$1,198,000

109 12th Avenue

Windermere, FL 34786

Active
4
Beds
4
Baths
2,791
Sq Ft
0.29
Acres
1989
Built
Water viewPrivate poolFireplace$429/sqft360° tour
🏠Single Family Residence

Property type

🏗️1989

Year built

📐12,800 sqft

Lot size

📊$429

Price / sq ft

🏘️No HOA

HOA dues

📅43

Days on market

🚗2

Garage spaces

🌊X

Flood zone

About this home

Modern style blends with Windermere charm. This totally renovated home is located just steps from Lake Bessie in the Town of Windermere. Set on a beautifully landscaped corner lot with no HOA, this home combines luxury and comfort in one of Central Florida’s most desirable communities. Every detail has been thoughtfully updated to include roof (2018), a/c (2016), plumbing, flooring, drain field and water filtration system. Inside, sun drenched living and dining spaces flow seamlessly, anchored by a warm inviting fireplace setting the tone for relaxed living and effortless entertaining. The kitchen serves as the heart of the home, featuring soft gray shaker cabinetry, quartz countertops, a generous island with induction cooktop, hood, double wall ovens, mosaic glass backsplash and all new stainless appliances. Sliding doors open to a sparkling pool with sun deck and pergola, surrounded by lush landscaping in a private, fenced courtyard. Whether hosting gatherings or enjoying quiet evenings at home, this outdoor space delivers the true Florida lifestyle. Upstairs, the primary suite features a spa inspired bath with a freestanding soaking tub, rainfall shower, dual sinks, and elegant finishes. Additional bedrooms include an oversized fourth bedroom with its own fireplace and built-ins which easily can be used as a media room, office, or home gym. Located just a short walk or golf cart ride to Windermere shops, restaurants, lakefront parks, weekly farmers markets, library and more, this home places you at the center of it all. Surrounded by the Butler Chain of Lakes and close to renowned golf, fine dining and premium shopping. Windermere offers small town charm yet convenient to major roadways, area attractions and the International Airport. The location is as exceptional as the home itself. This is more than a residence; it is a refined Windermere lifestyle defined by comfort connection and enduring style.

Estimated monthly payment

Principal & interest$6,058
Property taxes$1,687
Home insurance (est.)$549

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history43 days on market

  1. Status: Active
    Apr 15, 2026
  2. Listed$1,225,000
    Apr 15, 2026
  3. Price reduced$1,198,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
43
Cumulative DOM
297
Subdivision
Windermere Town
County
Orange
Year built
1989
Living area
2,791 sq ft
Price/sq ft
$429
Building area
3,309 sq ft (Public Records)
Lot size
12,800 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X (12095C0385F)
Garage
2 spaces
Pool
Private pool
Annual taxes
$20,244 (2025)
Parcel #
17-23-28-9336-00-400
Zoning
SFR
MLS #
O6394569

Interior Details

Bedrooms
4
Full bathrooms
3
Half bathrooms
1
Flooring
Hardwood, Tile
Appliances
Built-In Oven, Cooktop, Dishwasher, Disposal, Microwave, Refrigerator, Water Filtration System, Water Softener
Interior features
Ceiling Fans(s), Chair Rail, Crown Molding, Eat-in Kitchen, PrimaryBedroom Upstairs, Solid Surface Counters, Thermostat, Walk-In Closet(s), Window Treatments
Laundry
Laundry Room
Stories / Levels
Two
Direction faces
South
Fireplace
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air, Zoned

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Lighting, Private Mailbox, Private Yard, Sliding Doors
Construction materials
Stucco, Frame
Roof
Shingle
Foundation
Slab
Pool
Private pool
Water view
Yes
Road surface
Dirt

Utilities

Sewer
Septic Tank
Water source
Well
Utilities
Cable Available, Electricity Available, Natural Gas Available, Sprinkler Well

Community

Pets allowed
Yes

Schools

ElementaryAWindermere ElemGreatSchools ↗
MiddleBGotha MiddleGreatSchools ↗
High SchoolAOlympia HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
FoyerFirst
Living RoomFirst
Dining RoomFirst
KitchenFirst
DinetteFirst
Family RoomFirst
Florida RoomFirst
LaundryFirst
Bathroom 3First
Primary BedroomSecond
Primary BathroomSecond
Bedroom 2Second
Bedroom 3Second
Bedroom 4Second

Listing Details

Listing date
2026-04-10
On market date
2026-04-15
Original list price
$1,225,000
Occupant type
Vacant
MLS area
34786 - Windermere
Listing AOR
Orlando Regional
Status changed
2026-04-15
Tax legal description
PLAT OF WINDERMERE G/36 LOT 40

Flood risk

Minimal riskFEMA Zone XPanel 12095C0385F

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

South on Main left on 12th. House on SE corner of 12th and Oakdale

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 28, 2026 at 7:05 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA