3905 Osprey Pointe Circle, FL

$306,500

3905 Osprey Pointe Circle

Winter Haven, FL 33884

Active
3
Beds
2
Baths
1,729
Sq Ft
0.12
Acres
2005
Built
Water view$177/sqft360° tour
🏠Single Family Residence

Property type

🏗️2005

Year built

📐5,415 sqft

Lot size

📊$177

Price / sq ft

🏘️$210/mo

HOA dues

📅44

Days on market

🚗2

Garage spaces

🌊X

Flood zone

About this home

Located in Osprey Pointe on Lake Ned, 3905 Osprey Pointe Cir. is everything you've been looking for in the heart of Central Florida. This 3 bed, 2 bath home was built to last and withstand anything that comes it's way. Using solid poured concrete tilt walls, the house is incredibly strong and comfortable. Offering over 1700 square feet of air conditioned space, you will never feel confined. The family room, kitchen and dining area have soaring vaulted ceilings, while the primary bedroom feels spacious with a beautiful tray ceiling. The kitchen has many upgrades including solid cabinets, granite counter tops and a natural gas range. You'll also have access to the community clubhouse, pool and dock. With a location just minutes from great shopping, restaurants, grocery stores, medical facilities and Legoland! This home is in great shape and has a wonderful location. It will not last long, come see it before it's gone.

Estimated monthly payment

Principal & interest$1,550
Property taxes$271
Home insurance (est.)$140
HOA dues$210

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history44 days on market

  1. Status: Active
    Mar 25, 2026
  2. Listed$310,000
    Mar 25, 2026
  3. Price reduced$306,500

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
44
Subdivision
Osprey Pointe
County
Polk
Year built
2005
Living area
1,729 sq ft
Price/sq ft
$177
Lot size
5,415 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12105C0535H)
Garage
2 spaces
Annual taxes
$3,251 (2025)
Parcel #
26-29-01-663573-000550
MLS #
P4938216

Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Tile, Wood
Appliances
Dishwasher, Disposal, Gas Water Heater, Microwave, Range
Interior features
Ceiling Fans(s), Open Floorplan, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s)
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
West

Heating & Cooling

Heating
Heat Pump
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$210 / Monthly
Monthly HOA
$210/mo
Total monthly fees
$210/mo
Total annual fees
$2,520
HOA name
Cathy Nice
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Private Mailbox, Sliding Doors
Construction materials
Concrete, Stucco, Tilt up Walls
Roof
Shingle
Foundation
Slab
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected, Public, Sewer Connected, Sprinkler Meter, Underground Utilities, Water Connected

Community

Pets allowed
No

Schools

ElementaryGarden Grove ElemGreatSchools ↗
MiddleDenison MiddleGreatSchools ↗
High SchoolWinter Haven SeniorGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomFirst14x18
Bedroom 1First11x10
Bedroom 2First11x12
Great RoomFirst16x19
KitchenFirst11x12
LaundryFirst6x6

Listing Details

Listing date
2026-03-25
On market date
2026-03-25
Original list price
$310,000
Occupant type
Owner
MLS area
33884 - Winter Haven / Cypress Gardens
Listing AOR
Lakeland
Status changed
2026-03-25
Tax legal description
OSPREY POINTE PLAT BOOK 128 PGS 45 & 46 LOT 55

Flood risk

Minimal riskFEMA Zone XPanel 12105C0535H

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Cypress Gardens Blvd, take Cypress Gardens Road to Osprey Pointe Cir., turn into Osprey Pointe Cir. through the non-gated entry, take a left once in the community the house will be immediately on the right.

More homes like this

MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 8, 2026 at 2:22 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA