2296 Monaco Ln, FL

$237,000

2296 Monaco Ln

Clearwater, FL 33763

Active
3
Beds
2
Baths
1,325
Sq Ft
1
Acres
1992
Built
55+ community1 acres$179/sqft360° tour
Condominium

Property type

1992

Year built

55,185 sqft

Lot size

$179

Price / sq ft

$577/mo

HOA dues

65

Days on market

X

Flood zone

About this home

Welcome to this beautifully updated 3-bedroom, 2-bath first-floor condo located in the highly sought-after 55+ community of On Top of the World in Clearwater, Florida. This move-in-ready unit features stunning luxury flooring throughout, fresh interior paint completed within the last year, a new impact-rated back door, and updated window blinds. The HVAC system was replaced in May 2022, offering peace of mind for years to come. This community offers a clubhouse, multiple pools, and excellent walkability throughout the neighborhood. Conveniently located just 9 miles from beautiful Gulf beaches and close to shopping, dining, and everyday essentials. If you've been waiting for the perfect opportunity to own in this desirable community, don't wait-this one will not last long!

Estimated monthly payment

Principal & interest$1,198
Property taxes$213
Home insurance (est.)$109
HOA dues$577

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history65 days on market

  1. Status: Active
    Mar 27, 2026
  2. Listed$242,000
    Mar 27, 2026
  3. Price reduced$237,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
65
Subdivision
On Top Of The World
County
Pinellas
Year built
1992
Living area
1,325 sq ft
Price/sq ft
$179
Lot size
55,185 sq ft
Flood zone
X
Annual taxes
$2,559 (2025)
Parcel #
31-28-16-64121-065-0100
MLS #
TB8489809

Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Luxury Vinyl
Appliances
Dryer, Washer
Interior features
Walk-In Closet(s)
Laundry
Laundry Room
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Central
Cooling
Central Air

HOA & Financial

HOA fee
$577 / Monthly
Monthly HOA
$577/mo
Total monthly fees
$577/mo
Total annual fees
$6,924
HOA name
Dessa Barabba (CAM)
CDD
No
Homestead exemption
Yes
Min lease term
6 Months
Listing terms
Cash, Conventional, FHA
Ownership
Condominium
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Must be leased by at least one person who is 55+.
Approval process
Must be approved by HOA

Exterior & Construction

Exterior features
None
Construction materials
Block
Roof
Other
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
None
Utilities
Public

Community

Pets allowed
Cats OK, Dogs OK
Senior community
Yes

Schools

ElementaryLeila G Davis Elementary-PNGreatSchools ↗
MiddleSafety Harbor Middle-PNGreatSchools ↗
High SchoolDunedin High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomFirst
Living RoomFirst
KitchenFirst
Primary BathroomFirst
Bedroom 2First
Bedroom 3First

Listing Details

Listing date
2026-03-24
On market date
2026-03-27
Original list price
$242,000
Occupant type
Vacant
MLS area
33763 - Clearwater
Listing AOR
Suncoast Tampa
Status changed
2026-03-27
Tax legal description
ON TOP OF THE WORLD UNIT 80 CONDO BLDG65,UNIT 10

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From I-275 (coming from Tampa/St.Pete) take I-275 toward St. Petersburg/Tampa. Exit onto FL-60W (Gulf to Bay Blvd) toward Clearwater. Continue west on FL-60 for about 6-7 miles. Turn right onto S Belcher Rd. Continue north for about 2 miles. Turn left onto World Parkway Blvd. Follow signs into the community entrance. From US Highway 19 (if heading south on US-19) Take the exit for Sunset Point Rd. Turn right onto Sunset Point Rd. Turn left onto Belcher Rd. Turn right onto World Parkway Blvd. If heading north on US-19 Take the exit for Sunset Point Rd. Turn left onto Sunset Point Rd. Turn left onto Belcher rd. Turn right onto World Parkway Blvd. Enter the community.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 31, 2026 at 4:06 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA