$79,900
4150 Gardner Drive
Port Charlotte, FL 33952
Listing updated: June 8, 2026 at 7:26 AM ET
Property type
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Saltwater Canal Front lot is located in Port Charlotte close to beaching, shopping, golfing and much more. Just one bridge to open water, get ready to build your dream home.
Local Insight
At $9 per square foot for waterfront land in an AE flood zone, you're getting a genuinely affordable entry point to water access, but that flood designation means mandatory flood insurance and potential building restrictions that could significantly impact development costs and future resale value. The 0.22-acre lot is tight for most residential builds, so you'll want to verify exactly what's permissible with the county before committing—waterfront parcels this size often have setback and elevation requirements that eat into already limited buildable space. No HOA is a plus, but the real question is whether the water access justifies the flood risk premium and construction complications that come with it.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history97 days on market
- Status: ActiveMar 3, 2026
- Listed$94,500Mar 3, 2026
- Price reduced$79,900
Facts & features
- Property type
- Land
- Status
- Active
- Days on market
- 97
- Subdivision
- Port Charlotte Sec 025
- County
- Charlotte
- Price/sq ft
- $9
- Lot size
- 9,374 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12015C0229G)
- Annual taxes
- $1,112 (2025)
- Parcel #
- 402226180001
- Zoning
- RSF3.5
- MLS #
- D6146344
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HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
Exterior & Construction
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Available, Phone Available, Sewer Available, Water Available
Listing Details
- Listing date
- 2026-02-26
- On market date
- 2026-03-03
- Original list price
- $94,500
- MLS area
- 33952 - Port Charlotte
- Listing AOR
- Englewood
- Status changed
- 2026-03-03
- Tax legal description
- PCH 025 2104 0017 PORT CHARLOTTE SEC25 BLK2104 LT 17 329/653 348/732 506/328 GUARD97-13 1534/961 2651/1978 3556/1229
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
HWY 41 to Edgewater right to Gardnerl lot on the right
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 8, 2026 at 7:26 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA