521 Vista Ridge Drive, FL
Stellar MLS

$484,900

521 Vista Ridge Drive

Ruskin, FL 33570

Listing updated: May 22, 2026 at 11:43 AM ET

Active
5
Beds
3
Baths
3,308
Sq Ft
0.14
Acres
2012
Built
3-car garage$147/sqft360° tour
Single Family Residence

Property type

2012

Year built

6,000 sqft

Lot size

$147

Price / sq ft

$94/mo

HOA dues

84

Days on market

3

Garage spaces

X

Flood zone

About this home

Welcome to 521 Vista Ridge Drive in the gated community of Mira Lago in Ruskin — one of the largest and most spacious homes in the neighborhood, offering 3,308 square feet of beautifully upgraded living space with 5 bedrooms and 3 full bathrooms. Designed for both comfort and functionality, the main floor features formal living and dining rooms along with an open-concept kitchen complete with a center island, breakfast area, and expansive family room that is perfect for entertaining. A downstairs bedroom and full bathroom provide ideal space for guests or multigenerational living, and the interior laundry room adds everyday convenience. The oversized garage features a two-car garage door but can accommodate three vehicles with tandem parking, or provide additional space for storage, a home gym, golf cart, or workshop. One of the home’s most impressive features is the fully paid-off solar panel system that will be transferred to the new owner at closing — a tremendous long-term asset that keeps power bills exceptionally low for a home of this size. Upstairs, you’ll find the spacious primary suite along with three additional bedrooms, a versatile loft area, and a large bonus room ideal for a playroom, media room, or home theater, complete with a projection screen for movie nights. The entire second floor features beautiful wood flooring, enhancing both style and durability. Step outside to a full-length paver patio overlooking a private backyard with no rear neighbors and serene conservation views. The expansive yard offers plenty of room to add a pool. Additional upgrades include an irrigation system, water softener and filtration system, Ethernet wiring throughout, transferable security cameras if desired, metal hurricane shutters, a whole-home surge protector, two AC units, and a smart WiFi-enabled refrigerator. Residents of Mira Lago enjoy resort-style amenities including a community pool, playground, and park, all just minutes from I-75 with an easy commute to Tampa, St. Petersburg, and Sarasota. This is a rare opportunity to own one of the most expansive and upgraded homes in the community, offering space, efficiency, privacy, and convenience all in one exceptional property.

Estimated monthly payment

Principal & interest$2,452
Property taxes$409
Home insurance (est.)$222
HOA dues$94

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history84 days on market

  1. Status: Active
    Feb 27, 2026
  2. Listed$519,900
    Feb 27, 2026
  3. Price reduced$484,900

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
84
Subdivision
Mira Lago West Ph 3
County
Hillsborough
Year built
2012
Living area
3,308 sq ft
Price/sq ft
$147
Building area
4,167 sq ft (Public Records)
Lot size
6,000 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12057C0652J)
Garage
3 spaces
Annual taxes
$4,912 (2024)
Parcel #
U-01-32-18-90V-000000-00558.0
Zoning
PD
MLS #
TB8479926

Ask about this home

Have a question? Ask the broker directly.

Ryan Solberg answers personally — no call center, no spam. Your question goes straight to him.

Your question is private and goes only to Ryan — it is never published on this page.

Interior Details

Bedrooms
5
Full bathrooms
3
Flooring
Carpet, Ceramic Tile, Laminate
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Filtration System, Water Softener
Interior features
Ceiling Fans(s), High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, PrimaryBedroom Upstairs, Solid Wood Cabinets, Split Bedroom, Stone Counters, Walk-In Closet(s)
Laundry
Electric Dryer Hookup, Laundry Room
Stories / Levels
Two
Direction faces
West

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
3
Attached garage
Yes
Parking features
Driveway, Garage Door Opener, Golf Cart Parking, Ground Level

HOA & Financial

HOA fee
$283 / Quarterly
Monthly HOA
$94/mo
Total monthly fees
$94/mo
Total annual fees
$1,131
HOA name
Jennifer Robertson
CDD
Yes
Homestead exemption
Yes
Min lease term
3 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Approval process
Please contact the association management company for all restrictions and applications.

Exterior & Construction

Exterior features
Hurricane Shutters, Sliding Doors
Construction materials
Block, Stucco, Frame
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Public

Community

Pets allowed
Cats OK, Dogs OK

Schools

ElementaryThompson ElementaryGreatSchools ↗
MiddleShields-HBGreatSchools ↗
High SchoolLennard-HBGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Dining RoomFirst12x12
KitchenFirst13x10
Primary BedroomSecond13x18
Living RoomFirst12x12
Family RoomFirst14x19

Listing Details

Listing date
2026-02-24
On market date
2026-02-27
Original list price
$519,900
Occupant type
Vacant
MLS area
33570 - Ruskin/Apollo Beach
Listing AOR
Suncoast Tampa
Status changed
2026-02-27
Tax legal description
MIRA LAGO WEST PHASE 3 LOT 558

Flood risk

Minimal riskFEMA Zone XPanel 12057C0652J

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

rom I-75 North, take Exit 246 for Big Bend Road and head west. Continue on Big Bend Road to US-41 (Tamiami Trail) and turn left to head south. Follow US-41 for approximately 6–7 miles, then turn right onto 19th Avenue NW. Continue to 14th Street NW and turn left. Follow the road for about a mile and you will see the gated entrance to Mira Lago on your right. After entering the community, continue straight and follow the internal roads to 521 Vista Ridge Drive in Ruskin.

More homes like this

MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 22, 2026 at 11:43 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA