1307 Panama Place, FL
Stellar MLS

$425,000

1307 Panama Place

The Villages, FL 32159

Listing updated: June 11, 2026 at 1:14 PM ET

Active
3
Beds
2
Baths
1,499
Sq Ft
0.19
Acres
1995
Built
WaterfrontWater access55+ community$284/sqft360° tour
Single Family Residence

Property type

1995

Year built

8,280 sqft

Lot size

$284

Price / sq ft

$204/mo

HOA dues

72

Days on market

2

Garage spaces

X

Flood zone

About this home

Virtually Staged. This is the lakefront home you've been waiting for. Rarely does an opportunity arise in The Villages to own a property with both stunning lake and golf course views on an oversized lot with room to grow. An added bonus: a very low-interest assumable VA loan is available for qualified buyers, including eligible veterans and non-veterans. Nestled in the desirable Village of Rio Grande, this beautifully maintained 3-bedroom, 2-bath Designer San Miguel model offers a split-bedroom floor plan and breathtaking views from the moment you enter. Enjoy picturesque water and golf course vistas from the primary suite, great room, kitchen, and third bedroom. Sliding glass doors from both the primary suite and great room open to a spacious screened patio, creating the perfect setting for morning coffee, evening sunsets, entertaining guests, or simply relaxing while taking in the ever-changing beauty of nature. The oversized homesite offers endless possibilities, including room for a pool, golf cart garage, home expansion, or outdoor living enhancements—all at an affordable price. The private backyard provides a tranquil retreat overlooking both the lake and golf course. Thoughtfully updated, this home features neutral interior paint, modern window treatments, luxury vinyl plank flooring, Corian countertops, an UPDATED electrical panel (2026), BRAND-NEW WATER HEATER (2026), and a BRAND-NEW ROOF (2026). The great room includes a small area of new carpet that can easily be replaced to match the existing flooring. The third bedroom currently features a custom built-in desk in place of a closet, which can be easily converted back if desired. A spacious two-car garage adds convenience and storage. Beyond the home, enjoy The Villages' unmatched active lifestyle with convenient golf cart access to Spanish Springs Town Square and Lake Sumter Landing. Residents enjoy championship and executive golf courses, recreation centers, resort-style pools, pickleball courts, fitness facilities, live entertainment, dining, shopping, and hundreds of clubs and activities. Everyday conveniences such as Publix, Target, Lowe's, Walmart, CVS, Costco, Sam's Club, and numerous restaurants are all nearby, many accessible by golf cart. This exceptional waterfront property combines breathtaking views, thoughtful updates, expansion potential, and an unbeatable location—making it one of the best values in The Villages. No Bond.

Estimated monthly payment

Principal & interest$2,149
Property taxes$78
Home insurance (est.)$195
HOA dues$204

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history72 days on market

  1. Status: Active
    Apr 1, 2026
  2. Listed$439,900
    Mar 31, 2026
  3. Price reduced$425,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
72
Subdivision
The Villages
County
Sumter
Year built
1995
Living area
1,499 sq ft
Price/sq ft
$284
Building area
2,127 sq ft (Public Records)
Lot size
8,280 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12119C0087D)
Garage
2 spaces
Annual taxes
$933 (2025)
Parcel #
D12F009
Zoning
RES
MLS #
G5110367

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Carpet, Linoleum, Luxury Vinyl
Appliances
Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
Interior features
Ceiling Fans(s), Chair Rail, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Solid Surface Counters, Thermostat, Vaulted Ceiling(s), Window Treatments
Laundry
Laundry Room
Stories / Levels
One
Direction faces
Southeast

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Garage Door Opener, Off Street

HOA & Financial

HOA fee
$204 / Monthly
Monthly HOA
$204/mo
Total monthly fees
$204/mo
Total annual fees
$2,448
HOA name
Brian Goodman
CDD
Yes
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
No child under 19 years of age can live in The Villages FL for more than 30 calendar days per year

Exterior & Construction

Exterior features
Rain Gutters, Sliding Doors
Construction materials
Vinyl Siding, Frame
Roof
Shingle
Foundation
Slab
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Cable Connected, Electricity Available, Phone Available, Public, Sewer Available, Sewer Connected, Underground Utilities, Water Available, Water Connected

Community

Pets allowed
Yes
Senior community
Yes

Room Details

RoomLevelDimensions
Primary BedroomFirst
Primary BathroomFirst
Bedroom 2First
Bedroom 3First
Great RoomFirst
KitchenFirst

Listing Details

Listing date
2026-03-31
On market date
2026-03-31
Original list price
$439,900
Occupant type
Owner
MLS area
32159 - Lady Lake (The Villages)
Listing AOR
Sarasota - Manatee
Status changed
2026-04-01
Tax legal description
LOT 9 THE VILLAGES OF SUMTER UNIT NO.6 PLAT BOOK 4 PAGES 109-109A

Flood risk

Minimal riskFEMA Zone XPanel 12119C0087D

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Hwy 27 to Avenida Central. Turn onto Del Mar through the Gate. Second street to right is Panama Place. Home is located just past the golf cart path entry.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 11, 2026 at 1:14 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA