$360,000
29 Cypress Drive
Palm Harbor, FL 34684
Listing updated: June 20, 2026 at 8:57 AM ET
Listing courtesy of Inspired Realty, Llc · Tyler Grisley, LLC · MLS #TB8480978 · Active · 727-503-7865Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage space
Flood zone
About this home
Short Sale. Welcome to 29 Cypress Dr in Palm Harbor, a waterfront opportunity offering space, comfort, and direct canal access to Lake Tarpon in a prime location. This large two-bedroom, two-bathroom home features an expansive open living area designed to maximize both space and views, with oversized windows that fill the home with natural light and showcase serene water vistas. The open kitchen layout flows seamlessly into the main living space, creating the perfect setting for entertaining or simply relaxing while overlooking the canal. Laminate flooring runs throughout, adding a clean, modern touch, while cedar-lined closets provide both charm and functionality. The bathrooms have been thoughtfully updated, and the oversized primary suite offers generous space along with peaceful water views to wake up to each morning. Step outside to enjoy true Florida waterfront living with your own floating dock and easy canal access. The property is boat-ready, featuring double gates for convenient storage and a large carport that can accommodate a boat with ease. The one-car garage has been partially converted to include a laundry room and additional storage, while still maintaining usable garage space. Recent updates provide peace of mind, including a freshly painted interior, Samsung refrigerator (2024), Whirlpool washer and dryer (2022), Rheem water heater (2022), and a 2015 roof. This well-maintained home offers the perfect blend of indoor comfort and outdoor lifestyle, making it an ideal choice for those seeking waterfront living in Palm Harbor. Schedule your showing today before this gem is gone! Bank approved short sale !
Local Insight
At $217/sqft for a 1959 waterfront home in an AE flood zone, you're paying a premium for water access that comes with real cost considerations—flood insurance will be substantial and mandatory, so factor that into your long-term holding costs before the price feels like a deal. The lot is tight at 0.14 acres and only two bedrooms, which limits your exit strategy if the market softens or your needs change, so this works best as a genuine lifestyle purchase rather than an investment play. Location-wise, Lake Shore Estates in Palm Harbor is solid, but you'd want to inspect this 65-year-old property thoroughly for foundation settling and seismic shifts that are common with older waterfront homes in Florida.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history57 days on market
- Status: ActiveJun 18, 2026
- Listed$415,000Mar 3, 2026
- Price reduced$360,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 57
- Subdivision
- Lake Shore Estates 3rd Add
- County
- Pinellas
- Year built
- 1959
- Living area
- 1,660 sq ft
- Price/sq ft
- $217
- Building area
- 2,320 sq ft (Public Records)
- Lot size
- 6,203 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12103C0076H)
- Garage
- 1 spaces
- Annual taxes
- $5,550 (2025)
- Parcel #
- 30-27-16-48546-000-0290
- Zoning
- R-3
- MLS #
- TB8480978
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Carpet, Laminate
- Appliances
- Built-In Oven, Cooktop, Dishwasher, Disposal, Microwave, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Kitchen/Family Room Combo, Solid Surface Counters, Split Bedroom, Walk-In Closet(s), Window Treatments
- Laundry
- Laundry Room
- Stories / Levels
- One
- Direction faces
- North
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 1
- Attached garage
- Yes
- Parking features
- Covered
- Carport
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 3 Months
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Verify any and all leasing restrictions with the city and county directly.
Exterior & Construction
- Exterior features
- Other, Rain Gutters
- Construction materials
- Block
- Roof
- Other
- Foundation
- Slab
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Connected, Sewer Connected, Water Connected
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 13x22 |
| Bedroom 1 | First | 13x11 |
| Living Room | First | |
| Dining Room | First | 9x12 |
| Kitchen | First | 15x11 |
| Dinette | First | 13x11 |
| Family Room | First | 19x12 |
Listing Details
- Listing date
- 2026-02-26
- On market date
- 2026-03-03
- Original list price
- $415,000
- Occupant type
- Vacant
- Special conditions
- Short Sale
- MLS area
- 34684 - Palm Harbor
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-06-18
- Tax legal description
- LAKE SHORE ESTATES 3RD ADD LOT 29
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From U.S. Route 19, head east on Tampa Rd, turn left onto Lake St George Dr, then right onto Cypress Dr — 29 Cypress Drive will be on your right.
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Listing provided by Stellar MLS
Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 20, 2026 at 8:57 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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