$939,000
5400 Gulf Drive
Holmes Beach, FL 34217
Property type
Year built
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
BEACHFRONT PROPERTY…...…..... OPEN TO SELLER FINANCING........FULLY FURNISHED........... BUILDING NEVER FLOODED………FULLY RENOVATED…….IMPACT WINDOWS…….........BREATHTAKING OCEAN AND BEACH VIEWS……….HOA PAYS EVERYTHING BUT ELECTRIC……………. Rarely does a beachfront opportunity like this come along. In a community where properties seldom hit the market, this residence stands out as one of the most desirable—MERE STEPS FROM THE SAND, overlooking the Gulf, and located in a building that has never flooded. With only 44 residences in the entire community and fewer than a dozen offering water views like this, opportunities here are incredibly limited. From the moment you step into the living room, your eyes are drawn to the sparkling blue water of the Gulf, reminding you that the beach is not just nearby… it’s part of your everyday life. Walk outside and within moments your feet are in the sand, or spend the afternoon relaxing beside the beautiful community pool just steps from your door. The community itself reflects a level of pride that is immediately noticeable, with beautifully maintained tropical landscaping and grounds that create a true island retreat the moment you arrive. Inside, the home has been fully renovated with thoughtful custom design and a bright open-concept layout, creating a space that feels both refined and relaxed. A custom kitchen anchors the living area, complemented by high-end finishes, California Closets custom storage, and impact windows throughout that bring in natural light while offering protection and efficiency. Being sold fully furnished, the next owner can simply arrive with a suitcase and immediately begin living the island dream—sunrise walks along the Gulf, evenings watching the sunset paint the water, and weekends filled with friends, family, and ocean breezes. With the HOA covering nearly everything except electricity, ownership here is refreshingly simple. Combined with the rare availability in this community and the possibility of seller financing, this is more than just a condo—it’s an opportunity to own a piece of Holmes Beach paradise that very few ever get the chance to call their own.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history57 days on market
- Status: ActiveMar 12, 2026
- Listed$975,595Mar 12, 2026
- Price reduced$939,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Condominium
- Status
- Active
- Days on market
- 57
- Cumulative DOM
- 99
- Subdivision
- 5400 Gulf Drive Apts 2
- County
- Manatee
- Year built
- 1969
- Living area
- 1,188 sq ft
- Price/sq ft
- $790
- Building area
- 1,269 sq ft (Public Records)
- Lot size
- 0 sq ft
- Flood zone
- AE (12081C0139F)
- Annual taxes
- $1,588 (2025)
- Parcel #
- 7278100008
- Zoning
- A1
- MLS #
- N6143360
Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Luxury Vinyl
- Appliances
- Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Living Room/Dining Room Combo, Window Treatments
- Laundry
- Inside, Laundry Room
- Stories / Levels
- One
- Direction faces
- South
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Carport
- Yes
HOA & Financial
- Total monthly fees
- $1,440/mo
- Total annual fees
- $17,280
- HOA name
- C & S Community Management / Janet Ferandez
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 2 Months
- Listing terms
- Cash, Conventional, Owner Financing, VA Loan
- Ownership
- Condominium
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Agents/Buyers must confirm all with seller/HOA
- Approval process
- Agents/Buyers must confirm all with seller/HOA
Exterior & Construction
- Exterior features
- Balcony, Hurricane Shutters, Rain Gutters, Storage
- Construction materials
- Block
- Roof
- Tile
- Foundation
- Slab
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Public
Community
- Pets allowed
- No
- Senior community
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 13x13 |
| Living Room | First | 16x11 |
| Kitchen | First | 21x6 |
Listing Details
- Listing date
- 2026-03-11
- On market date
- 2026-03-12
- Original list price
- $975,595
- Occupant type
- Owner
- MLS area
- 34217 - Holmes Beach/Bradenton Beach
- Listing AOR
- Sarasota - Manatee
- Status changed
- 2026-03-12
- Tax legal description
- APT NO 5432, BLDG 8, 5400 GULF DRIVE CONDOMINIUM APTS UNIT 2 PI#72781.0000/8
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
West on HWY 64 Manatee Ave to Island, then turn Right on Gulf Drive, Stay on Gulf Drive to 55th Street, then Left and go In Back Entrance of Community. As you enter the Community, Building 8 is directly in front of you. Park in guest Parking. Unit 32 is upstairs.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 8, 2026 at 11:33 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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