$933,999
26 Topaz Cove
Miramar Beach, FL 32550
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Welcome to your slice of paradise in Emerald Shores of South Walton! This charming Key West–style 4-bedroom, 3-bathroom home offers the perfect blend of coastal living and income-producing potential ideal as a vacation getaway, primary residence, or investment opportunity. Step inside to the main level, where an open-concept layout creates a bright and inviting space for gathering. The living, dining, and kitchen areas flow seamlessly together, perfect for entertaining or relaxing after a day at the beach. The kitchen is equipped with stone countertops, stainless steel appliances, and convenient access to the pantry and laundry area. Upstairs on the second floor, you’ll find all four bedrooms and two full bathrooms, thoughtfully arranged for comfort and privacy. Step out onto the front-facing balcony and enjoy the coastal breeze. The third-floor loft offers a versatile bonus space ideal as an additional sleeping area, game room, or home office with access to another balcony for even more outdoor enjoyment. Enjoy Florida living year-round with both front and rear screened patios, providing the perfect setting for morning coffee or evening relaxation without the bugs. Located just a short walk to the beach, this home offers easy access to the sugar-white sands and emerald waters that make this area so desirable. Whether you’re looking for a personal retreat or a high-demand rental property, this home delivers location, style, and flexibility in one of the area’s most sought-after communities.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history41 days on market
- Status: ActiveMar 27, 2026
- Listed$979,999Mar 27, 2026
- Price reduced$933,999
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 41
- Subdivision
- Emerald Shores Of South Walton
- County
- Walton
- Year built
- 1993
- Living area
- 2,094 sq ft
- Price/sq ft
- $446
- Building area
- 3,127 sq ft (Public Records)
- Lot size
- 4,869 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12131C0519H)
- Annual taxes
- $6,371 (2025)
- Parcel #
- 30-2S-21-42830-000-0480
- Zoning
- CC
- MLS #
- O6393760
Interior Details
- Bedrooms
- 4
- Full bathrooms
- 3
- Flooring
- Laminate, Tile, Wood
- Appliances
- Dishwasher, Dryer, Ice Maker, Microwave, Range, Refrigerator, Washer, Water Purifier
- Interior features
- Ceiling Fans(s), Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Stone Counters
- Laundry
- Inside
- Stories / Levels
- Three Or More
- Direction faces
- South
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
HOA & Financial
- HOA fee
- $1,532 / Quarterly
- Monthly HOA
- $511/mo
- Total monthly fees
- $511/mo
- Total annual fees
- $6,128
- HOA name
- Castle Management
- CDD
- No
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Verify with the HOA: Buyers are responsible to confirm by referencing the HOA CCR, by contacting the HOA management company and/or municipality during inspection period.
Exterior & Construction
- Exterior features
- Balcony
- Construction materials
- Frame
- Roof
- Tile
- Foundation
- Other
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Public
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | |
| Living Room | First | |
| Dining Room | First | |
| Primary Bedroom | Second | |
| Bedroom 2 | Second | |
| Bedroom 3 | Second | |
| Bedroom 4 | Second |
Listing Details
- Listing date
- 2026-03-16
- On market date
- 2026-03-27
- Original list price
- $979,999
- Occupant type
- Vacant
- MLS area
- 32550 - Miramar Beach
- Listing AOR
- Orlando Regional
- Status changed
- 2026-03-27
- Tax legal description
- LOT 48 EMERALD SHORES OF SOUTH WALTON PB 9-33 OR 919-133 OR 1001-299 OR 1756-168 OR 2321-8 OR 2613-1397 OR 2987-3401
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
I-10 W, Take Exit 85 for US-331 S toward Defuniak Springs/Santa Rosa Beach, Merge onto US-331 S, Turn right onto US-98 W/Emerald Coast Pkwy in Miramar Beach, Turn south onto Emerald Shores Blvd, then turn right onto Topaz Cove to 26 Topaz Cove, Miramar Beach, FL 32550.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 7, 2026 at 9:14 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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