$614,900

5181 Chickadee Street

St Cloud, FL 34771

Active
4
Beds
3
Baths
3,136
Sq Ft
0.14
Acres
2020
Built
Water viewPrivate pool$196/sqft
🏠Single Family Residence

Property type

🏗️2020

Year built

📐6,098 sqft

Lot size

📊$196

Price / sq ft

🏘️$95/mo

HOA dues

📅62

Days on market

🚗2

Garage spaces

🌊X

Flood zone

About this home

Beautiful two-story home located in the desirable Live Oak Lake community in St. Cloud, featuring peaceful lake views and excellent outdoor living. The first level offers ceramic tile flooring throughout, providing durability and easy maintenance. The backyard is fully fenced and showcases a saltwater pool with a fully screened pool deck enclosure, perfect for enjoying Florida living year-round, along with a covered back lanai overlooking the water. Additional features include a water softener system, ceiling storage in the garage, and solar panels that enhance energy efficiency. Conveniently located near schools, shopping, dining, and major roadways, this home offers comfort, functionality, and a serene setting.

Estimated monthly payment

Principal & interest$3,109
Property taxes$0
Home insurance (est.)$282
HOA dues$95

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history62 days on market

  1. Status: Active
    Feb 26, 2026
  2. Listed$614,900
    Feb 26, 2026
  3. Price increased$614,900

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
62
Subdivision
Live Oak Lake Ph 1
County
Osceola
Year built
2020
Living area
3,136 sq ft
Price/sq ft
$196
Building area
4,018 sq ft (Public Records)
Lot size
6,098 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12097C0280G)
Garage
2 spaces
Pool
Private pool
Annual taxes
$4 (2025)
Parcel #
08-26-31-3973-0001-0970
Zoning
PUD
MLS #
O6386006

Interior Details

Bedrooms
4
Full bathrooms
2
Half bathrooms
1
Flooring
Carpet, Ceramic Tile
Appliances
Dishwasher, Dryer, Microwave, Range, Washer, Water Softener
Interior features
Walk-In Closet(s)
Laundry
Laundry Room
Stories / Levels
Two
Direction faces
West

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
No

HOA & Financial

HOA fee
$95 / Monthly
Monthly HOA
$95/mo
Total monthly fees
$95/mo
Total annual fees
$1,140
HOA name
Castle Group
CDD
No
Homestead exemption
Yes
Min lease term
1-2 Years
Listing terms
Cash, Conventional, Other, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Contact HOA for more information.
Approval process
Contact HOA for more information.

Exterior & Construction

Exterior features
Garden
Construction materials
Block, Concrete, Stucco
Roof
Shingle
Foundation
Slab
Pool
Private pool
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public

Community

Pets allowed
Yes

Schools

ElementaryBHickory Tree ElemGreatSchools ↗
MiddleAHarmony MiddleGreatSchools ↗
High SchoolAHarmony HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomSecond
Bedroom 2Second
Bedroom 3Second
Bedroom 4Second
Bathroom 1Second
Bathroom 2Second
Balcony/Porch/LanaiFirst
Dining RoomFirst
KitchenFirst
Living RoomFirst
LaundrySecond

Listing Details

Listing date
2026-02-24
On market date
2026-02-26
Original list price
$614,900
Occupant type
Owner
MLS area
34771 - St Cloud (Magnolia Square)
Listing AOR
Lakeland
Status changed
2026-02-26
Tax legal description
LIVE OAK LAKE PH 1 PB 27 PGS 55-59 LOT 97

Flood risk

Minimal riskFEMA Zone XPanel 12097C0280G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Narcoossee Rd, head east on Jack Brack Rd, then turn right onto Zuni Rd. Continue to Live Oak Lake Dr and turn right. Turn left onto Northern Flicker Dr, then right onto Chickadee St. The property will be on the right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of April 29, 2026 at 12:36 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA