$849,000
6890 County Road 95
Palm Harbor, FL 34684
Listing updated: April 15, 2026 at 10:30 PM ET
Listing courtesy of Real Broker, Llc · Donald Hathaway, III · MLS #TB8488562 · Active · 855-450-0442Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Opportunities like this don’t come around often in Palm Harbor. Set on 3.13 acres, this one of a kind property offers a rare chance to create something truly special. Whether you're looking to restore its character, build a private compound, or explore development potential, the options here are wide open. The existing two story home was originally designed to reflect a classic farmhouse, featuring exposed cedar beams, tongue and groove wood flooring, and a warm, timeless feel throughout. The main level includes a spacious living area, dining space, kitchen, and laundry. There is also an attached in law suite with its own entrance, living room, bedroom, bathroom, walk in closet, and kitchenette. This setup works well for extended stays or flexible living. A second structure on the property, originally a barn, has been converted into additional living space with 2 bedrooms, 2 bathrooms, living room, and kitchen adding even more flexibility. The land is where this property really stands out. With approximately 2 acres of usable space due to a utility easement, there is plenty of room to bring your vision to life. You can create a private estate, add additional structures, or explore the potential for a small residential development. Located directly near a public elementary school and just minutes to shopping, dining, and everyday conveniences. You are also about 15 minutes from Honeymoon Island and some of the best beaches in the area. Whether you are a buyer with vision or a builder looking for your next project, this is a rare opportunity to secure acreage in a highly desirable Palm Harbor location.
Local Insight
At $254/sqft for a 1983 home on 3.13 acres with no HOA, you're paying for land more than the house itself—which is the real value proposition here if you want room to expand, subdivide, or just have privacy, but you'll want a thorough inspection since the home's age means potential hidden costs in systems and structure. The in-law suite is a practical feature for multigenerational living or rental income, though being in an unrecognized subdivision outside the main Palm Harbor area means you're trading walkability and typical neighborhood amenities for acreage and seclusion.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history26 days on market
- Status: ActiveMar 20, 2026
- Listed$899,000Mar 20, 2026
- Price reduced$849,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 26
- Subdivision
- Acreage & Unrec
- County
- Pinellas
- Year built
- 1983
- Living area
- 3,338 sq ft
- Price/sq ft
- $254
- Lot size
- 136,338 sq ft
- Lot category
- 2 to less than 5
- Flood zone
- X
- Annual taxes
- $8,713 (2025)
- Parcel #
- 18-28-16-00000-110-0400
- Zoning
- A-E
- MLS #
- TB8488562
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Interior Details
- Bedrooms
- 6
- Full bathrooms
- 6
- Flooring
- Wood
- Appliances
- Built-In Oven, Cooktop, Dryer, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Stone Counters, Walk-In Closet(s)
- Laundry
- Laundry Room
- Stories / Levels
- Two
- Direction faces
- West
- Fireplace
- Yes
- In-law suite
- Yes
Heating & Cooling
- Heating
- Heat Pump, Ductless
- Cooling
- Central Air, Mini-Split Unit(s)
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- See county for any leasing restrictions
Exterior & Construction
- Exterior features
- Rain Gutters, Storage
- Construction materials
- Frame
- Roof
- Metal
- Foundation
- Block
- Road surface
- Gravel
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Connected, Electricity Connected, Sewer Connected, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | 13x10 |
| Living Room | First | 13x15 |
| Primary Bedroom | Second | 12x16 |
| Bedroom 2 | Second | 12x16 |
| Bedroom 3 | Second | 12x16 |
Listing Details
- Listing date
- 2026-03-19
- On market date
- 2026-03-20
- Original list price
- $899,000
- Occupant type
- Owner
- MLS area
- 34684 - Palm Harbor
- Listing AOR
- Orlando Regional
- Status changed
- 2026-03-20
- Tax legal description
- PART OF NE 1/4 OF SEC 18-28-16 DESC AS FROM COR OF NE 1/4 OF SD SEC TH W 1135.5FT TH S00D34'E 311.98FT FOR POB TH S89D55'22"E 158.49FT TH S00D34'E 183FT TH N89D55'22"W 482.99FT TH N00D34'W 465FT TH S89D55'22"E 140.28FT TH S01D13'14"E 240.07FT TH S89D55'22"E 181.48FT TH S00D34'E 41.99FT TO POB CONT 3.13AC(C)
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Heading North on US 19 turn East on Tampa Rd, Turn left on West Lake Rd. home is straight after stop sign.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of April 15, 2026 at 10:30 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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