51 Palm Drive, FL

$945,000

51 Palm Drive

Placida, FL 33946

Active
3
Beds
2
Baths
1,839
Sq Ft
0.28
Acres
1992
Built
WaterfrontWater access$514/sqft360° tour
🏠Single Family Residence

Property type

🏗️1992

Year built

📐12,375 sqft

Lot size

📊$514

Price / sq ft

🏘️$5/mo

HOA dues

📅71

Days on market

🌊8AE

Flood zone

About this home

Welcome to 51 Palm Drive located on beautiful Palm Island, Florida. This waterfront island home offers the ultimate in coastal living, combining direct Gulf access, stunning sunset views, and the privacy of a barrier island lifestyle with over seven miles of pristine sandy beaches just moments away. Situated on an oversized corner lot, this 3-bedroom, 2-bath residence features a private dock on a saltwater canal with no bridges to the Gulf of Mexico—a true boater’s dream. Enjoy effortless days on the water with quick access to world-class fishing, boating, and island hopping. Inside, the home showcases an open-concept floor plan designed for relaxed coastal living, with a spacious great room, beautiful Spanish tile and wood flooring, and warm knotty pine walls and ceilings that create a classic island feel. The remodeled kitchen is both stylish and functional, featuring granite countertops, stainless steel energy-efficient appliances, under-cabinet lighting, wine rack, and a granite topped kitchen island perfect for entertaining. Wake up to Gulf views and breathtaking sunsets from the top-floor primary suite, complete with a beautifully updated travertine bathroom, dual vanities, garden tub and a rain shower. Outdoor living is just as inviting with a screened second-floor porch, fire pit, a charming hexagon deck nestled among mature palms, and lush Florida-friendly landscaping. Additional features include a metal roof with radiant barrier, 15 SEER Trane A/C system with UV light and connection to public water and cable—offering comfort, efficiency, and peace of mind. With ample room to add a pool and positioned as one of the best values for a 3-bedroom waterfront home with direct Gulf access on Palm Island, this property is ideal as a full-time residence, vacation home, or investment opportunity. Experience the beauty of Palm Island living—where nature, tranquility, and coastal luxury come together.

Estimated monthly payment

Principal & interest$4,778
Property taxes$1,253
Home insurance (est.)$433
HOA dues$5

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history71 days on market

  1. Status: Active
    Mar 21, 2026
  2. Listed$995,000
    Mar 21, 2026
  3. Price reduced$945,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
71
Subdivision
Palm Island Estates 3rd Add
County
Charlotte
Year built
1992
Living area
1,839 sq ft
Price/sq ft
$514
Building area
2,730 sq ft (Public Records)
Lot size
12,375 sq ft
Lot category
1/4 to less than 1/2
Flood zone
8AE (0189G)
Annual taxes
$15,032 (2025)
Parcel #
412031478002
Zoning
BBI
MLS #
D6146695

Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Ceramic Tile, Wood
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
Interior features
Cathedral Ceiling(s), Ceiling Fans(s), Open Floorplan, Solid Surface Counters, Split Bedroom, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
Laundry
Inside
Stories / Levels
Two
Direction faces
Northeast

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Carport
Yes

HOA & Financial

HOA fee
$60 / Annually
Monthly HOA
$5/mo
Total monthly fees
$5/mo
Total annual fees
$60
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Private Yard, Sliding Doors, Storage
Construction materials
Frame, Wood Siding
Roof
Metal
Foundation
Stilt/On Piling
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Dirt

Utilities

Sewer
Septic Tank
Water source
Public
Utilities
Cable Available, Electricity Connected, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryVineland ElementaryGreatSchools ↗
MiddleL.A. Ainger MiddleGreatSchools ↗
High SchoolLemon Bay HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomThird19x14
Primary BathroomThird16x8
Bedroom 2Second13x12
Bedroom 3Second13x12
Bathroom 2Second8x7
KitchenSecond18x11
Great RoomSecond22x20

Listing Details

Listing date
2026-03-19
On market date
2026-03-21
Original list price
$995,000
Occupant type
Tenant
MLS area
33946 - Placida
Listing AOR
Englewood
Status changed
2026-03-21
Tax legal description
PIE 003 000I 0017 PALM ISLAND ESTATES 3RD ADD BLK I LT 17 583/979 584/1128 802/1007 1084/1197 2589/1165 4432/1438

Flood risk

Zone 8AEFEMA Zone 8AEPanel 0189G

See FEMA for this zone’s designation and insurance requirements.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Placida Rd. to Panama Blvd. to Palm Island Transit ferry to island. N. Gulf Blvd to right on Palm Drive. Home on the left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 31, 2026 at 2:59 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA