Resort Style Pool Home in lake front lot near Lake Nona!! Welcome to your dream home! This beautifully remodeled 4-bedroom, 3-bathroom residence with a dedicated studio/office offers the perfect blend of luxury, comfort, and Florida lifestyle—all nestled on a picturesque lakefront lot. Spacious & Flexible Layout: Enjoy three generously sized bedrooms, three fully remodeled bathrooms, and a versatile studio/office—ideal for working from home or a guest room. Gourmet Kitchen: The heart of the home features a chef-inspired kitchen with premium appliances, elegant countertops, custom cabinetry, and plenty of space for cooking and entertaining. Resort-Style Outdoor Living: Step outside to your private oasis! Relax in the sparkling pool and spa, host unforgettable gatherings in the outdoor kitchen, and soak in breathtaking lake views from your beautifully landscaped backyard. Modern Upgrades: Enjoy peace of mind with a brand new roof and new windows throughout the home, ensuring energy efficiency and lasting value. All three bathrooms have been tastefully remodeled. Lakefront Serenity: Wake up to stunning water views and enjoy direct access to the lake—perfect for morning coffee, evening sunsets, or weekend fun with family and friends. Move-In Ready: Impeccably maintained and thoughtfully updated, this home is ready for you to move in and start living your best life. Located in a peaceful neighborhood with convenient access to top-rated schools, shopping, dining, major highways, medical city, and Lake Nona; this home truly has it all. Don’t miss your chance to own this exceptional lakefront retreat. This gated community has no CDD and lowest HOA in the area! Windows and roof are just 1 year old. Schedule your private tour today!

Estimated monthly payment

Principal & interest$3,514
Property taxes$326
Home insurance (est.)$319
HOA dues$71

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history45 days on market

  1. Status: Active
    Jun 10, 2026
  2. Listed$699,000
    Apr 13, 2026
  3. Price reduced$695,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
45
Subdivision
East Lake Reserve At Narcoossee Unit 3
County
Osceola
Year built
2005
Living area
2,697 sq ft
Price/sq ft
$258
Building area
3,266 sq ft (Public Records)
Lot size
11,064 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X500 (12097C0115G)
Garage
2 spaces
Pool
Private pool
Annual taxes
$3,908 (2025)
Parcel #
19-25-31-3016-0001-1110
Zoning
PD
MLS #
S5147290

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Interior Details

Bedrooms
4
Full bathrooms
3
Flooring
Tile
Appliances
Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range Hood, Refrigerator, Washer
Interior features
Built-in Features, Ceiling Fans(s), High Ceilings, Stone Counters
Laundry
Laundry Room
Stories / Levels
One
Direction faces
East
Fireplace
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$857 / Annually
Monthly HOA
$71/mo
Total monthly fees
$71/mo
Total annual fees
$857
HOA name
Assoc. Solutions of Central FL, Inc
CDD
No
Homestead exemption
Yes
Min lease term
1-2 Years
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Awning(s), Lighting, Outdoor Kitchen
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Pool
Private pool
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Other

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
KitchenFirst
Primary BedroomFirst
Living RoomFirst

Listing Details

Listing date
2026-04-06
On market date
2026-04-13
Original list price
$699,000
Occupant type
Owner
MLS area
34771 - St Cloud (Magnolia Square)
Listing AOR
Osceola
Status changed
2026-06-10
Tax legal description
EAST LAKE RESERVE AT NARCOOSSEE UNIT 3 PB 16 PGS 82-84 LOT 111

Flood risk

Moderate riskFEMA Zone X500Panel 12097C0115G

Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From 417N, take off on Narcoossee Rd., South, turn right on E Lake Reserve Blvd, ans Left on Rachel Lin Ln. Home will be on the right side

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 10, 2026 at 4:38 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA