484 Santa Cruz Place, FL484 Santa Cruz Place, FL484 Santa Cruz Place, FL
Stellar MLS
1 / 31

$229,000

484 Santa Cruz Place

St Petersburg, FL 33703

Listing updated: June 22, 2026 at 10:17 AM ET

Active
Stellar MLSListing courtesy of Lpt Realty, Llc · Liselle Emery · MLS #TB8492784 · Active · 877-366-2213
2
Beds
2
Baths
930
Sq Ft
0.36
Acres
1989
Built
$246/sqft360° tour
Condominium

Property type

1989

Year built

15,666 sqft

Lot size

$246

Price / sq ft

$910/mo

HOA dues

65

Days on market

AE

Flood zone

About this home

Experience serene, gated living in the highly sought-after community of Placido Bayou! Buyer’s choice — this beautifully maintained second-floor condo is available furnished or unfurnished, offering a seamless move-in opportunity tailored to your lifestyle. This spacious 2-bedroom, 2-bath residence combines comfort, style, and low-maintenance living in one exceptional package. The inviting floor plan flows effortlessly to a screened-in porch — your own private treetop retreat, perfect for morning coffee, evening wine, or simply relaxing while enjoying the peaceful sounds of nature. The spacious primary suite features a walk-in closet and an en-suite bath complete with double vanities, generous storage, and a thoughtfully designed layout. A split-bedroom floor plan provides maximum privacy, with the guest bedroom situated separately and offering convenient access to the full hall bath. Placido Bayou is known for its lush landscaping, tranquil walking paths, scenic lakes, and abundant wildlife, all within a secure gated community. Enjoy the convenience of being just minutes from shopping, beautiful Gulf beaches, airports, and vibrant downtown St. Petersburg. Buyer to verify room measurements and community rules and regulations.

Local Insight

At $246/sqft, you're paying a premium for a 1989 unit in an AE flood zone—meaning mandatory flood insurance that could easily run $1,200+ annually on top of that $910 HOA fee, so run the full insurance costs before committing. The 930 sqft layout is tight for two bedrooms, and you'll want to inspect closely for any flood history or deferred maintenance given the property's age and high-risk zone location. That said, the 360° tour is a plus for vetting condition remotely, and if you can absorb the flood insurance expense, this price point might work as an entry into the St. Pete condo market.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$1,158
Property taxes$186
Home insurance (est.)$105
HOA dues$910

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history65 days on market

  1. Status: Active
    Apr 30, 2026
  2. Listed$239,000
    Apr 3, 2026
  3. Price reduced$229,000

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
65
Subdivision
Plaza Villas One Condo
County
Pinellas
Year built
1989
Living area
930 sq ft
Price/sq ft
$246
Lot size
15,666 sq ft
Lot category
1/4 to less than 1/2
Flood zone
AE (12103C0209H)
Annual taxes
$2,226 (2025)
Parcel #
05-31-17-72073-000-4848
MLS #
TB8492784

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Bamboo, Ceramic Tile, Laminate
Appliances
Dishwasher, Disposal, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Crown Molding, Eat-in Kitchen, Split Bedroom, Stone Counters, Thermostat
Laundry
In Kitchen
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Parking features
Assigned, Guest

HOA & Financial

HOA fee
$910 / Monthly
Monthly HOA
$910/mo
Total monthly fees
$910/mo
Total annual fees
$10,922
HOA name
Management Asso. / Fay Sullivan
CDD
No
Homestead exemption
Yes
Min lease term
1-2 Years
Listing terms
Cash, Conventional
Ownership
Condominium
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Buyer to verify lease restrictions with HOA.
Approval process
Buyer to verify approval restrictions with HOA.

Exterior & Construction

Exterior features
Hurricane Shutters, Lighting, Sidewalk
Construction materials
Block, Stucco, Frame
Roof
Tile
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Public

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Primary BedroomFirst10.9x14.5
Bathroom 2First10.11x10.5
KitchenFirst9.7x10
Living RoomFirst

Listing Details

Listing date
2026-04-03
On market date
2026-04-03
Original list price
$239,000
Occupant type
Owner
MLS area
33703 - St Pete
Listing AOR
Orlando Regional
Status changed
2026-04-30
Tax legal description
PLAZA VILLAS ONE CONDO PHASE 4 UNIT 484H

Flood risk

High riskFEMA Zone AEPanel 12103C0209H

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

1st Street to 47th Avenue N, head East to the guard gate, left at stop sign. Got to Corsica (3rd left), go to Santa Cruz, turn left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 22, 2026 at 10:17 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA