$880,000

503 Osprey Lakes Circle

Chuluota, FL 32766

Active
5
Beds
3
Baths
3,478
Sq Ft
0.6
Acres
2003
Built
Water accessPrivate pool3-car garage$253/sqft
🏠Single Family Residence

Property type

🏗️2003

Year built

📐25,998 sqft

Lot size

📊$253

Price / sq ft

🏘️$107/mo

HOA dues

📅61

Days on market

🚗3

Garage spaces

🌊X

Flood zone

About this home

*$19K reduction!!* Welcome to your private retreat in one of Chuluota’s most desirable gated communities. Situated on a rare .60-acre homesite, this spacious 5-bedroom, 3-bath pool home offers nearly 3,500 square feet of living space designed for comfortable family living and entertaining. Built in 2003, the home features a highly desirable three-way split floor plan that provides both privacy and flexibility for growing families, guests, or a home office. The generous living areas flow seamlessly to the outdoor space, creating the perfect setting for everyday living and weekend gatherings. Step outside to your screen-enclosed pool and lanai with an extended side patio, ideal for enjoying Florida living year-round. The oversized backyard with a wrought-iron fence offers plenty of room for play, pets, and outdoor activities, while the adjacent conservation reserve on two sides provides exceptional privacy, with no neighbors on the left or rear of the home. Major updates have already been completed for peace of mind, including both HVAC systems replaced in 2024 with Wi-Fi-enabled and app-controlled thermostats, a new roof in 2019, new Spanish driftwood look tile on the first floor, French doors to the pool/patio, and upgraded kitchen cabinets and lighting. Additional highlights include a 3-car garage with the third a golf cart garage, with a wall to separate the space for additional storage. There is access to the community lake, perfect for enjoying kayaking or fishing. The community offers access to the Flagler Trail for hiking or biking. Located in the highly sought-after Oviedo/Chuluota area of Seminole County, this home offers the perfect balance of space, privacy, and convenience while remaining close to top-rated schools, parks, shopping, and dining. If you’ve been searching for a home with space to grow, room to play, and privacy to relax, this exceptional property is ready to welcome you home.

Estimated monthly payment

Principal & interest$4,450
Property taxes$374
Home insurance (est.)$403
HOA dues$107

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history61 days on market

  1. Status: Active
    Mar 18, 2026
  2. Listed$915,000
    Mar 18, 2026
  3. Price reduced$880,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
61
Subdivision
Osprey Lakes Ph 1
County
Seminole
Year built
2003
Living area
3,478 sq ft
Price/sq ft
$253
Building area
4,072 sq ft (Public Records)
Lot size
25,998 sq ft
Lot category
1/2 to less than 1
Flood zone
X (12117C0215F)
Garage
3 spaces
Pool
Private pool
Annual taxes
$4,483 (2025)
Parcel #
16-21-32-5QJ-0000-0560
Zoning
PUD
MLS #
O6388761

Interior Details

Bedrooms
5
Full bathrooms
3
Flooring
Carpet, Ceramic Tile
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Eat-in Kitchen, Kitchen/Family Room Combo, PrimaryBedroom Upstairs, Solid Surface Counters, Solid Wood Cabinets, Thermostat, Walk-In Closet(s), Window Treatments
Laundry
Laundry Room
Stories / Levels
Two
Direction faces
South

Heating & Cooling

Heating
Electric, Heat Pump
Cooling
Central Air

Parking

Garage spaces
3
Attached garage
Yes
Parking features
Driveway, Garage Door Opener

HOA & Financial

HOA fee
$1,288 / Annually
Monthly HOA
$107/mo
Total monthly fees
$107/mo
Total annual fees
$1,288
HOA name
American Home Team Realty
CDD
No
Homestead exemption
Yes
Min lease term
8-12 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
French Doors, Lighting, Rain Gutters
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Pool
Private pool
Water access
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Electricity Connected, Public, Underground Utilities, Water Connected

Community

Pets allowed
Cats OK, Dogs OK, Yes

Schools

ElementaryAWalker ElementaryGreatSchools ↗
MiddleAChiles MiddleGreatSchools ↗
High SchoolAHagerty HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomSecond18x13
Primary BathroomSecond
Bathroom 2Second
Bedroom 2Second16x10
Bedroom 3Second12x11
Bedroom 4Second12x11
Bedroom 5First12x10
Bathroom 3First
Bonus RoomSecond18x17
Living RoomFirst14x13
Dining RoomFirst14x10
Great RoomFirst17x14
KitchenFirst16x8
DinetteFirst8x7
LaundryFirst9x10

Listing Details

Listing date
2026-03-18
On market date
2026-03-18
Original list price
$915,000
Occupant type
Owner
MLS area
32766 - Oviedo/Chuluota
Listing AOR
Orlando Regional
Status changed
2026-03-18
Tax legal description
LOT 56 OSPREY LAKES PHASE 1 PB 60 PGS 38 - 45

Flood risk

Minimal riskFEMA Zone XPanel 12117C0215F

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

419 to Snowhill Road, left on Jacobs to Osprey Lakes gate, turn left on Osprey Lakes Circle, home will be on the left.

More homes like this

MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 18, 2026 at 4:29 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA