$689,900
11041 White Terrace
Oxford, FL 34484
Listing updated: July 1, 2026 at 2:05 PM ET
Listing courtesy of Stellar Real Estate Agency Llc · Michelle Bobadilla · MLS #OM719246 · Active · 352-585-1562Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
***MAJOR PRICE IMPROVEMENT — EXCEPTIONAL VALUE IN OXFORD OAKS!*** A rare opportunity to own one of the community's most extensively upgraded pool homes. Resort-style living awaits in this beautifully appointed 3BR/4BA residence, offering an exceptional combination of indoor comfort, outdoor entertaining, and thoughtful upgrades. ***Anchored by a breathtaking 16x40 saltwater pool*** with sun shelf, dual waterfalls, and over 1,600 sq ft of paver decking, this property delivers an outstanding outdoor living experience. The impressive 11x57 covered lanai features a custom U-shaped summer kitchen and elevated firepit, creating the ultimate setting for entertaining family and friends. ***Inside, enjoy an expansive 20x30 media room*** with granite service bar and Mitsubishi ceiling cassette, a dedicated pool bath, climate-controlled storage, expanded laundry with pantry, and a flexible bedroom layout with an enlarged fourth-bedroom option. Additional upgrades and thoughtful design elements throughout the home enhance both functionality and everyday living. ***Conveniently located just minutes from The Villages, premier shopping, dining, and medical facilities,*** this exceptional property offers a unique combination of space, upgrades, and resort-style amenities rarely found in a single home. ***Experience the perfect blend of luxury, comfort, and outdoor living that makes this Oxford Oaks home truly exceptional. Schedule your private showing today!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history131 days on market
- Status: ActiveFeb 20, 2026
- Listed$749,900Feb 20, 2026
- Price reduced$689,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 131
- Subdivision
- Oxford Oaks Phase 1
- County
- Sumter
- Year built
- 2020
- Living area
- 3,051 sq ft
- Price/sq ft
- $226
- Building area
- 4,200 sq ft (Public Records)
- Lot size
- 22,000 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- X
- Garage
- 3 spaces
- Pool
- Private pool
- Annual taxes
- $7,060 (2025)
- Parcel #
- D18B017
- Zoning
- R-1
- MLS #
- OM719246
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 4
- Flooring
- Vinyl
- Appliances
- Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer, Wine Refrigerator
- Interior features
- Ceiling Fans(s), Crown Molding, Eat-in Kitchen, High Ceilings, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Solid Wood Cabinets, Thermostat, Walk-In Closet(s), Wet Bar
- Laundry
- Electric Dryer Hookup, Inside, Laundry Closet, Laundry Room, Washer Hookup
- Stories / Levels
- One
- Direction faces
- Northwest
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air, Mini-Split Unit(s)
Parking
- Garage spaces
- 3
- Attached garage
- No
- Parking features
- Driveway, Garage Door Opener, Golf Cart Garage, Off Street
HOA & Financial
- HOA fee
- $743 / Annually
- Monthly HOA
- $62/mo
- Total monthly fees
- $62/mo
- Total annual fees
- $743
- HOA name
- Mosaic Central Fl. Prop Management-Cecily Ramey
- CDD
- No
- Min lease term
- 3 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Leasing permitted with HOA restrictions. Minimum 3-month lease term. Residential use only. Written lease required in accordance with HOA documents.
- Approval process
- No HOA tenant approval required per governing documents.
Exterior & Construction
- Exterior features
- Fire Pit, Lighting, Outdoor Kitchen, Private Yard, Rain Gutters, Sliding Doors, Sprinkler Metered
- Construction materials
- Vinyl Siding, Frame
- Roof
- Shingle
- Foundation
- Concrete Perimeter, Slab
- Pool
- Private pool
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Available, Fiber Optics, Fire Hydrant, Public, Sewer Connected, Sprinkler Meter, Underground Utilities, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | |
| Bedroom 2 | First | |
| Bedroom 3 | First | |
| Dining Room | First | |
| Bathroom 1 | First | |
| Bathroom 2 | First | |
| Living Room | First | |
| Kitchen | First | |
| Family Room | First | |
| Laundry | First | |
| Bedroom 3 | First | |
| Bathroom 4 | First |
Listing Details
- Listing date
- 2026-02-16
- On market date
- 2026-02-20
- Original list price
- $749,900
- Occupant type
- Owner
- MLS area
- 34484 - Oxford
- Listing AOR
- Ocala - Marion
- Status changed
- 2026-02-20
- Tax legal description
- LOT 17 OXFORD OAKS PHASE ONE PB 15 PGS 25-25D
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Oxford Oaks subdivision in Oxford. Access via County Road 101. Continue through the community to the property. Use GPS for precise routing.
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Listing provided by Stellar MLS
Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of July 1, 2026 at 2:05 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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