$265,000
2609 Waterford Way
Palmetto, FL 34221
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage space
Flood zone
About this home
MOTIVATED SELLER!! Golfers Dream!! Don’t miss out on this opportunity that may not last, this is the only condo in this HOA available in over 2 years! Welcome to effortless Florida living in the highly desirable Terra Ceia Bay community, where golf course views, coastal tranquility, and maintenance-free living come together. This 3-bedroom, 2-bath end-unit condo offers an exceptional combination of space, natural light, and convenience—perfect for full-time residents, seasonal owners, or golf enthusiasts looking to live right on the course. From the moment you enter, you’ll notice the soaring vaulted ceilings and abundance of natural light that fill the open living space. The home features ceramic tile flooring throughout, an updated kitchen with granite countertops and stainless steel appliances, and generously sized bedrooms that provide comfort and flexibility. The primary suite includes a large private bathroom, walk-in closet, and additional closet space for added storage. Enjoy Florida’s beautiful weather from your screened-in lanai balcony, perfectly positioned as a west-facing end unit—ideal for taking in breathtaking sunsets and golf course views. Additional features include attic storage space, a detached garage with private driveway, and a well-designed layout that makes the home feel both spacious and functional. Important updates provide peace of mind, including a new water heater (2024) and A/C system (2015). The community also recently completed its 2025 special assessment, which has already been paid, and there are no current special assessments. The outside of the unit has been meticulously maintained as well and was freshly power washed to give it a clean look! Living in Terra Ceia Bay means enjoying an amenity-rich lifestyle centered around golf and outdoor recreation. The condo is located just steps from sports fields and recreational areas, with easy access to fishing and scenic walking paths along the bay. Residents also have the option to join the clubhouse for an additional fee, giving access to the community’s social and recreational amenities like the fitness center, pickle ball courts, golf course and pool! And specifically for golf lovers, it simply doesn’t get better—this home sits right by the course, offering unmatched convenience for those who want to play regularly or simply enjoy the lush surroundings. Whether you're searching for a peaceful Florida retreat or a home that puts you right in the heart of an active golf community, 2609 Waterford Way Unit B delivers comfort, convenience, and incredible lifestyle value in one of Palmetto’s most sought-after communities. Schedule your private showing today and experience Terra Ceia Bay living for yourself.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history80 days on market
- Status: ActiveMar 10, 2026
- Listed$299,000Mar 10, 2026
- Price reduced$265,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Condominium
- Status
- Active
- Days on market
- 80
- Subdivision
- Waterford
- County
- Manatee
- Year built
- 1993
- Living area
- 1,416 sq ft
- Price/sq ft
- $187
- Building area
- 1,574 sq ft (Public Records)
- Lot size
- 74,956 sq ft
- Flood zone
- AE (12081C0162F)
- Garage
- 1 spaces
- Annual taxes
- $4,217 (2025)
- Parcel #
- 2413200508
- Zoning
- PDH
- MLS #
- TB8484162
Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Ceramic Tile
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
- Laundry
- Electric Dryer Hookup, Inside, Laundry Closet, Washer Hookup
- Stories / Levels
- One
- Direction faces
- Southwest
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 1
- Attached garage
- No
- Parking features
- Common, Driveway, Ground Level, Guest, Off Street, Open
HOA & Financial
- HOA fee
- $2,233 / Quarterly
- Monthly HOA
- $744/mo
- Total monthly fees
- $744/mo
- Total annual fees
- $8,932
- HOA name
- C&S Condominium Management Services, Inc.
- CDD
- Yes
- Min lease term
- 1 Month
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- See Rules & Regulations and Declaration of Condominium (p. 39, #20.14). Buyer responsible to verify leasing restrictions.
- Approval process
- See Rules & Regulations and Declaration of Condominium (p. 38, #20.10). Buyer responsible to verify pet restrictions.
Exterior & Construction
- Exterior features
- Balcony, Lighting, Sidewalk, Sliding Doors
- Construction materials
- Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Available, Phone Available, Public, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK, Number Limit, Size Limit
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 17x21 |
| Kitchen | First | 10x18 |
| Primary Bedroom | First | 13x14 |
| Primary Bathroom | First | 9x11 |
| Bedroom 2 | First | 11x14 |
| Bedroom 3 | First | 12x14 |
| Balcony/Porch/Lanai | First | 10x13 |
Listing Details
- Listing date
- 2026-03-10
- On market date
- 2026-03-10
- Original list price
- $299,000
- Occupant type
- Owner
- MLS area
- 34221 - Palmetto/Rubonia
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-03-10
- Tax legal description
- UNIT 201 WATERFORD, A CONDOMINIUM COMMUNITY AT WATERFORD WAY PI#24132.0050/8
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Tampa International Airport: Exit the airport and follow signs for FL-60 E toward Tampa.Merge onto I-275 S toward St. Petersburg. Continue on I-275 S and cross the Sunshine Skyway Bridge into Manatee County. Take Exit 224 for US-19 / US-41 toward Palmetto. Keep right toward US-41 N / Palmetto. Continue on US-41 N for about 3 miles. Turn left onto Bayshore Rd (US-19). Turn right onto 23rd St W. Turn left onto 14th Ave W. Turn right onto Waterford Way and continue into the Terra Ceia Bay community. Follow the road to 2609 Waterford Way – Unit B.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 29, 2026 at 3:47 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA