2816 Rustic Oaks Drive, FL
Stellar MLS

$585,000

2816 Rustic Oaks Drive

Palm Harbor, FL 34684

Listing updated: May 26, 2026 at 9:41 AM ET

Active
4
Beds
2
Baths
1,644
Sq Ft
0.24
Acres
1980
Built
Private pool$356/sqft
Single Family Residence

Property type

1980

Year built

10,446 sqft

Lot size

$356

Price / sq ft

No HOA

HOA dues

49

Days on market

2

Garage spaces

X

Flood zone

About this home

Welcome to this beautifully renovated 4-bedroom, 2-bathroom home in Palm Harbor, Florida — a rare blend of modern comfort, lasting quality, and strong investment potential. Thoughtfully updated from top to bottom, the home features a bright open-concept layout, stylish contemporary finishes, and a designer kitchen outfitted with upgraded appliances and sleek cabinetry. Spacious bedrooms offer flexible living options, whether for family, guests, or a dedicated home office. Step outside to your own private backyard oasis, where a sparkling, recently resurfaced pool takes center stage. Major updates have already been completed for total peace of mind — including a new pool pump, a replaced skimmer basket, and a leak-free system — so you can simply dive in and enjoy. It's the perfect setting for relaxing weekends, lively gatherings, or crafting a high-demand vacation retreat. Whether you're searching for a turnkey primary residence or a proven short-term rental opportunity, this property delivers on every front. Its sought-after location, polished interior, and inviting outdoor space make it equally well-suited for full-time living or generating consistent rental income.

Estimated monthly payment

Principal & interest$2,958
Property taxes$652
Home insurance (est.)$268

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history49 days on market

  1. Status: Active
    Apr 7, 2026
  2. Listed$595,000
    Apr 7, 2026
  3. Price reduced$585,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
49
Subdivision
Rustic Oaks
County
Pinellas
Year built
1980
Living area
1,644 sq ft
Price/sq ft
$356
Building area
2,446 sq ft (Public Records)
Lot size
10,446 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12103C0078G)
Garage
2 spaces
Pool
Private pool
Annual taxes
$7,828 (2025)
Parcel #
06-28-16-77640-000-0490
Zoning
R-2
MLS #
W7884575

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Interior Details

Bedrooms
4
Full bathrooms
2
Flooring
Carpet, Luxury Vinyl, Tile
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Eat-in Kitchen, Kitchen/Family Room Combo, Open Floorplan, Thermostat, Window Treatments
Laundry
Laundry Room
Stories / Levels
One
Direction faces
South

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
1-7 Days
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Check local ordinances. The homes is currently being used as an AirBNB.
Approval process
Check local ordinances.

Exterior & Construction

Exterior features
Sidewalk, Sliding Doors
Construction materials
Block
Roof
Shingle
Foundation
Slab
Pool
Private pool
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected, Sewer Connected, Sprinkler Meter, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryHighland Lakes Elementary-PNGreatSchools ↗
MiddleCarwise Middle-PNGreatSchools ↗
High SchoolPalm Harbor Univ High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomFirst14x16
Living RoomFirst16x20
KitchenFirst12x14

Listing Details

Listing date
2026-04-07
On market date
2026-04-07
Original list price
$595,000
Occupant type
Vacant
MLS area
34684 - Palm Harbor
Listing AOR
Orlando Regional
Status changed
2026-04-07
Tax legal description
RUSTIC OAKS LOT 49

Flood risk

Minimal riskFEMA Zone XPanel 12103C0078G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Tampa Road and US Hwy 19 - turn east on Tampa Road - turn north on W Lake Rd - turn east on Trailwood Dr - turn south on Rustic Oak house will be on the south side of the road (10th house)

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 26, 2026 at 9:41 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA