$515,000
440 89th Avenue
St Pete Beach, FL 33706
Listing updated: June 24, 2026 at 9:59 AM ET
Listing courtesy of Chirino Real Estate · Sandra Munoz · MLS #TB8486538 · Active · 813-642-3325Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage space
Flood zone
About this home
Virtually Staged. Beautifully updated 3-bedroom, 2-bath home located in one of the most desirable areas of St. Pete Beach! This move-in-ready property features modern updates throughout, a 1-car garage, and an oversized lot with plenty of space to add a pool or create your own outdoor oasis. Enjoy the ultimate Florida lifestyle just minutes from the world-famous beaches, waterfront dining, lively nightlife, and local entertainment. Conveniently located near downtown St. Petersburg, Treasure Island, and the popular John’s Pass Village & Boardwalk. Spend your days exploring the boutiques and local events along Corey Avenue or relaxing by the sparkling waters of the Gulf and Intracoastal. Whether you're looking for a full-time residence, vacation getaway, or income-producing rental, this versatile property offers an excellent opportunity to enjoy the laid-back coastal lifestyle.
Local Insight
At $407/sqft for a 1956 home in an A flood zone, you're paying a premium for the St. Pete Beach location and walkability, but you'll want to factor in flood insurance costs upfront since they can be substantial in this zone—that's not reflected in the price tag. The tight 0.16-acre lot and older construction mean renovation or expansion potential is limited, so this property works best for someone buying the neighborhood and beach proximity rather than banking on future value-add from the house itself.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history98 days on market
- Status: ActiveMar 18, 2026
- Listed$525,000Mar 18, 2026
- Price reduced$515,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 98
- Cumulative DOM
- 366
- Subdivision
- St Petersburg Beach North Unit 8
- County
- Pinellas
- Year built
- 1956
- Living area
- 1,266 sq ft
- Price/sq ft
- $407
- Building area
- 1,915 sq ft (Public Records)
- Lot size
- 6,900 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- A
- Garage
- 1 spaces
- Annual taxes
- $6,202 (2024)
- Parcel #
- 25-31-15-78282-107-0100
- MLS #
- TB8486538
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Ceramic Tile
- Appliances
- Range, Refrigerator
- Interior features
- Ceiling Fans(s), Other, Stone Counters
- Laundry
- In Garage
- Stories / Levels
- One
- Direction faces
- North
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 1
- Attached garage
- Yes
- Parking features
- Garage Door Opener, Ground Level
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Please check with St.Petersburg for rental restrictions.
Exterior & Construction
- Exterior features
- Other
- Construction materials
- Block
- Roof
- Other
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Public
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 10.3x13.1 |
| Bedroom 2 | First | 10.3x14.1 |
| Bedroom 3 | First | 9.4x11.1 |
| Primary Bathroom | First | 6.6x5.1 |
| Bathroom 2 | First | 6.6x5.1 |
| Kitchen | First | 8.1x10.6 |
| Dining Room | First | 12.9x10.11 |
| Living Room | First | 16.1x8.8 |
Listing Details
- Listing date
- 2026-03-18
- On market date
- 2026-03-18
- Original list price
- $525,000
- Occupant type
- Vacant
- MLS area
- 33706 - Pass a Grille Bch/St Pete Bch/Treasure Isl
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-03-18
- Tax legal description
- ST PETERSBURG BEACH NORTH UNIT NO. 8 BLK 107, LOT 10
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Take Pasadena to Blind Pass to 89 th make left to home.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 24, 2026 at 9:59 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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