427 5th Street, FL

$398,000

427 5th Street

Safety Harbor, FL 34695

Active
2
Beds
1
Bath
792
Sq Ft
0.13
Acres
1953
Built
$503/sqft
Single Family Residence

Property type

1953

Year built

5,750 sqft

Lot size

$503

Price / sq ft

No HOA

HOA dues

87

Days on market

X

Flood zone

About this home

One or more photo(s) has been virtually staged. Walkable Safety Harbor cottage just .3 miles from town center, offering character, comfort, and recent updates. Inside, the home features beautiful real wood floors, plantation shutters, custom built-in bookshelves, and warm wood accents that create an inviting and timeless living space. The kitchen open kitchen and dining room combo makes everyday living and entertaining comfortable and functional. Both bedrooms feature wood flooring and plenty of natural light, providing cozy and flexible spaces for rest, work, or guests. The updated bathroom includes new tile, a new vanity, updated fixtures, and a refreshed shower/tub stall for a clean and contemporary feel. Important system upgrades add peace of mind, including a 2022 Trane A/C, tankless water heater, newer electrical panel, and new front and back doors installed in 2024. Outside, enjoy a fully fenced backyard perfect for pets, gardening, or relaxing outdoors. The property also features a storage shed, extra off-street parking, and a convenient rear access ramp. Located less than half mile to walkable downtown Safety Harbor and the waterfront, residents enjoy easy access to parks, a marina, local restaurants, boutique shops, year-round festivals, and the famous Safety Harbor Resort and Spa. Experience the charm and relaxed coastal lifestyle that make Safety Harbor one of Tampa Bay’s most sought-after communities.

Estimated monthly payment

Principal & interest$2,013
Property taxes$267
Home insurance (est.)$182

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history87 days on market

  1. Status: Active
    Mar 7, 2026
  2. Listed$425,000
    Mar 7, 2026
  3. Price reduced$398,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
87
Subdivision
Spring Park Rev
County
Pinellas
Year built
1953
Living area
792 sq ft
Price/sq ft
$503
Lot size
5,750 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12103C0127H)
Annual taxes
$3,202 (2025)
Parcel #
03-29-16-84996-006-0490
MLS #
TB8483154

Interior Details

Bedrooms
2
Full bathrooms
1
Flooring
Tile, Wood
Appliances
Dishwasher, Dryer, Microwave, Range, Range Hood, Refrigerator, Tankless Water Heater, Washer
Interior features
Built-in Features, Ceiling Fans(s), Thermostat
Laundry
In Kitchen
Stories / Levels
One
Direction faces
South

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
1 Month
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
check with City of safety Harbor if you can apply for a permit for less than 30 days. It's allowed with restrictions.

Exterior & Construction

Exterior features
Awning(s), Sidewalk
Construction materials
Frame
Roof
Shingle
Foundation
Crawlspace, Stem Wall
Road surface
Brick

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

Schools

ElementarySafety Harbor Elementary-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Dining RoomFirst6x7
KitchenFirst9x11
Primary BedroomFirst10x14
Bedroom 2First10x11
Living RoomFirst11x18

Listing Details

Listing date
2026-03-07
On market date
2026-03-07
Original list price
$425,000
Occupant type
Vacant
MLS area
34695 - Safety Harbor
Listing AOR
Suncoast Tampa
Status changed
2026-03-07
Tax legal description
SPRING PARK REVISED BLK 6, LOT 49

Flood risk

Minimal riskFEMA Zone XPanel 12103C0127H

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Dr. MLK Blvd. go East to 5th Ave. N. go left then right on 5th st. N. then home is on the right

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 2, 2026 at 9:09 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA