$369,990
5518 Luminar Pointe Lane
Apollo Beach, FL 33572
Listing updated: April 8, 2026 at 9:47 PM ET
Listing courtesy of Bulls Realty Llc · Jon Spinks · MLS #TB8480468 · Active · 813-681-4700Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
PRICE JUST REDUCED – BEST VALUE IN APOLLO BEACH UNDER $370K! Located in the highly desirable MiraBay community of Apollo Beach, this spacious 4-bedroom, 2.5-bath townhome with over 2,600 square feet and a 2-car garage offers one of the best values in the neighborhood. The HOA is the lowest in MiraBay at just $516 per month and includes full exterior maintenance and lawn care, providing a true low-maintenance lifestyle. The first floor features elegant porcelain tile throughout and an open-concept kitchen with a large granite island, ideal for entertaining. A first-floor bedroom offers flexibility as a guest room, office, or multi-use space. Upstairs, you’ll find three additional bedrooms, including two connected by a Jack-and-Jill bathroom. The oversized primary suite offers ample room for a sitting area or workspace with great natural light. All closets have been professionally upgraded by Closets by Design, maximizing storage and organization. This home has been meticulously maintained and is move-in ready. Residents of MiraBay enjoy resort-style amenities included in the CDD, including a heated pool with water slide, clubhouse with food and beverage service, fitness center, and access to kayaking, paddle boarding, and canoeing, along with a community dock and waterfront lifestyle. The CDD is already included in the property taxes, making budgeting simple. Conveniently located within walking distance to the clubhouse and pool, this home combines space, value, and lifestyle in one of Apollo Beach’s premier communities.
Local Insight
At $141/sqft in Apollo Beach, this is competitively priced for a newer townhouse with three full baths, but being in flood zone AE means you'll need flood insurance on top of that substantial $516 monthly HOA—factor that into your total carrying costs before deciding it's a deal. The 2007 build is solid and the 360° tour helps offset any concerns about condition, but the tight 0.07-acre lot is typical for Mirabay and means no real outdoor space, so make sure that trade-off works for your lifestyle.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history41 days on market
- Status: ActiveFeb 26, 2026
- Listed$379,990Feb 26, 2026
- Price reduced$369,990
Facts & features
- Property type
- Residential
- Sub type
- Townhouse
- Status
- Active
- Days on market
- 41
- Subdivision
- Mirabay - Townhomes At Compass Pointe
- County
- Hillsborough
- Year built
- 2007
- Living area
- 2,623 sq ft
- Price/sq ft
- $141
- Building area
- 3,258 sq ft (Public Records)
- Lot size
- 2,916 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12057C0493J)
- Garage
- 2 spaces
- Annual taxes
- $5,370 (2024)
- Parcel #
- U-29-31-19-926-000201-00002.0
- Zoning
- PD
- MLS #
- TB8480468
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Carpet, Ceramic Tile
- Appliances
- Cooktop, Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Refrigerator
- Interior features
- Cathedral Ceiling(s), Ceiling Fans(s), Eat-in Kitchen, Solid Surface Counters, Solid Wood Cabinets, Window Treatments
- Laundry
- Inside, Upper Level
- Stories / Levels
- Two
- Direction faces
- Southeast
Heating & Cooling
- Heating
- Central, Heat Pump
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $516 / Monthly
- Monthly HOA
- $516/mo
- Total monthly fees
- $531/mo
- Total annual fees
- $6,371
- HOA name
- Compass Point/ Lesly Candelier
- CDD
- Yes
- Homestead exemption
- Yes
- Min lease term
- 1-2 Years
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Call Hoa for details
- Approval process
- Call Hoa for details
Exterior & Construction
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Connected, Electricity Connected, Sewer Connected, Underground Utilities
Community
- Pets allowed
- Breed Restrictions, Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | 17x13 |
| Dining Room | First | 13x11 |
| Living Room | First | 17x16 |
| Primary Bedroom | Second | 16x24 |
| Bedroom 2 | Second | 14x12 |
| Bedroom 3 | Second | 12x12 |
Listing Details
- Listing date
- 2026-02-26
- On market date
- 2026-02-26
- Original list price
- $379,990
- Occupant type
- Owner
- MLS area
- 33572 - Apollo Beach / Ruskin
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-02-26
- Tax legal description
- TOWNHOMES AT COMPASS POINTE LOT 2 BLOCK 201
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From US 41 turn into MiraBay go through the gate home is on the main road to the right plenty for parking behind the home.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of April 8, 2026 at 9:47 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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