$1,350,000
4731 Coconut Palm Circle
St Petersburg, FL 33703
Listing updated: June 13, 2026 at 2:06 PM ET
Listing courtesy of A Better Life Realty · Morgan Ellis · MLS #TB8490308 · Active · 727-521-7378Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Don’t miss this spectacular lakefront estate home located in the 24-hour gated community of Placido Bayou, in a prime St. Petersburg location. This stunning two-story residence offers 3 bedrooms, 2.5 baths, soaring ceilings, and a dramatic second-level catwalk overlooking a versatile loft perfect for a home office or study space. Beveled glass entry doors welcome you into an elegant interior featuring marble flooring in all the right places and beautiful hardwood floors throughout the upstairs, dining room, family room, and first-floor master suite, adding warmth and sophistication throughout the home. The gourmet kitchen is appointed with granite countertops, a propane gas cooktop, and electric ovens, and opens seamlessly to the family room with a breakfast bar, ideal for entertaining. Enjoy breathtaking views of the largest lake in Placido from every ground-floor room. The formal dining and living rooms are a rare find, showcasing high ceilings and elegant finishes, while upstairs, a charming catwalk leads to two spacious bedrooms connected by a full Jack-and-Jill bath. The highly desirable first-floor master suite features hardwood flooring, a luxurious en-suite bath with a whirlpool tub and a large walk-in shower. Step outside to your private Pebble-Tec pool with brick pavers and take in spectacular lake views surrounded by lush palm landscaping, creating your own Florida oasis. This home is loaded with extras, including a granite desk in the kitchen, a granite wet bar in the family room, a library area, a walk-in pantry, a wine cooler, dual A/C heat pumps for east and west zones, and much more. Recent upgrades provide exceptional value and peace of mind, including all new hurricane-rated windows with over $100,000 invested, a new HVAC unit, a new tongue-and-groove wood ceiling in the lanai, a new seawall, and new pool equipment, including a pool heater. The neighborhood of Placido Bayou was virtually unscathed by Hurricanes Helene and Ian, further enhancing the appeal of this remarkable property. Furnishings may be negotiated as part of the purchase.
Local Insight
At $440/sqft for a 1989 waterfront property in an AE flood zone, you're paying a premium for direct water access and the pool, but you'll want to carefully review flood insurance costs and any elevation requirements—these can easily run $3,000-$5,000+ annually and significantly impact your true carrying costs beyond the $165 HOA. The 0.29-acre lot is tight for the price point, and given the age of the home and flood risk, a thorough inspection and updated flood/wind insurance quotes are non-negotiable before committing.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history67 days on market
- Status: ActiveApr 7, 2026
- Listed$140,000Apr 7, 2026
- Price increased$1,350,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 67
- Subdivision
- Placido Bayou
- County
- Pinellas
- Year built
- 1989
- Living area
- 3,069 sq ft
- Price/sq ft
- $440
- Building area
- 3,867 sq ft (Public Records)
- Lot size
- 12,798 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- AE
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $15,585 (2025)
- Parcel #
- 05-31-17-71914-007-0040
- MLS #
- TB8490308
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Carpet, Marble, Wood
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Freezer, Microwave, Range, Refrigerator, Washer, Wine Refrigerator
- Interior features
- Cathedral Ceiling(s), Ceiling Fans(s), Crown Molding, High Ceilings, L Dining, Primary Bedroom Main Floor, Stone Counters, Walk-In Closet(s), Window Treatments
- Laundry
- Inside, Laundry Room
- Stories / Levels
- Two
- Direction faces
- Southwest
- Fireplace
- Yes
Heating & Cooling
- Heating
- Electric, Heat Pump
- Cooling
- Central Air, Other
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway, Ground Level
HOA & Financial
- HOA fee
- $165 / Monthly
- Monthly HOA
- $165/mo
- Total monthly fees
- $165/mo
- Total annual fees
- $1,980
- HOA name
- Harbeck Hospitality
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 1-2 Years
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- verify with HOA
- Approval process
- VERIFY WITH HOA
Exterior & Construction
- Exterior features
- Sliding Doors
- Construction materials
- Frame
- Roof
- Tile
- Foundation
- Slab
- Pool
- Private pool
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Connected, Propane, Sewer Connected, Sprinkler Recycled, Underground Utilities, Water Available, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Bedroom 2 | Second | 17x12 |
| Bedroom 3 | Second | 15x12 |
| Kitchen | First | 18x16 |
| Dining Room | First | 14x18 |
| Living Room | First | 14x18 |
| Primary Bedroom | First | 18x21 |
| Primary Bathroom | First | 14x12 |
Listing Details
- Listing date
- 2026-04-07
- On market date
- 2026-04-07
- Original list price
- $140,000
- Occupant type
- Vacant
- MLS area
- 33703 - St Pete
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-04-07
- Tax legal description
- PLACIDO BAYOU UNIT 2 BLK 7, LOT 4
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From 1st St N and 38th Ave N, head North onto 1st St, then turn right onto 47th Ave. After the community entrance to Placido Bayou, continue straight onto Placido Pkwy Loop, then turn left onto Coconut Palm Cir NE, and the home will be on the left with a sign.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 13, 2026 at 2:06 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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