
$484,900
521 Vista Ridge Drive
Ruskin, FL 33570
Listing updated: May 22, 2026 at 11:43 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Welcome to 521 Vista Ridge Drive in the gated community of Mira Lago in Ruskin — one of the largest and most spacious homes in the neighborhood, offering 3,308 square feet of beautifully upgraded living space with 5 bedrooms and 3 full bathrooms. Designed for both comfort and functionality, the main floor features formal living and dining rooms along with an open-concept kitchen complete with a center island, breakfast area, and expansive family room that is perfect for entertaining. A downstairs bedroom and full bathroom provide ideal space for guests or multigenerational living, and the interior laundry room adds everyday convenience. The oversized garage features a two-car garage door but can accommodate three vehicles with tandem parking, or provide additional space for storage, a home gym, golf cart, or workshop. One of the home’s most impressive features is the fully paid-off solar panel system that will be transferred to the new owner at closing — a tremendous long-term asset that keeps power bills exceptionally low for a home of this size. Upstairs, you’ll find the spacious primary suite along with three additional bedrooms, a versatile loft area, and a large bonus room ideal for a playroom, media room, or home theater, complete with a projection screen for movie nights. The entire second floor features beautiful wood flooring, enhancing both style and durability. Step outside to a full-length paver patio overlooking a private backyard with no rear neighbors and serene conservation views. The expansive yard offers plenty of room to add a pool. Additional upgrades include an irrigation system, water softener and filtration system, Ethernet wiring throughout, transferable security cameras if desired, metal hurricane shutters, a whole-home surge protector, two AC units, and a smart WiFi-enabled refrigerator. Residents of Mira Lago enjoy resort-style amenities including a community pool, playground, and park, all just minutes from I-75 with an easy commute to Tampa, St. Petersburg, and Sarasota. This is a rare opportunity to own one of the most expansive and upgraded homes in the community, offering space, efficiency, privacy, and convenience all in one exceptional property.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history84 days on market
- Status: ActiveFeb 27, 2026
- Listed$519,900Feb 27, 2026
- Price reduced$484,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 84
- Subdivision
- Mira Lago West Ph 3
- County
- Hillsborough
- Year built
- 2012
- Living area
- 3,308 sq ft
- Price/sq ft
- $147
- Building area
- 4,167 sq ft (Public Records)
- Lot size
- 6,000 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12057C0652J)
- Garage
- 3 spaces
- Annual taxes
- $4,912 (2024)
- Parcel #
- U-01-32-18-90V-000000-00558.0
- Zoning
- PD
- MLS #
- TB8479926
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Interior Details
- Bedrooms
- 5
- Full bathrooms
- 3
- Flooring
- Carpet, Ceramic Tile, Laminate
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Filtration System, Water Softener
- Interior features
- Ceiling Fans(s), High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, PrimaryBedroom Upstairs, Solid Wood Cabinets, Split Bedroom, Stone Counters, Walk-In Closet(s)
- Laundry
- Electric Dryer Hookup, Laundry Room
- Stories / Levels
- Two
- Direction faces
- West
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 3
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener, Golf Cart Parking, Ground Level
HOA & Financial
- HOA fee
- $283 / Quarterly
- Monthly HOA
- $94/mo
- Total monthly fees
- $94/mo
- Total annual fees
- $1,131
- HOA name
- Jennifer Robertson
- CDD
- Yes
- Homestead exemption
- Yes
- Min lease term
- 3 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Approval process
- Please contact the association management company for all restrictions and applications.
Exterior & Construction
- Exterior features
- Hurricane Shutters, Sliding Doors
- Construction materials
- Block, Stucco, Frame
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Public
Community
- Pets allowed
- Cats OK, Dogs OK
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Dining Room | First | 12x12 |
| Kitchen | First | 13x10 |
| Primary Bedroom | Second | 13x18 |
| Living Room | First | 12x12 |
| Family Room | First | 14x19 |
Listing Details
- Listing date
- 2026-02-24
- On market date
- 2026-02-27
- Original list price
- $519,900
- Occupant type
- Vacant
- MLS area
- 33570 - Ruskin/Apollo Beach
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-02-27
- Tax legal description
- MIRA LAGO WEST PHASE 3 LOT 558
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
rom I-75 North, take Exit 246 for Big Bend Road and head west. Continue on Big Bend Road to US-41 (Tamiami Trail) and turn left to head south. Follow US-41 for approximately 6–7 miles, then turn right onto 19th Avenue NW. Continue to 14th Street NW and turn left. Follow the road for about a mile and you will see the gated entrance to Mira Lago on your right. After entering the community, continue straight and follow the internal roads to 521 Vista Ridge Drive in Ruskin.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 22, 2026 at 11:43 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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