3098 Laurel Oak Lane, FL
Stellar MLS

$275,000

3098 Laurel Oak Lane

Winter Haven, FL 33884

Active
3
Beds
2
Baths
1,978
Sq Ft
0.14
Acres
2023
Built
$139/sqft360° tour
Single Family Residence

Property type

2023

Year built

6,251 sqft

Lot size

$139

Price / sq ft

$18/mo

HOA dues

46

Days on market

2

Garage spaces

X

Flood zone

About this home

Short Sale. Located in the Villamar community of Winter Haven, this 3-bedroom, 2-bath home built in 2023 offers modern construction with a two-car garage and a functional layout designed for everyday living. The home features open living spaces, well-sized bedrooms, and contemporary finishes typical of newer construction. The property appears to require cosmetic refreshing, presenting an opportunity for buyers to personalize a relatively new home without undertaking a major renovation. With a low HOA of approximately $212 and no flood zone designation, this home offers both affordability and added peace of mind. Conveniently located near shopping, dining, schools, and major roadways throughout Winter Haven and Polk County. Buyers are encouraged to conduct their own inspections to determine condition. Agents: Please review all private remarks prior to scheduling a showing.

Estimated monthly payment

Principal & interest$1,391
Property taxes$517
Home insurance (est.)$126
HOA dues$18

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history46 days on market

  1. Status: Active
    Apr 2, 2026
  2. Listed$325,000
    Apr 2, 2026
  3. Price reduced$275,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
46
Subdivision
Villamar Ph 5
County
Polk
Year built
2023
Living area
1,978 sq ft
Price/sq ft
$139
Building area
2,428 sq ft (Public Records)
Lot size
6,251 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12105C0530G)
Garage
2 spaces
Annual taxes
$6,208 (2025)
Parcel #
26-29-23-690583-001370
MLS #
O6390090

Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Other
Appliances
Other
Interior features
Other
Laundry
Other
Stories / Levels
One
Direction faces
West

Heating & Cooling

Heating
Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$212 / Annually
Monthly HOA
$18/mo
Total monthly fees
$18/mo
Total annual fees
$212
HOA name
Hcmanagemnt
CDD
Yes
Homestead exemption
Yes
Min lease term
6 Months
Listing terms
Cash, Conventional, FHA, Other, USDA Loan, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
All info is deemed reliable but should be verified with the HOA and or the county by the buyer and their agent.
Approval process
All info is deemed reliable but should be verified with the HOA and or the county by the buyer and their agent.

Exterior & Construction

Exterior features
Other
Construction materials
Block
Roof
Shingle
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Other
Water source
See Remarks
Utilities
Other

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Primary BedroomFirst12x12
KitchenFirst10x14
Bedroom 1First12x12
Bedroom 2First11x11
Living RoomFirst14x15

Listing Details

Listing date
2026-04-02
On market date
2026-04-02
Original list price
$325,000
Occupant type
Vacant
Special conditions
Short Sale
MLS area
33884 - Winter Haven / Cypress Gardens
Listing AOR
Orlando Regional
Status changed
2026-04-02
Tax legal description
VILLAMAR PHASE 5 PB 194 PG 46-51 LOT 137

Flood risk

Minimal riskFEMA Zone XPanel 12105C0530G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Drive East on Cunningham Rd. turn left on Vittorio Dr

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 18, 2026 at 5:51 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA