
$285,000
650 Harbor Drive
St Petersburg, FL 33705
Listing updated: June 2, 2026 at 1:30 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Income Opportunity Near Downtown St. Petersburg! Solid concrete block duplex featuring Two 2-bedroom, 1-bath units plus a shared laundry/storage space—ideal for investors or owner-occupants looking to offset their mortgage. Unit #650 (Downstairs | 1,111 Sq Ft) has been recently updated and offers a spacious layout with fresh interior paint and new LVP wood-look flooring throughout. The brand-new kitchen showcases white shaker cabinetry and new countertops. Both bedrooms are generously sized and share an updated hall bathroom. Unit #652 (Upstairs | 720 Sq Ft) features a bright, open living area with wood-look flooring and a seamless flow into the kitchen. The kitchen provides solid wood cabinetry and ample counter space, while both bedrooms offer tile flooring and share a generous sized hall bath. A 168 sq ft shared utility room includes a full-size washer and dryer along with additional storage space. Tenants will also enjoy access to a fenced, shared backyard. Situated on a quiet dead-end street adjacent to Harbordale Park, this property offers easy access to green space and a nearby playground. Just minutes from downtown St. Petersburg, you’ll enjoy close proximity to shopping, dining, museums, nightlife, public transportation, and I-275. Whether you’re looking to expand your portfolio or live in one unit while renting the other, this is a fantastic opportunity in an up-and-coming area of St. Pete with strong long-term potential. Owner's flood insurance policy is assumable - $3,254 annual premium.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history57 days on market
- Status: ActiveApr 6, 2026
- Listed$325,000Apr 6, 2026
- Price reduced$285,000
Facts & features
- Property type
- Residential Income
- Sub type
- Duplex
- Status
- Active
- Days on market
- 57
- Subdivision
- Finks Wm Rep
- County
- Pinellas
- Year built
- 1960
- Living area
- 1,831 sq ft
- Price/sq ft
- $156
- Building area
- 1,999 sq ft (Public Records)
- Lot size
- 4,282 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12103C0282H)
- Annual taxes
- $4,517 (2025)
- Parcel #
- 31-31-17-27828-000-0070
- MLS #
- TB8494418
Ask about this home
Have a question? Ask the broker directly.
Ryan Solberg answers personally — no call center, no spam. Your question goes straight to him.
Interior Details
- Bedrooms
- 4
- Flooring
- Luxury Vinyl, Tile
- Appliances
- Dryer, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Open Floorplan, Window Treatments
- Laundry
- Common Area, Laundry Room
- Stories / Levels
- Two
Heating & Cooling
- Heating
- Ductless
- Cooling
- Wall/Window Unit(s)
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
Exterior & Construction
- Exterior features
- Fence
- Construction materials
- Block
- Roof
- Other, Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Public
Listing Details
- Listing date
- 2026-04-06
- On market date
- 2026-04-06
- Original list price
- $325,000
- MLS area
- 33705 - St Pete
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-04-06
- Tax legal description
- FINK'S, WM. REPLAT LOT 7 LESS S 100FT
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
4th St S to 22nd Ave S. Head West on 22nd Ave S. to 7th Street S. Turn Left on 7th St S. to E Harbor Dr S. turn left to address.
More homes like this

$270,000
1773 Temple Ter S
St Petersburg, FL 33711
2 bd · 1 ba · 690 sqft
Checkerboard Court
MLS ID #TB8519179, OFFERPAD BROKERAGE FL, LLC.
Listing provided by Stellar MLS

$375,000
205 Pompano Dr Se #B
St Petersburg, FL 33705
2 bd · 2 ba · 1,018 sqft
Waterside At Coquina Key North
MLS ID #TB8469996, FOREVER FLORIDA REAL ESTATE.
Listing provided by Stellar MLS

$345,000
2561 13th Ave N
St Petersburg, FL 33713
2 bd · 1 ba · 808 sqft
Avalon Sub 3
MLS ID #TB8513114, KELLER WILLIAMS ST PETE REALTY.
Listing provided by Stellar MLS

$340,000
5282 Beach Dr Se #Apt D
St Petersburg, FL 33705
2 bd · 1 ba · 912 sqft
Waterside South Coquina Key
MLS ID #TB8513884, NEXTHOME LUXE COASTAL.
Listing provided by Stellar MLS
Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 2, 2026 at 1:30 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA