$699,000
4319 Spinnaker Cove Ln
Tampa, FL 33615
Listing updated: April 27, 2026 at 12:32 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
*** Assumable VA Mortgage possible *** Elegant Marina Residence in Gated Spinnaker Cove with Deeded Boat Slip Experience refined waterfront living in this 2,540 sq. ft. three-level luxury townhome located in the exclusive gated Spinnaker Cove Marina community. Included is a deeded boat slip within a private marina featuring high-end floating docks, individual water and electric service, and on-site pump-out — offering direct access to Tampa Bay and effortless boating convenience. Perfectly positioned in the heart of the Bay Area, just 2 miles from Tampa International Airport, 15 minutes to Downtown Tampa, and 30 minutes to Clearwater and St. Petersburg. The top floor presents a spacious primary suite with private bath, two guest bedrooms with shared bath, a combined library and laundry room. The main living level showcases a well-appointed kitchen with abundant storage and pantry, elegant dining area with custom mini bar and wine cooler, crown molding throughout the primary living spaces, rich wood flooring, and a private deck overlooking the marina. The lower level offers a versatile bonus living area with full bath and private waterfront deck — ideal for guest quarters, multigenerational living, or executive home office. Community amenities include gated security, marina with floating docks, and a beautifully maintained pool. Recent improvements include two new A/C systems, new water heater, and a three-stage water purification system. A rare opportunity to own a centrally located marina residence that seamlessly blends luxury, convenience, and true boating lifestyle.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history59 days on market
- Status: ActiveFeb 27, 2026
- Listed$699,000Feb 27, 2026
- Price increased$699,000
Facts & features
- Property type
- Residential
- Sub type
- Townhouse
- Status
- Active
- Days on market
- 59
- Subdivision
- Spinnaker Cove Twnhms
- County
- Hillsborough
- Year built
- 2004
- Living area
- 2,540 sq ft
- Price/sq ft
- $275
- Building area
- 3,518 sq ft (Public Records)
- Lot size
- 1,683 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE
- Garage
- 2 spaces
- Annual taxes
- $5,818 (2025)
- Parcel #
- U-11-29-17-642-000003-00005.0
- Zoning
- PD
- MLS #
- TB8480083
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 3
- Half bathrooms
- 1
- Flooring
- Luxury Vinyl, Tile
- Appliances
- Dishwasher, Disposal, Ice Maker, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s), Crown Molding, Stone Counters, Thermostat, Window Treatments
- Laundry
- Inside, Laundry Room
- Stories / Levels
- Three Or More
- Direction faces
- East
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Garage Door Opener, Ground Level
HOA & Financial
- HOA fee
- $615 / Monthly
- Monthly HOA
- $615/mo
- Total monthly fees
- $615/mo
- Total annual fees
- $7,380
- HOA name
- SPINNAKER COVE Town Homes HOA
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 6 Months
- Listing terms
- Assumable, Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Check with HOA for additional lease restrictions.
Exterior & Construction
- Exterior features
- French Doors, Rain Gutters, Sliding Doors, Storage
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Water access
- Yes
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Public
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Bedroom 4 | First | |
| Bedroom 3 | Third | |
| Bedroom 2 | Third | |
| Primary Bedroom | Third | |
| Dining Room | Second | |
| Living Room | Second | |
| Kitchen | Second |
Listing Details
- Listing date
- 2026-02-26
- On market date
- 2026-02-27
- Original list price
- $699,000
- Occupant type
- Owner
- MLS area
- 33615 - Tampa / Town and Country
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-02-27
- Tax legal description
- SPINNAKER COVE TOWNHOMES LOT 5 LESS NLY 2.65 FT AND NLY 2.65 FT OF LOT 6 BLOCK 3
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Bay Pointe Drive to Spinnaker Cove Lane turn into the community and go through gate to address on left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of April 27, 2026 at 12:32 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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