$339,000
55 Camellia Street
Palm Coast, FL 32137
Listing updated: June 8, 2026 at 9:45 AM ET
Listing courtesy of Take Action Properties, Llc · Esteban Polastri · MLS #FC316355 · Active · 386-283-5996Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
POND-FRONT SUNSET VIEWS | BUILT IN 2024 | MOVE-IN READY Why wait months for new construction when you can move right into this beautifully upgraded waterfront home in Somerset at Palm Coast? Situated on a premium pond-front homesite with desirable western rear exposure, this 3-bedroom, 2.5-bath home offers 1,926 square feet of thoughtfully designed living space and breathtaking sunset views from your covered lanai. Enjoy peaceful water views every day, with the community pool located just across the pond, creating a relaxed resort-style setting right outside your back door. Inside, the open-concept floor plan is ideal for both everyday living and entertaining. The spacious kitchen features granite countertops, solid wood cabinetry, tile backsplash, and abundant prep space, all flowing seamlessly into the dining and living areas. Tile flooring extends throughout the entire first floor, complemented by upgraded 5.5-inch baseboards for a clean, modern finish. Upstairs, hardwood flooring runs throughout the second level. The spacious primary suite offers a large walk-in closet and private bath, while two additional bedrooms, a full bathroom, and a dedicated laundry room provide flexibility for family, guests, or a home office. Unlike new construction, this home already includes valuable upgrades and completed improvements, including epoxy garage floors, installed gutters, and remaining builder warranty coverage. ENERGY STAR® certified for efficiency and comfort, this home was designed to help reduce utility costs while providing modern, low-maintenance living. Conveniently located near shopping, dining, medical facilities, and just minutes from Flagler Beach, this is an opportunity to own a nearly new waterfront home with upgrades already in place—without the added expense, uncertainty, or wait of building. Ask about available lender incentives, including closing cost assistance and interest rate buy-down options for qualified buyers.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history107 days on market
- Status: ActiveFeb 21, 2026
- Listed$349,999Feb 21, 2026
- Price reduced$339,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 107
- Subdivision
- Somerset
- County
- Flagler
- Year built
- 2024
- Living area
- 1,926 sq ft
- Price/sq ft
- $176
- Building area
- 2,492 sq ft (Public Records)
- Lot size
- 4,800 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X
- Garage
- 2 spaces
- Annual taxes
- $7,260 (2025)
- Parcel #
- 04-11-30-5570-00000-1260
- Zoning
- MPD
- MLS #
- FC316355
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Carpet, Tile, Wood
- Appliances
- Dishwasher, Disposal, Microwave, Range, Refrigerator
- Interior features
- Solid Wood Cabinets, Ceiling Fans(s), High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Solid Surface Counters, Stone Counters, Thermostat, Walk-In Closet(s), PrimaryBedroom Upstairs, Smart Home
- Laundry
- Laundry Room, Upper Level, Washer Hookup, Electric Dryer Hookup
- Stories / Levels
- Two
- Direction faces
- East
Heating & Cooling
- Heating
- Heat Pump
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $98 / Quarterly
- Monthly HOA
- $33/mo
- Total monthly fees
- $33/mo
- Total annual fees
- $392
- HOA name
- Sovereign & Jacobs
- CDD
- Yes
- Min lease term
- 6 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- See HOA Documents for full details.
Exterior & Construction
- Exterior features
- French Doors, Lighting, Rain Gutters
- Construction materials
- Cement Siding, HardiPlank Type, Frame
- Roof
- Shingle
- Foundation
- Slab
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Underground Utilities, BB/HS Internet Available, Cable Available, Electricity Connected, Fiber Optics, Phone Available, Sewer Connected, Sprinkler Recycled, Water Connected, Natural Gas Connected
Community
- Pets allowed
- Number Limit, Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Laundry | Second | |
| Bathroom 2 | Second | |
| Bedroom 3 | Second | |
| Bedroom 2 | Second | |
| Primary Bathroom | Second | |
| Primary Bedroom | Second | |
| Kitchen | First | |
| Dining Room | First | |
| Living Room | First | |
| Bathroom 3 | First | |
| Foyer | First |
Listing Details
- Listing date
- 2026-02-21
- On market date
- 2026-02-21
- Original list price
- $349,999
- Occupant type
- Owner
- MLS area
- 32137 - Palm Coast
- Listing AOR
- Flagler
- Status changed
- 2026-02-21
- Tax legal description
- SOMERSET AT PALM COAST PARK PHASE I (MB 42 PG 30) LOT 126
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From I-95, take Exit 289 (Palm Coast Pkwy) and head West. Merge onto US-1 South. Continue straight through the traffic circle to stay on US-1 South. Turn right onto Camellia St. The home will be on the right
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 8, 2026 at 9:45 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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