$394,900
4086 Gardner Drive
Port Charlotte, FL 33952
Listing updated: July 23, 2026 at 5:48 PM ET
Listing courtesy of Keller Williams Island Life Real Estate · Paige Schneider · MLS #C7522450 · Active · 941-254-6467Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Bring your boat and start enjoying true Florida waterfront living! This GULF ACCESS CANAL-FRONT POOL HOME WITHIN MINUTES TO OPEN WATER in PORT CHARLOTTE and only ONE BRIDGE out to CHARLOTTE HARBOR with NO HOA AND NO CDD, giving you the flexibility and freedom that’s hard to find. Inside, the home features THREE BEDROOMS and TWO UPDATED FULL BATHROOMS WITH TILE WALK-IN SHOWERS, along with a spacious, functional layout designed for comfortable living and entertaining. The living and dining room flow together effortlessly to create an open central gathering space, while a SECOND SEPARATE LIVING ROOM provides additional flexibility for a media room, home office, or relaxed sitting area. Numerous windows throughout fill the home with NATURAL LIGHT, highlighting views of the lush backyard. The kitchen offers an OVERSIZED PANTRY WITH BUILT-IN SHELVING for exceptional storage. Step outside to your private retreat where the SCREENED-IN POOL AND PATIO SPAN OVER 1,200 SQUARE FEET, with a pool OVER 8 FEET DEEP. Strategically placed FLORIDA GLASS PANELS create shaded areas on the patio, complemented by MOUNTED FANS ON THE LANAI, all surrounded by mature tropical landscaping. Boating enthusiasts will appreciate the PRIVATE DOCK AND 7,000 BOAT LIFT (2020), allowing easy access to open waters within minutes before cruising to CHARLOTTE HARBOR for fishing, waterfront dining, or straight across to dine at FISHERMANS VILLAGE. Important updates provide long-term value and peace of mind, including a NEW ROOF (2023), NEW A/C SYSTEM (2024), UPDATED ELECTRICAL PANEL WITH SURGE PROTECTION (2021), extensive PLUMING UPDATES - RELINING ALL HOUSE & SEWER PIPES, and an IMPACT-RATED FRONT ENTRY DOOR (2015). Ideally located just 5 minutes from SUNSEEKER RESORT CHARLOTTE HARBOR, 10 minutes to DOWNTOWN PUNTA GORDA, and 15 minutes to PUNTA GORDA AIRPORT, this home offers the perfect combination of waterfront living and everyday convenience.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history147 days on market
- Status: ActiveFeb 26, 2026
- Listed$415,000Feb 26, 2026
- Price reduced$394,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 147
- Subdivision
- Port Charlotte Sec 025
- County
- Charlotte
- Year built
- 1961
- Living area
- 1,578 sq ft
- Price/sq ft
- $250
- Building area
- 1,952 sq ft (Estimated)
- Lot size
- 9,374 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- 9AE (12015C0227G)
- Pool
- Private pool
- Annual taxes
- $4,467 (2025)
- Parcel #
- 402226126006
- Zoning
- RSF3.5
- MLS #
- C7522450
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Ceramic Tile
- Appliances
- Dishwasher, Freezer, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s), Crown Molding, Kitchen/Family Room Combo
- Laundry
- Inside, Laundry Room
- Stories / Levels
- One
- Direction faces
- Southwest
- Fireplace
- Yes
Heating & Cooling
- Heating
- Electric
- Cooling
- Central Air, Wall/Window Unit(s)
Parking
- Carport
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Garden, Hurricane Shutters
- Construction materials
- Block, Stucco
- Roof
- Membrane, Shingle
- Foundation
- Slab
- Pool
- Private pool
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Concrete
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Connected, Electricity Connected, Sewer Connected, Water Connected
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 15x15 |
| Primary Bathroom | First | 5x10 |
| Bedroom 2 | First | 11x10 |
| Bedroom 3 | First | 15x11 |
| Bathroom 2 | First | 8x5 |
| Kitchen | First | 16x9 |
| Living Room | First | 24x14 |
| Family Room | First | 25x16 |
| Utility Room | First | 26x15 |
Listing Details
- Listing date
- 2026-02-20
- On market date
- 2026-02-26
- Original list price
- $415,000
- Occupant type
- Owner
- MLS area
- 33952 - Port Charlotte
- Listing AOR
- Venice
- Status changed
- 2026-02-26
- Tax legal description
- PCH 025 2104 0025 PORT CHARLOTTE SEC25 BLK2104 LT 25 584/1288 639/62 710/188 746/1553 910/2081 1058/925 1211/630 1297/847 1900/208 POA2313/2047 2420/823 3713/483 AFF4552/1413 4552/1416 4590/287 4872/84
Flood risk
See FEMA for this zone’s designation and insurance requirements.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From I-75, take Exit 170 for Kings Highway (CR-769) toward Port Charlotte. Head west on Kings Highway for approximately 3.5 miles, then turn left onto Veterans Boulevard. Continue for about 2 miles and turn right onto Peachland Boulevard. Follow Peachland for approximately 1.5 miles, then turn left onto Gardner Drive. Continue straight and 4086 Gardner Drive will be on your right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of July 23, 2026 at 5:48 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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