634 Key Royale Drive, FL634 Key Royale Drive, FL634 Key Royale Drive, FL
Stellar MLS
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$2,750,000

634 Key Royale Drive

Holmes Beach, FL 34217

Listing updated: August 24, 2026 at 9:17 AM ET

Active
Stellar MLSListing courtesy of Salty Mermaid Real Estate Llc · Jason Hrnak · MLS #A4683541 · Active · 941-224-3304
4
Beds
4
Baths
3,020
Sq Ft
0.24
Acres
2011
Built
WaterfrontWater accessPrivate pool$911/sqft
Single Family Residence

Property type

2011

Year built

10,280 sqft

Lot size

$911

Price / sq ft

No HOA

HOA dues

183

Days on market

2

Garage spaces

AE

Flood zone

About this home

Now Priced to Be the Obvious Choice in Key Royale. Welcome to 634 Key Royale Drive, a beautifully maintained turnkey furnished, elevated waterfront home offering over 3,020 square feet of refined coastal living with quick boating access to Tampa Bay and the Gulf. Built in 2011, this newer construction home combines quality craftsmanship, peace of mind, and the waterfront lifestyle in one of Anna Maria Island's most desirable neighborhoods. Designed for boating and entertaining, the bright, open floor plan flows seamlessly through French doors to a private outdoor retreat featuring a heated pool, Trex dock, 10,000-pound boat lift, jet ski lift, and beautiful canal views. Whether you're heading out for a day on Tampa Bay, exploring the Gulf, or simply relaxing poolside, this home is designed to make the most of island living. A private artesian well helps maintain the lush tropical landscaping while reducing irrigation costs. Inside, recent upgrades include new quartz countertops in the kitchen, two brand-new HVAC systems, Icynene spray-foam insulation, and two Rinnai tankless water heaters, creating a comfortable and energy-efficient home. The spacious primary suite overlooks the canal and features dual vanities, a soaking tub, and custom port windows, while three additional guest bedrooms and two full baths provide plenty of space for family and guests. Built with impact-rated windows and doors and elevated construction that has experienced no storm damage to date, this home offers the confidence today's buyers are looking for. The oversized garage with 12-foot ceilings and a 9-foot door easily accommodates a boat, golf cart, workshop, or additional storage. Now offered at $2,750,000, this is one of the best opportunities to own a newer, elevated waterfront home in Key Royale. While many waterfront homes on the island were built decades earlier, this residence delivers the advantages of newer construction, modern systems, elevated design, immediate boating access, and the convenience of a turnkey furnished home that's ready to enjoy from day one. Located just minutes from the beach, Key Royale Club, restaurants, shopping, and everything Anna Maria Island has to offer—yet tucked away on a quiet canal—this property delivers the ideal combination of boating, comfort, and coastal living. Vacant and easy to show—schedule your private tour today.

Estimated monthly payment

Principal & interest$13,905
Property taxes$3,656
Home insurance (est.)$1,260

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history183 days on market

  1. Status: Active
    Feb 22, 2026
  2. Listed$3,175,000
    Feb 22, 2026
  3. Price reduced$2,750,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
183
Subdivision
Key Royale 7th Add
County
Manatee
Year built
2011
Living area
3,020 sq ft
Price/sq ft
$911
Building area
3,886 sq ft (Public Records)
Lot size
10,280 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12081C0139F)
Garage
2 spaces
Pool
Private pool
Annual taxes
$43,872 (2024)
Parcel #
7299000005
Zoning
R1AA
MLS #
A4683541

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Interior Details

Bedrooms
4
Full bathrooms
3
Half bathrooms
1
Flooring
Bamboo, Travertine
Appliances
Disposal
Interior features
Ceiling Fans(s), High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Walk-In Closet(s)
Laundry
Laundry Room
Stories / Levels
Two
Direction faces
East

Heating & Cooling

Heating
Heat Pump
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
1 Month
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
CHECK WITH CITY OF HOLMES BEACH FOR THE MOST UP TO DATE INFORMATION
Approval process
CHECK WITH CITY OF HOLMES BEACH FOR THE MOST UP TO DATE INFORMATION

Exterior & Construction

Exterior features
Balcony
Construction materials
Block, Stucco
Roof
Metal
Foundation
Block
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Public

Schools

ElementaryAnna Maria ElementaryGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BathroomFirst15x9
Primary BedroomFirst16x20
Living RoomFirst18x24
Dining RoomFirst10x16
KitchenFirst16x14
OfficeFirst11x12
DenFirst10x12
Bedroom 2Second14x13
Bedroom 3Second
Bedroom 4Second12x9
Bathroom 2Second8x10
Bathroom 3Second8x10

Listing Details

Listing date
2026-02-22
On market date
2026-02-22
Original list price
$3,175,000
Occupant type
Vacant
MLS area
34217 - Holmes Beach/Bradenton Beach
Listing AOR
Sarasota - Manatee
Status changed
2026-02-22
Tax legal description
LOT 25 KEY ROYALE 7TH ADD PI#72990.0000/5

Flood risk

High riskFEMA Zone AEPanel 12081C0139F

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Manatee Ave West to Gulf Drive (right at light) Gulf to Marina Drive (right at light) Marina to 66th St (Key Royale) 634 is on left.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of August 24, 2026 at 9:17 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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