


$850,000
503 Osprey Lakes Circle
Chuluota, FL 32766
Listing updated: July 24, 2026 at 8:40 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
*65K total reduction!!* Welcome to your private retreat in one of Chuluota’s most desirable gated communities. Situated on a rare .60-acre homesite, this spacious 5-bedroom, 3-bath pool home offers nearly 3,500 square feet of living space designed for comfortable family living and entertaining. Built in 2003, the home features a highly desirable three-way split floor plan that provides both privacy and flexibility for growing families, guests, or a home office. The generous living areas flow seamlessly to the outdoor space, creating the perfect setting for everyday living and weekend gatherings. Step outside to your screen-enclosed pool with an extended side patio, ideal for enjoying Florida living year-round. The oversized backyard with a wrought-iron fence offers plenty of room for play, pets, and outdoor activities, while the adjacent conservation reserve on two sides provides exceptional privacy, with no neighbors on the left or rear of the home. Major updates have already been completed for peace of mind, including both HVAC systems replaced in 2024 with Wi-Fi-enabled and app-controlled thermostats, a new roof in 2019, new Spanish driftwood look tile on the first floor, French doors to the pool/patio, and upgraded kitchen cabinets and lighting, replaced master shower with frameless glass all in 2020. Downstairs and upstairs guest baths have updated cabinets, counters, and sinks. in 2026 repalced range and dishwasher with a Miele high-quality brand. Additional highlights include a 3-car garage with the third a golf cart garage, with a wall to separate the space for additional storage. There is access to the community lake, perfect for enjoying kayaking or fishing. The community offers access to the Flagler Trail for hiking or biking. Located in the highly sought-after Oviedo/Chuluota area of Seminole County, this home offers the perfect balance of space, privacy, and convenience while remaining close to top-rated schools, parks, shopping, and dining. If you’ve been searching for a home with space to grow, room to play, and privacy to relax, this exceptional property is ready to welcome you home.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history127 days on market
- Status: ActiveJul 24, 2026
- Listed$915,000Mar 18, 2026
- Price reduced$850,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 127
- Subdivision
- Osprey Lakes Ph 1
- County
- Seminole
- Year built
- 2003
- Living area
- 3,478 sq ft
- Price/sq ft
- $244
- Building area
- 4,072 sq ft (Public Records)
- Lot size
- 25,998 sq ft
- Lot category
- 1/2 to less than 1
- Flood zone
- X (12117C0215F)
- Garage
- 3 spaces
- Pool
- Private pool
- Annual taxes
- $4,483 (2025)
- Parcel #
- 16-21-32-5QJ-0000-0560
- Zoning
- PUD
- MLS #
- O6388761
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Interior Details
- Bedrooms
- 5
- Full bathrooms
- 3
- Flooring
- Carpet, Ceramic Tile
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, Kitchen/Family Room Combo, PrimaryBedroom Upstairs, Solid Surface Counters, Solid Wood Cabinets, Thermostat, Walk-In Closet(s), Window Treatments
- Laundry
- Laundry Room
- Stories / Levels
- Two
- Direction faces
- South
Heating & Cooling
- Heating
- Electric, Heat Pump
- Cooling
- Central Air
Parking
- Garage spaces
- 3
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener
HOA & Financial
- HOA fee
- $1,288 / Annually
- Monthly HOA
- $107/mo
- Total monthly fees
- $107/mo
- Total annual fees
- $1,288
- HOA name
- American Home Team Realty
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 8-12 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Buyer or buyer's agent to confirm HOA restrictions.
Exterior & Construction
- Exterior features
- French Doors, Lighting, Rain Gutters
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Pool
- Private pool
- Water access
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Electricity Connected, Public, Underground Utilities, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK, Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | Second | 18x13 |
| Primary Bathroom | Second | |
| Bathroom 2 | Second | |
| Bedroom 2 | Second | 16x10 |
| Bedroom 3 | Second | 12x11 |
| Bedroom 4 | Second | 12x11 |
| Bedroom 5 | First | 12x10 |
| Bathroom 3 | First | |
| Bonus Room | Second | 18x17 |
| Living Room | First | 14x13 |
| Dining Room | First | 14x10 |
| Great Room | First | 17x14 |
| Kitchen | First | 16x8 |
| Dinette | First | 8x7 |
| Laundry | First | 9x10 |
Listing Details
- Listing date
- 2026-03-18
- On market date
- 2026-03-18
- Original list price
- $915,000
- Occupant type
- Owner
- MLS area
- 32766 - Oviedo/Chuluota
- Listing AOR
- Orlando Regional
- Status changed
- 2026-07-24
- Tax legal description
- LOT 56 OSPREY LAKES PHASE 1 PB 60 PGS 38 - 45
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
419 to Snowhill Road, left on Jacobs to Osprey Lakes gate, turn left on Osprey Lakes Circle, home will be on the left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of July 24, 2026 at 8:40 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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