$849,000

6890 County Road 95

Palm Harbor, FL 34684

Active
6
Beds
6
Baths
3,338
Sq Ft
3.13
Acres
1983
Built
In-law suiteFireplace3.13 acres$254/sqft360° tour
🏠Single Family Residence

Property type

🏗️1983

Year built

📐136,338 sqft

Lot size

📊$254

Price / sq ft

🏘️No HOA

HOA dues

📅26

Days on market

🌊X

Flood zone

About this home

Opportunities like this don’t come around often in Palm Harbor. Set on 3.13 acres, this one of a kind property offers a rare chance to create something truly special. Whether you're looking to restore its character, build a private compound, or explore development potential, the options here are wide open. The existing two story home was originally designed to reflect a classic farmhouse, featuring exposed cedar beams, tongue and groove wood flooring, and a warm, timeless feel throughout. The main level includes a spacious living area, dining space, kitchen, and laundry. There is also an attached in law suite with its own entrance, living room, bedroom, bathroom, walk in closet, and kitchenette. This setup works well for extended stays or flexible living. A second structure on the property, originally a barn, has been converted into additional living space with 2 bedrooms, 2 bathrooms, living room, and kitchen adding even more flexibility. The land is where this property really stands out. With approximately 2 acres of usable space due to a utility easement, there is plenty of room to bring your vision to life. You can create a private estate, add additional structures, or explore the potential for a small residential development. Located directly near a public elementary school and just minutes to shopping, dining, and everyday conveniences. You are also about 15 minutes from Honeymoon Island and some of the best beaches in the area. Whether you are a buyer with vision or a builder looking for your next project, this is a rare opportunity to secure acreage in a highly desirable Palm Harbor location.

Estimated monthly payment

Principal & interest$4,293
Property taxes$726
Home insurance (est.)$389

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history26 days on market

  1. Status: Active
    Mar 20, 2026
  2. Listed$899,000
    Mar 20, 2026
  3. Price reduced$849,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
26
Subdivision
Acreage & Unrec
County
Pinellas
Year built
1983
Living area
3,338 sq ft
Price/sq ft
$254
Lot size
136,338 sq ft
Lot category
2 to less than 5
Flood zone
X
Annual taxes
$8,713 (2025)
Parcel #
18-28-16-00000-110-0400
Zoning
A-E
MLS #
TB8488562

Interior Details

Bedrooms
6
Full bathrooms
6
Flooring
Wood
Appliances
Built-In Oven, Cooktop, Dryer, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Stone Counters, Walk-In Closet(s)
Laundry
Laundry Room
Stories / Levels
Two
Direction faces
West
Fireplace
Yes
In-law suite
Yes

Heating & Cooling

Heating
Heat Pump, Ductless
Cooling
Central Air, Mini-Split Unit(s)

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
See county for any leasing restrictions

Exterior & Construction

Exterior features
Rain Gutters, Storage
Construction materials
Frame
Roof
Metal
Foundation
Block
Road surface
Gravel

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryLake St George Elementary-PNGreatSchools ↗
MiddlePalm Harbor Middle-PNGreatSchools ↗
High SchoolCountryside High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
KitchenFirst13x10
Living RoomFirst13x15
Primary BedroomSecond12x16
Bedroom 2Second12x16
Bedroom 3Second12x16

Listing Details

Listing date
2026-03-19
On market date
2026-03-20
Original list price
$899,000
Occupant type
Owner
MLS area
34684 - Palm Harbor
Listing AOR
Orlando Regional
Status changed
2026-03-20
Tax legal description
PART OF NE 1/4 OF SEC 18-28-16 DESC AS FROM COR OF NE 1/4 OF SD SEC TH W 1135.5FT TH S00D34'E 311.98FT FOR POB TH S89D55'22"E 158.49FT TH S00D34'E 183FT TH N89D55'22"W 482.99FT TH N00D34'W 465FT TH S89D55'22"E 140.28FT TH S01D13'14"E 240.07FT TH S89D55'22"E 181.48FT TH S00D34'E 41.99FT TO POB CONT 3.13AC(C)

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Heading North on US 19 turn East on Tampa Rd, Turn left on West Lake Rd. home is straight after stop sign.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of April 15, 2026 at 10:30 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA