102 Stafford Drive, FL102 Stafford Drive, FL102 Stafford Drive, FL
Stellar MLS
1 / 45

$379,900

102 Stafford Drive

Palm Harbor, FL 34684

Listing updated: May 30, 2026 at 1:28 PM ET

Active
Stellar MLSListing courtesy of Coldwell Banker Realty · Amanda Justus · MLS #TB8478206 · Active · 727-781-3700
2
Beds
2
Baths
1,264
Sq Ft
0.22
Acres
1979
Built
Water access55+ community$301/sqft
Single Family Residence

Property type

1979

Year built

9,779 sqft

Lot size

$301

Price / sq ft

$164/mo

HOA dues

99

Days on market

2

Garage spaces

X

Flood zone

About this home

Welcome to your beautifully updated 2-bedroom, 2-bath, 2-car garage home with a sunny Florida room, perfectly positioned on a large corner lot in Palm Harbor’s premier 55+ golf community, Highland Lakes! From the moment you arrive, you’re greeted by a screened-in front lanai—ideal for enjoying Florida’s year-round sunshine—and a stunning leaded glass front door set against a freshly painted exterior. Inside, the home is light, bright, and open with updated windows that fill the space with natural light. The heart of the home is the beautifully renovated kitchen, showcasing granite countertops, solid wood soft-close cabinetry with pull-out drawers, a stylish glass tile backsplash, newer sleek stainless appliances, recessed lighting, and a convenient pass-through to the Florida room for effortless entertaining. Wood-look tile flooring flows seamlessly into the dining nook, creating the perfect space for everyday gatherings. Just beyond, the spacious Florida room is drenched in sunshine through wall-to-wall windows and features modern tile flooring, making it an inviting retreat for relaxing or hosting guests. The thoughtfully designed layout offers privacy and convenience, with a tastefully updated guest bathroom featuring a walk-in shower with glass door, granite-topped vanity, and updated lighting. The second updated hall bath with a tub/shower combo is ideally situated between both bedrooms and the main living area. Step outside to your private back patio—perfectly sized for outdoor furniture and a grill—surrounded by lush landscaping for added tranquility. Furniture is negotiable, making this home truly turn-key and move-in ready! Rest easy knowing this property sits high and dry above the flood plain in a non-evacuation zone. Major updates include an electrical panel (2019), 3-ton HVAC (2017), dual-pane windows with hurricane shutters, and more. Residents of Highland Lakes enjoy an exceptional country club lifestyle with a remarkably low HOA fee of just $164/month, including unlimited and FREE golf on three private executive courses, tennis, pickleball, bocce, and shuffleboard courts, plus a vibrant clubhouse offering entertainment, fitness classes, and social events. The lakeside lodge on Lake Tarpon features a private boat ramp, fishing pier, and community pontoon boats. Additional amenities include free RV and boat storage and a golf cart-friendly community design. Ideally located near world-class Gulf beaches, upscale dining and shopping, top-rated healthcare, major sports venues, two international airports, and a cruise port, this exceptional property offers the perfect blend of elegance, comfort, and active Florida living. Don’t miss this rare opportunity—schedule your private showing today!

Local Insight

At $301/sqft in a 55+ community with water access, this 1979 home is priced competitively for the area, but you're buying an older property that will likely need updates—factor in potential roof, HVAC, or plumbing work before that price feels like a true deal. The Highland Lakes location and non-flood zone are solid positives, though the small 0.22-acre lot and $164 monthly HOA mean you're trading land and independence for amenities and community, so make sure that trade-off fits your lifestyle. With only 2 bedrooms, this works best as a primary residence or winter home rather than a multi-generational property, and you'll want a detailed inspection given the age and to identify any deferred maintenance.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$1,921
Property taxes$490
Home insurance (est.)$174
HOA dues$164

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history99 days on market

  1. Status: Active
    Feb 20, 2026
  2. Listed$379,900
    Feb 20, 2026
  3. Price increased$379,900

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
99
Subdivision
Highland Lakes
County
Pinellas
Year built
1979
Living area
1,264 sq ft
Price/sq ft
$301
Building area
1,765 sq ft (Estimated)
Lot size
9,779 sq ft
Lot category
0 to less than 1/4
Flood zone
X
Garage
2 spaces
Annual taxes
$5,884 (2025)
Parcel #
06-28-16-38894-000-1610
Zoning
RPD-10
MLS #
TB8478206

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Carpet, Tile
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Crown Molding, Eat-in Kitchen, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Solid Wood Cabinets, Stone Counters
Laundry
In Garage
Stories / Levels
One
Direction faces
North

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Golf Cart Parking, Oversized

HOA & Financial

HOA fee
$164 / Monthly
Monthly HOA
$164/mo
Total monthly fees
$164/mo
Total annual fees
$1,968
HOA name
Highland Lakes HOA
CDD
No
Min lease term
3 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
55+ community. Please confirm lease restrictions with Highland Lakes HOA.
Approval process
Application & fee.

Exterior & Construction

Exterior features
Hurricane Shutters, Lighting, Private Mailbox, Rain Gutters, Sidewalk
Construction materials
Block
Roof
Shingle
Foundation
Slab
Water access
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Connected, Public, Sewer Connected, Water Connected

Community

Pets allowed
Yes
Senior community
Yes

Room Details

RoomLevelDimensions
Living RoomFirst15x22
Dining RoomFirst12x13
KitchenFirst9x8
Florida RoomFirst16x12
Primary BedroomFirst14x11
Bathroom 1First5x8
Bedroom 2First10x11
Bathroom 2First7x8
Balcony/Porch/LanaiFirst5x15

Listing Details

Listing date
2026-02-16
On market date
2026-02-20
Original list price
$379,900
Occupant type
Owner
MLS area
34684 - Palm Harbor
Listing AOR
Suncoast Tampa
Status changed
2026-02-20
Tax legal description
HIGHLAND LAKES UNIT 5 LOT 161

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

US 19 N to Highland Lakes main entrance (fountains) north of Nebraska. Follow entrance road to a left onto E Dorchester Dr. Take a left onto Stafford Dr to property immediately located on left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 30, 2026 at 1:28 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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