1039 Lake Gracie Drive, FL
Stellar MLS

$525,000

1039 Lake Gracie Drive

Eustis, FL 32726

Active
4
Beds
3
Baths
2,847
Sq Ft
0.51
Acres
1970
Built
WaterfrontWater accessFireplace$184/sqft
Single Family Residence

Property type

1970

Year built

22,347 sqft

Lot size

$184

Price / sq ft

No HOA

HOA dues

58

Days on market

2

Garage spaces

X

Flood zone

About this home

Set along the peaceful shoreline of Lake Gracie, this 4-bedroom retreat offers a quiet kind of living that feels worlds away, yet right at home. With 84 feet of waterfront and a spacious half-acre setting, the days here naturally slow down, filled with morning paddles, calm water views, and evenings that reflect softly across the lake. Inside, warmth and character shine through. Wood beam ceilings and a gas fireplace create a cozy, grounded living space, while the layout offers room to live, work, and create. The converted basement adds flexible space for an office or craft room and includes a convenient half bathroom, offering even more functionality beyond the listed square footage. Upstairs, a full-length balcony stretches across the home, accessible from both the primary bedroom and one of the guest bedrooms, creating the perfect place to take in the lake views, sip your morning coffee, or unwind at sunset. The primary bathroom is thoughtfully updated with timeless Carrara marble finishes, adding a touch of everyday luxury. Located just minutes from downtown Eustis and Ferran Park, you are close to local shopping, dining, waterfront events, and year-round festivals while still enjoying the peace and privacy of lakefront living. To top it off, this home features brand new carpet (2026) and a BRAND NEW ROOF INSTALLED BEFORE CLOSING, giving you added peace of mind. This is the kind of home where life feels a little softer, a little slower, and a lot more connected to nature.

Estimated monthly payment

Principal & interest$2,655
Property taxes$335
Home insurance (est.)$241

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history58 days on market

  1. Status: Active
    Mar 23, 2026
  2. Listed$545,000
    Mar 23, 2026
  3. Price reduced$525,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
58
Subdivision
Eustis Hogan Terrace
County
Lake
Year built
1970
Living area
2,847 sq ft
Price/sq ft
$184
Building area
4,145 sq ft (Public Records)
Lot size
22,347 sq ft
Lot category
1/2 to less than 1
Flood zone
X (12069C0356E)
Garage
2 spaces
Annual taxes
$4,022 (2025)
Parcel #
11-19-26-0400-00Z-01000
Zoning
SR
MLS #
G5109854

Interior Details

Bedrooms
4
Full bathrooms
2
Half bathrooms
1
Flooring
Carpet, Laminate, Marble, Tile
Appliances
Built-In Oven, Cooktop, Dishwasher, Dryer, Microwave, Refrigerator, Washer
Interior features
Ceiling Fans(s), Central Vaccum, L Dining, PrimaryBedroom Upstairs, Stone Counters, Vaulted Ceiling(s)
Laundry
Inside
Stories / Levels
Multi/Split
Direction faces
Southwest
Fireplace
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Oversized

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Balcony, French Doors
Construction materials
Block, Brick, Frame
Roof
Shingle
Foundation
Block
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Natural Gas Available, Sewer Connected, Water Connected

Room Details

RoomLevelDimensions
KitchenFirst12x21
Dining RoomFirst12x16
Living RoomFirst14x28
Primary BedroomSecond17x11
Bedroom 2Second11x11
Bedroom 3Second9x13
Bedroom 4Second100x12
OfficeBasement8x22

Listing Details

Listing date
2026-03-23
On market date
2026-03-23
Original list price
$545,000
Occupant type
Owner
MLS area
32726 - Eustis
Listing AOR
Lake and Sumter
Status changed
2026-03-23
Tax legal description
EUSTIS HOGAN TERRACE LOTS 10 11 BLK Z LAND OPPOSITE SAID LOTS & LAKE GRACIE BOUNDED ON N BY N LINE OF LOT 10 EXT & ON S BY S LINE OF LOT 11 EXT PB 5 PG 22 ORB 4835 PG 1667

Flood risk

Minimal riskFEMA Zone XPanel 12069C0356E

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From SR 44 turn left on S Exeter St, Right on E Key Ave, left on Lake Gracie Dr, Home is on your left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 20, 2026 at 8:47 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA