$825,000
12640 Us Highway 98
Lakeland, FL 33809
Listing updated: May 27, 2026 at 12:59 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
One or more photo(s) has been virtually staged. Experience the perfect blend of elegance and tranquility in this exquisite custom-built 4-bedroom, 3-bathroom home plus office and heated saltwater pool, situated on over 5 acres with no HOA. Nestled in a peaceful country setting, this residence offers privacy and space while still being conveniently close to restaurants, shops, and I-4 for easy access to Tampa and Orlando. Step inside to discover soaring high ceilings and meticulous attention to detail throughout. The inviting living room boasts beautiful views and direct access to a spacious screened-in patio overlooking the heated inground saltwater pool and spa – recently resurfaced in 2023 for your enjoyment year-round. The primary suite is a true retreat featuring tray ceilings, a versatile flex space with built-in bookshelves, and a luxurious ensuite bathroom with dual vanities, a garden tub, a tiled walk-in shower, and a large walk-in closet. The office, located at the home’s entry, is well-appointed with built-in cabinetry and a desk—perfect for remote work or study. The guest bathroom known as the pool bathroom offers a walk-in shower and access to the pool. The remodeled kitchen (2024) is a chef’s dream with stone countertops, stainless steel appliances, a convenient touchless faucet, ample cabinetry and counter space, plus a built-in kegerator. Adjacent is a cozy family room with coffered ceilings—ideal as a secondary living area or game room. Two bedrooms share a beautifully updated bathroom complete with dual sinks and a walk-in shower. The fourth bedroom is located upstairs, providing additional privacy. Enjoy outdoor living to the fullest with the oversized patio featuring a built-in outdoor kitchen and an outdoor shower. A separate fenced area is perfect for small pets, while recent upgrades include a new roof (2025), a new septic pump (2026), and an extended driveway providing plenty of parking for vehicles and toys. This exceptional home delivers luxury, convenience, and country charm all in one incredible package. Don’t miss your chance to make it yours!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history15 days on market
- Status: ActiveMay 27, 2026
- Listed$825,000Mar 22, 2026
- Price increased$825,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 15
- Cumulative DOM
- 193
- Subdivision
- Lakeland Acres
- County
- Polk
- Year built
- 2004
- Living area
- 3,736 sq ft
- Price/sq ft
- $221
- Building area
- 5,181 sq ft (Public Records)
- Lot size
- 218,066 sq ft
- Lot category
- 5 to less than 10
- Flood zone
- X/A (12105C0135G)
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $7,174 (2025)
- Parcel #
- 23-26-16-000400-003020
- Zoning
- RC
- MLS #
- L4960240
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 3
- Flooring
- Carpet, Tile
- Appliances
- Built-In Oven, Cooktop, Dishwasher, Dryer, Electric Water Heater, Range Hood, Refrigerator, Touchless Faucet, Washer, Water Filtration System, Water Softener
- Interior features
- Ceiling Fans(s), Coffered Ceiling(s), Crown Molding, Eat-in Kitchen, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar
- Laundry
- Inside, Laundry Room
- Stories / Levels
- One
- Direction faces
- North
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Dog Run, Lighting, Outdoor Kitchen, Outdoor Shower, Private Mailbox, Rain Gutters, Sliding Doors, Storage
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Pool
- Private pool
- Road surface
- Paved
Utilities
- Sewer
- Septic Tank
- Water source
- Well
- Utilities
- BB/HS Internet Available, Propane
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 16x20 |
| Kitchen | First | 14x14 |
| Dining Room | First | 14x12 |
| Office | First | 12x14 |
| Primary Bedroom | First | 17x14 |
| Primary Bathroom | First | |
| Bedroom 2 | First | 12x16 |
| Bathroom 2 | First | |
| Bedroom 3 | First | 14x14 |
| Bathroom 3 | First | |
| Bedroom 4 | Second | 12x27 |
Listing Details
- Listing date
- 2026-03-22
- On market date
- 2026-03-22
- Original list price
- $825,000
- Occupant type
- Vacant
- MLS area
- 33809 - Lakeland / Polk City
- Listing AOR
- Lakeland
- Status changed
- 2026-05-27
- Tax legal description
- LAKELAND ACRES PB 46 PG 29 SEC 16 17 & 20 TWP 26 RGE 23 BLK 3 LOT 2
Flood risk
See FEMA for this zone’s designation and insurance requirements.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From I4, Take exit 32 onto US-98, Keep left onto US-98 North toward Lakeland, Continue onto US Highway 98 N, Left at 12640 US Highway 98 N.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 27, 2026 at 12:59 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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