4605 Oak River Circle, FL4605 Oak River Circle, FL4605 Oak River Circle, FL
Stellar MLS
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$455,000

4605 Oak River Circle

Valrico, FL 33596

Listing updated: June 15, 2026 at 2:45 PM ET

Active
Stellar MLSListing courtesy of Morris Realty · Matthew Lyons · MLS #TB8490703 · Active · 813-388-0179
3
Beds
2
Baths
1,976
Sq Ft
0.18
Acres
1994
Built
Fireplace$230/sqft360° tour
Single Family Residence

Property type

1994

Year built

7,810 sqft

Lot size

$230

Price / sq ft

$5/mo

HOA dues

82

Days on market

2

Garage spaces

X

Flood zone

About this home

Come take a look at this Bloomingdale Beauty! Pride of ownership exudes throughout this well-maintained 3-bedroom, 2-bath home featuring a bonus room and dedicated office. This home has been very well kept by its owners. As soon as you pull up, you'll see great curb appeal with lush mature landscaping in the front of the home that continues throughout the whole yard. As you enter the home you will see new flooring throughout and cathedral ceilings. Enter into the kitchen that boast a beautiful double oven and clean appliances. After you can see all of the nicely sized bedrooms, bonus room and office. As you make your way to the back yard you have a screened in porch to relax and enjoy these amazing Florida mornings and evenings. Through the porch you will get onto the spacious back patio that is fully pavered and ready for entertaining. Built into the patio is amazing firepit for you to enjoy a nice fire and hang out around when the weather is nice. Around the house all of the windows and doors have been upgraded and are hurricane impact rated. The A/C unit was updated in 2022. The exterior of the home was painted with Lifetime paint. This house has been very well cared for by its owners, and it is evident as soon as you pull into the driveway!

Local Insight

At $230/sqft in River Crossing, you're getting decent value for a '90s build in a flood-X zone, though that 0.18-acre lot is genuinely tight if outdoor space matters to you. The $5/month HOA is unusually low, which either signals minimal amenities or that you're grandfathered in—worth confirming before closing. For under $460k with three bedrooms in Valrico, this hits the price point, but inspect carefully for the typical wear on a 30-year-old property and verify whether the fireplace actually works, since that's often cosmetic in Florida homes.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$2,301
Property taxes$235
Home insurance (est.)$209
HOA dues$5

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history82 days on market

  1. Status: Active
    Mar 26, 2026
  2. Listed$550,000
    Mar 25, 2026
  3. Price reduced$455,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
82
Subdivision
River Crossing
County
Hillsborough
Year built
1994
Living area
1,976 sq ft
Price/sq ft
$230
Lot size
7,810 sq ft
Lot category
0 to less than 1/4
Flood zone
X
Garage
2 spaces
Annual taxes
$2,820 (2025)
Parcel #
U-18-30-21-37N-000007-00014.0
Zoning
RES
MLS #
TB8490703

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Carpet, Luxury Vinyl
Appliances
Convection Oven, Dishwasher, Dryer, Electric Water Heater, Freezer, Microwave, Refrigerator, Washer, Water Filtration System
Interior features
Ceiling Fans(s), High Ceilings, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Thermostat, Walk-In Closet(s)
Laundry
Inside
Stories / Levels
One
Direction faces
West
Fireplace
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Garage Door Opener

HOA & Financial

HOA fee
$65 / Annually
Monthly HOA
$5/mo
Total monthly fees
$5/mo
Total annual fees
$65
HOA name
Sean Donahue
CDD
No
Homestead exemption
Yes
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
No

Exterior & Construction

Exterior features
Fire Pit, Private Mailbox, Sliding Doors
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Available, Sewer Connected, Underground Utilities, Water Connected

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Primary BedroomFirst
KitchenFirst
Dining RoomFirst
Living RoomFirst

Listing Details

Listing date
2026-03-21
On market date
2026-03-25
Original list price
$550,000
Occupant type
Owner
MLS area
33596 - Valrico
Listing AOR
Suncoast Tampa
Status changed
2026-03-26
Tax legal description
BLOOMINGDALE SECTION BB PHASE 1 LOT 21 BLOCK 7

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From I-75, take Exit 254 for US-301 S. Continue on US-301 S, then turn left onto Bloomingdale Ave. Follow Bloomingdale Ave east, then turn right onto Lithia Pinecrest Rd. Turn left onto Miller Rd, then right onto Oak River Dr. Continue straight and turn left onto Oak River Cir. Home will be on your right.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 15, 2026 at 2:45 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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