4132 Chowen Drive, FL
Stellar MLS

$274,950

4132 Chowen Drive

Lakeland, FL 33810

Active
3
Beds
2
Baths
1,336
Sq Ft
0.23
Acres
1983
Built
$206/sqft360° tour
Single Family Residence

Property type

1983

Year built

10,097 sqft

Lot size

$206

Price / sq ft

No HOA

HOA dues

67

Days on market

X

Flood zone

About this home

USDA FINANCING AVAILABLE FOR ELIGIBLE BUYERS, WITH NO MONEY DOWN. CALL TODAY FOR MORE DETAILS. Discover the perfect blend of comfort and reliability in this newly renovated 3-bedroom, 1.5-bathroom North Lakeland home. This move-in-ready property features a durable metal roof, a brand-new A/C system, and a new electric water heater, offering peace of mind for years to come. Inside, you’ll find a fresh, updated interior with new luxury vinyl plank and carpet flooring throughout. The completely updated kitchen shines with quartz countertops, new cabinetry, stainless steel appliances, and a convenient pantry for extra storage. Both bathrooms have been thoughtfully updated. The home has also been fully re-piped, adding even more value and reliability. Step outside to enjoy the spacious front patio and the large fenced-in backyard, perfect for pets, play, relaxing or entertaining. Don’t miss your chance to own a turnkey home with all the major upgrades already done!

Local Insight

At $206/sqft for a 1983 home in a no-HOA neighborhood, this is positioned well below Lakeland's median, which makes sense given the age and modest square footage—you're buying affordability and location flexibility rather than a recently updated property. The Homestead Ph 02 subdivision sits in an established area with solid schools nearby, but at 0.23 acres with older bones, you'll want to factor in potential maintenance costs (roof, HVAC, foundation) before getting excited about the price tag. The X flood zone is a genuine plus here, eliminating that insurance and financing headache that plagues many Lakeland properties.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$1,390
Property taxes$243
Home insurance (est.)$126

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history67 days on market

  1. Status: Active
    Jun 5, 2026
  2. Listed$279,950
    Mar 25, 2026
  3. Price reduced$274,950

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
67
Subdivision
Homesteadthe Ph 02
County
Polk
Year built
1983
Living area
1,336 sq ft
Price/sq ft
$206
Lot size
10,097 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12105C0145G)
Annual taxes
$2,912 (2025)
Parcel #
23-27-20-002020-000250
MLS #
L4960570

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Interior Details

Bedrooms
3
Full bathrooms
1
Half bathrooms
1
Flooring
Carpet, Luxury Vinyl
Appliances
Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
Interior features
Ceiling Fans(s)
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
North

Heating & Cooling

Heating
Central
Cooling
Central Air

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Listing terms
Cash, Conventional, FHA, USDA Loan, VA Loan
Ownership
Fee Simple
Available for lease
No

Exterior & Construction

Exterior features
Other
Construction materials
Vinyl Siding, Frame
Roof
Metal
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Septic Tank
Water source
Public
Utilities
Electricity Connected, Public, Water Connected

Room Details

RoomLevelDimensions
Living RoomFirst
Primary BedroomFirst
KitchenFirst

Listing Details

Listing date
2026-03-25
On market date
2026-03-25
Original list price
$279,950
Occupant type
Vacant
MLS area
33810 - Lakeland
Listing AOR
Lakeland
Status changed
2026-06-05
Tax legal description
THE HOMESTEAD PHASE TWO PB 71 PG 11 LOT 25

Flood risk

Minimal riskFEMA Zone XPanel 12105C0145G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Kathleen Road north from I-4 to 1st Street turn left and immediately bear right onto Pine. Travel to 2nd. turn right. Turn left on Homestead, follow to end to Chowen.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 5, 2026 at 5:25 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA