$284,900
3490 101st Terrace
Pinellas Park, FL 33782
Listing updated: May 14, 2026 at 12:02 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage space
Flood zone
About this home
Welcome to easy, low-maintenance living in this beautifully maintained home located in The Mainlands, a highly desirable 55+ active community. Offering 1,480 sq ft of comfortable living space, this single-family block home features 2 bedrooms, 2 bathrooms, a 1-car garage, and a versatile bonus room perfect for a den, office, or guest space. From the moment you arrive, the home’s inviting curb appeal stands out with decorative landscape curbing, recently sodded grass, an oversized driveway, and a front porch. The decorative front door with glass storm door creates a bright and welcoming entry. A convenient side walkway leads to a quaint backyard patio—ideal for relaxing outdoors. Inside, the thoughtfully upgraded eat-in kitchen features soft-close cabinets and drawers, pull-out shelving, stainless steel Whirlpool appliances (2019), track lighting, tiled backsplash, and a passthrough window to the Florida Room. The spacious Florida Room adds valuable living space and is complemented by a 5x5 walk-in utility room and 4x4 storage closet. Throughout the home, you’ll find a blend of wide-plank waterproof vinyl flooring / tile in the Kitchen & Bathrooms / Berber carpeting in the Bedrooms, vertical blinds, and ceiling fans for comfort and style. Both bathrooms are designed with comfort-height commodes and vanities. The conveniently located, spacious Bathroom addition includes a walk-in shower. Major updates provide peace of mind, including impact-rated windows, 3-Ton Rheem HVAC system (2022) with an extended warranty, and a new water heater (2025). The extended garage is equally well-equipped, featuring an Amarr impact-rated garage door (2020), Craftsman 1/2 HP garage door opener (2020), Samsung Washer and Dryer (2019), and a convenient utility sink. The affordable monthly Maintenance fee of $485 includes roof repair and replacement, lawn care, exterior painting, water/sewer/trash, reclaimed water irrigation, internet, and two digital cable boxes—providing exceptional value. Mainlands is an active 55+ community offering a clubhouse, heated in-ground pool, shuffleboard courts, and a full calendar of activities. The neighborhood surrounds an 18-hole public golf course and is adjacent to Freedom Lake Park, featuring paved walking trails around two lakes, outdoor fitness equipment, bocce courts, a playground, picnic pavilions, a dog park, and even sailboat racing. Conveniently located near shopping, dining, medical facilities, banking, and cultural and sporting venues. Pet-friendly: 2 pets, 35 lb max. This move-in ready home combines thoughtful upgrades, flexible living spaces, and quality improvements, making it the perfect place to enjoy the Florida lifestyle. Don’t wait - schedule a tour today!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history35 days on market
- Status: ActiveApr 9, 2026
- Listed$289,900Apr 9, 2026
- Price reduced$284,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 35
- Cumulative DOM
- 155
- Subdivision
- Mainlands Of Tamarac By The Gulf Unit 4 Condo
- County
- Pinellas
- Year built
- 1973
- Living area
- 1,480 sq ft
- Price/sq ft
- $193
- Building area
- 1,634 sq ft (Public Records)
- Lot size
- 4,905 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12103C0206J)
- Garage
- 1 spaces
- Annual taxes
- $2,845 (2025)
- Parcel #
- 22-30-16-54568-079-0200
- MLS #
- TB8494090
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Carpet, Luxury Vinyl, Tile
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Thermostat, Walk-In Closet(s), Window Treatments
- Laundry
- Electric Dryer Hookup, In Garage, Washer Hookup
- Stories / Levels
- One
- Direction faces
- North
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 1
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener, Oversized
HOA & Financial
- Total monthly fees
- $485/mo
- Total annual fees
- $5,820
- HOA name
- Joe Polkowski
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 3 Months
- Listing terms
- Cash, Conventional, FHA
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- 1 lease per calendar year with a minimum 3 month lease. 1 year ownership prior to leasing
- Approval process
- Buyer to complete attached Association Application, schedule interview through John Waters at 727-504-6413. Bring completed application along with $100 application fee and copy of driver's license to scheduled interview.
Exterior & Construction
- Exterior features
- Lighting, Private Mailbox, Rain Gutters, Sidewalk, Sprinkler Metered
- Construction materials
- Block, Stucco
- Roof
- Built-Up, Concrete, Membrane, Tile
- Foundation
- Slab
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Connected, Electricity Connected, Phone Available, Public, Sewer Available, Sprinkler Recycled, Underground Utilities, Water Connected
Community
- Pets allowed
- Number Limit, Size Limit, Yes
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 14x15 |
| Kitchen | First | 13x13 |
| Florida Room | First | 10x17 |
| Bonus Room | First | 10x12 |
| Primary Bedroom | First | 11x11 |
| Primary Bathroom | First | 5x8 |
| Bedroom 2 | First | 10x12 |
| Bathroom 2 | First | 5x9 |
| Utility Room | First | 5x5 |
| Balcony/Porch/Lanai | First | 5x16 |
| Balcony/Porch/Lanai | First | 8x12 |
Listing Details
- Listing date
- 2026-04-02
- On market date
- 2026-04-09
- Original list price
- $289,900
- Occupant type
- Owner
- MLS area
- 33782 - Pinellas Park
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-04-09
- Tax legal description
- MAINLANDS OF TAMARAC BY THE GULF UNIT 4 CONDO BLK 79, LOT 20
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
US Highway 19 to Mainlands Blvd (just south of 49th St), turn right at the stop sign, Mainlands Blvd S, proceed into Unit #4 and turn right on 36th St across from clubhouse #4, go to the end and turn right onto 100th Pl, go to the end and turn right onto 101st Ter to address on right
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 14, 2026 at 12:02 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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