$400,000
3551 Saxony Lane
St Cloud, FL 34772
Listing updated: May 23, 2026 at 9:27 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
***Seller is offering up to $5,000 toward buyer incentives with an acceptable offer.*** Welcome to 3551 Saxony Lane, a beautifully cared-for, move-in ready 4-bedroom, 2-bath home on a desirable corner lot in St. Cloud. This home features a bright, open layout with a thoughtful split floor plan designed for both everyday living and entertaining. Tile and luxury vinyl flooring flow seamlessly throughout, adding a modern, low-maintenance touch. The heart of the home is the well-equipped kitchen, boasting 42" cabinets, granite countertops, stainless steel appliances, and plenty of storage ideal for cooking and casual dining. The spacious primary suite offers a private retreat with an oversized walk-in closet, dual-sink vanity, garden tub, walk-in shower, and separate water closet. Three additional bedrooms provide flexibility for family, guests, or a home office. Step outside to experience true Florida living in the large fenced backyard with a paver patio and pergola perfect for BBQs, morning coffee, or relaxing under the stars. With a 2-car garage, corner-lot location, and easy access to shopping, dining, schools, and major roadways, this home combines comfort, style, and convenience. Don’t miss your chance to make it yours!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history86 days on market
- Status: ActiveFeb 26, 2026
- Listed$405,000Feb 26, 2026
- Price reduced$400,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 86
- Cumulative DOM
- 169
- Subdivision
- Mallard Pond Ph 1-3
- County
- Osceola
- Year built
- 2015
- Living area
- 1,820 sq ft
- Price/sq ft
- $220
- Lot size
- 8,712 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X
- Garage
- 2 spaces
- Annual taxes
- $2,978 (2024)
- Parcel #
- 27-26-30-0180-0001-5730
- Zoning
- R
- MLS #
- S5144677
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Flooring
- Ceramic Tile, Luxury Vinyl
- Appliances
- Dishwasher, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s)
- Laundry
- Laundry Room
- Stories / Levels
- One
- Direction faces
- Southeast
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $66 / Monthly
- Monthly HOA
- $66/mo
- Total monthly fees
- $66/mo
- Total annual fees
- $792
- HOA name
- Carl Thompson ext1243
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Contact HOA for lease restriction.
- Approval process
- Contact HOA for approval process.
Exterior & Construction
- Exterior features
- Sidewalk
- Construction materials
- Block
- Roof
- Shingle
- Foundation
- Block
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Electricity Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 15x12 |
| Kitchen | First | |
| Living Room | First | 15x20 |
| Dining Room | First | 11x12 |
| Bedroom 1 | First | 10x11 |
| Bedroom 2 | First | 12x11 |
| Bedroom 3 | First | 11x11 |
Listing Details
- Listing date
- 2026-02-26
- On market date
- 2026-02-26
- Original list price
- $405,000
- Occupant type
- Vacant
- MLS area
- 34772 - St Cloud (Narcoossee Road)
- Listing AOR
- Osceola
- Status changed
- 2026-02-26
- Tax legal description
- MALLARD POND PH 4B PB 23 PG 1-4 LOT 573
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Narcoossee Road / Hwy 192 (east/west): Head south on Vermont Avenue (which becomes Old Canoe Creek Road), Turn left into Mallard Pond subdivision, At the roundabout, take the 2nd right onto Mallard Pond Drive, Turn right onto Saxony Lane, 3551 Saxony Lane will be on the right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 23, 2026 at 9:27 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA