4221 Holstein Street, FL
Stellar MLS

$454,999

4221 Holstein Street

St Cloud, FL 34772

Listing updated: June 4, 2026 at 4:50 PM ET

Active
4
Beds
3
Baths
2,443
Sq Ft
0.17
Acres
2020
Built
Private pool3-car garage$186/sqft360° tour
Single Family Residence

Property type

2020

Year built

7,405 sqft

Lot size

$186

Price / sq ft

$60/mo

HOA dues

66

Days on market

3

Garage spaces

X

Flood zone

About this home

Welcome to 4221 Holstein St, a beautifully maintained home located in the growing and highly desirable area of St. Cloud, Florida. This property offers the perfect combination of comfort, functionality, and outdoor living, making it an excellent opportunity for both homeowners and investors alike. Step inside to discover a bright and inviting interior with a well-designed layout that maximizes space and natural light. The home provides a warm and welcoming atmosphere throughout, ideal for everyday living as well as hosting family and friends. Whether you're relaxing after a long day or entertaining guests, this home delivers a comfortable and practical setting for any lifestyle. The true highlight of this property is the outdoor space. The backyard has been thoughtfully upgraded with an extended paver area, creating the perfect setting for outdoor gatherings, barbecues, or simply enjoying Florida’s beautiful weather. The above-ground pool adds a fun and refreshing touch, making it a great place to cool off during the hot summer months and create lasting memories with family and friends. In addition, the screened-in back porch provides a versatile space to relax and unwind year-round. Whether you're enjoying your morning coffee, reading a book, or hosting a casual get-together, this covered and screened area allows you to enjoy the outdoors comfortably without worrying about bugs or the elements. Located just minutes from local schools, shopping centers, dining options, and major roadways, this home offers both convenience and accessibility. St. Cloud continues to grow rapidly, making this an ideal time to secure a property in a thriving community with strong long-term potential. If you are looking for a home that combines indoor comfort with standout outdoor features, 4221 Holstein St is one you don’t want to miss. Schedule your private showing today and come experience everything this property has to give.

Local Insight

At $186/sqft for a 2020 build with a pool and 3-car garage in a low-HOA subdivision, this is solid value for a newer family home in St. Cloud's residential core—especially given the incoming NeoCity semiconductor employment and Lake Nona spillover. The tight 0.17-acre lot is typical for this price point and neighborhood density, so you're buying newer construction and amenities rather than land, which works if you want low maintenance and a finished product. Being in X flood zone is a genuine advantage over much of Osceola County, and the school assignments (Hickory Tree, St. Cloud Middle, Harmony High) serve the established residential area well, making this a practical choice for buyers prioritizing stability over speculation.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$2,301
Property taxes$61,596
Home insurance (est.)$209
HOA dues$60

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history66 days on market

  1. Status: Active
    Mar 31, 2026
  2. Listed$465,000
    Mar 30, 2026
  3. Price reduced$454,999

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
66
Subdivision
Old Hickory 60s
County
Osceola
Year built
2020
Living area
2,443 sq ft
Price/sq ft
$186
Building area
3,240 sq ft (Public Records)
Lot size
7,405 sq ft
Lot category
0 to less than 1/4
Flood zone
X
Garage
3 spaces
Pool
Private pool
Annual taxes
$739,155 (2025)
Parcel #
13-26-30-0117-0001-0810
Zoning
P-D
MLS #
S5146833

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Interior Details

Bedrooms
4
Full bathrooms
2
Half bathrooms
1
Flooring
Carpet, Ceramic Tile
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features
In Wall Pest System, Open Floorplan, Solid Surface Counters, Solid Wood Cabinets, Thermostat, Walk-In Closet(s)
Laundry
Inside
Stories / Levels
One
Direction faces
Northwest

Heating & Cooling

Heating
Central, Solar
Cooling
Central Air

Parking

Garage spaces
3
Attached garage
Yes
Parking features
Driveway, Garage Door Opener

HOA & Financial

HOA fee
$60 / Monthly
Monthly HOA
$60/mo
Total monthly fees
$60/mo
Total annual fees
$720
HOA name
Icon Management/Valerie D'Ambrosio
CDD
Yes
Min lease term
8-12 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Minimum lease period is 1 year.
Approval process
Verify with HOA

Exterior & Construction

Exterior features
Sliding Doors
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Pool
Private pool
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Connected, Public, Sewer Connected, Underground Utilities, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryBHickory Tree ElemGreatSchools ↗
MiddleSt. Cloud Middle (6-8)GreatSchools ↗
High SchoolAHarmony HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Great RoomFirst19x17
KitchenFirst14x12
DinetteFirst19x11
Primary BedroomFirst15x17
Bedroom 2First12x10
Bedroom 3First12x10
DenFirst13x11

Listing Details

Listing date
2026-03-29
On market date
2026-03-30
Original list price
$465,000
Occupant type
Owner
MLS area
34772 - St Cloud (Narcoossee Road)
Listing AOR
Osceola
Status changed
2026-03-31
Tax legal description
OLD HICKORY PH 1 & 2 PB 23 PG 13-24 LOT 81

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

GPS

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 4, 2026 at 4:50 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA