20 Moody Drive, FL

$678,000

20 Moody Drive

Palm Coast, FL 32137

Active
3
Beds
2
Baths
1,813
Sq Ft
0.19
Acres
1998
Built
Water access$374/sqft
🏠Single Family Residence

Property type

🏗️1998

Year built

📐8,250 sqft

Lot size

📊$374

Price / sq ft

🏘️No HOA

HOA dues

📅72

Days on market

🚗2

Garage spaces

🌊AE

Flood zone

About this home

Welcome to a Private Coastal Retreat - No HOA, Private Beach Access, and the Florida Lifestyle You’ve Been Waiting For. Private community beach access is steps from your front door. Nestled in the coveted Hammock community, this 3-bedroom, 2-bathroom home is a tasteful coastal retreat that has been beautifully remodeled, decorated, and meticulously maintained. No HOA means no restrictions making this an exceptional opportunity for a short-term rental investment or a peaceful full-time residence in one of Flagler County’s most serene, sought-after neighborhoods. Inside, engineered hardwood floors flow throughout an open-concept floor plan that connects the living, dining, and kitchen areas with large windows providing an abundance of natural light. The kitchen impresses with quartz countertops, stainless steel appliances, generous storage, and a breakfast nook with tranquil views of the landscaped backyard. The primary suite is a true retreat, featuring a luxurious en-suite with an oversized jacuzzi tub, separate shower, and two walk-in closets. Two additional bedrooms for flexibility for guests, a home office, or a fitness space. This home is turnkey ready for whatever lifestyle you envision. Step outside to your private outdoor oasis with a gorgeous screened and covered patio with fully fenced yard, perfectly suited for quiet evenings under the Florida sky. A private outdoor shower is perfect for the beach lifestyle. Plenty of room for a pool. The dog-friendly community and proximity to private beach access make this a destination guests and owners alike will never want to leave. Completing the package: a 2-car garage, ample parking, and top-rated schools nearby. Whether you’re looking for an income-producing coastal getaway or your own peaceful forever home this one checks every box. Schedule your private showing today.

Estimated monthly payment

Principal & interest$3,428
Property taxes$607
Home insurance (est.)$311

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history72 days on market

  1. Status: Active
    Mar 20, 2026
  2. Listed$679,000
    Mar 20, 2026
  3. Price reduced$678,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
72
Subdivision
Marineland Acres Add 1
County
Flagler
Year built
1998
Living area
1,813 sq ft
Price/sq ft
$374
Building area
2,568 sq ft (Public Records)
Lot size
8,250 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12035C0039E)
Garage
2 spaces
Annual taxes
$7,286 (2025)
Parcel #
39-10-31-4200-00060-0090
Zoning
R-1
MLS #
FC317111

Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Hardwood, Tile
Appliances
Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Freezer, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Tray Ceiling(s), Walk-In Closet(s)
Laundry
Laundry Room
Stories / Levels
One
Direction faces
North

Heating & Cooling

Heating
Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Garage Door Opener

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
1-7 Days
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Outdoor Shower, Private Yard, Sliding Doors
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Water access
Yes
Road surface
Paved

Utilities

Sewer
Septic Tank
Water source
Public
Utilities
Cable Connected, Electricity Connected, Phone Available, Sewer Connected, Water Connected

Schools

ElementaryOld Kings ElementaryGreatSchools ↗
MiddleIndian Trails Middle-FCGreatSchools ↗
High SchoolMatanzas HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomFirst
Bedroom 1First
Bedroom 2First
Dining RoomFirst
Bathroom 1First
Bathroom 2First
Balcony/Porch/LanaiFirst
KitchenFirst
LaundryFirst
Living RoomFirst

Listing Details

Listing date
2026-03-17
On market date
2026-03-20
Original list price
$679,000
Occupant type
Owner
MLS area
32137 - Palm Coast
Listing AOR
Orlando Regional
Status changed
2026-03-20
Tax legal description
1ST ADDITION TO MARINELAND ACRES BLK 6 LOT 9 OR 98 PG 633 OR 261 PG 259 OR 612 PG 207 OR 718 PG 1845 OR 742 PG 883 OR 2017/1520

Flood risk

High riskFEMA Zone AEPanel 12035C0039E

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From I-95 take exit 289 to Palm Coast Parkway. Go East on Palm Coast Parkway. Turn north on Norht Ocean Shore Blvd / A1A. Turn right onto Moody Drive. 20 Moody Drive is on your right

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 31, 2026 at 4:06 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA